Robert Smith is a financial advisor with RBC Capital Markets in Frisco, TX, holding Series 63 and Series 65 designations and 28 years of industry experience. He previously worked at Southwest Securities, Inc. for 14 years before joining RBC Capital Markets in 2017. Smith serves as successor trustee for the John C. Crank Trust, administering trust directives without compensation. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, utilizing both in-house and third-party investment managers.

Daniel Bruns is a Wealth Management Advisor with more than 18 years of experience at Merrill Lynch Wealth Management. He focuses on developing wealth planning roadmaps that account for the risk premium of capital assets, with major client focuses including retirement planning, income generation strategies, interfamily wealth transfers, and financial independence. Daniel's personalized approach involves working closely with clients to understand their values, prioritize life goals, and structure investment strategies that support their financial objectives, aiming to simplify complexity and provide clear, disciplined guidance. Daniel holds several professional designations, including Certified Investment Management Analyst (CIMA), Accredited Asset Management Specialist (AAMS), Certified Divorce Financial Analyst (CDFA), and Personal Investment Advisor (PIA). His education includes a Bachelor's degree from the University of North Texas and an Associate's degree from Collin College. He is also a graduate of Leadership Allen Fairview Class 30, reflecting his dedication to community involvement and local leadership. Outside of his professional responsibilities, Daniel enjoys hiking, reading, running, and traveling. He volunteers for local nonprofit organizations and continues to engage in personal and professional learning.

Branson Butler is a financial advisor at Merrill with Series 63 and Series 65 credentials and 20 years of industry experience. He has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Ahmadi is a financial advisor at Edward Jones in McKinney, TX, holding CFP® and ChFC® designations with 24 years of industry experience. He has been with Edward Jones since 2002. Outside of advising, he manages decisions related to a rental property business in Colorado. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard, and maintains one of the largest retail advisor and branch networks in the industry.

Richard Thompson is a financial advisor with Mass Mutual Investors Services, holding a Series 63 credential and 35 years of industry experience. He has worked at MetLife Securities Inc. and Metropolitan Life Insurance Company since 1990 and has been with Mass Mutual Investors Services since 2017. Outside of his advisory role, Thompson serves as treasurer of the Laurel Creek Home Owners Association. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements that focus on goal analysis and written recommendations, with implementation handled separately.

Wesley Camp is a CFP® with 32 years of industry experience, currently affiliated with Cetera. He has been with Cetera Wealth Services, LLC since 2013 and has a longstanding association with Ottawa Financial Corporation dating back to 1994. Wesley also sells life, health, disability, and long-term care insurance. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual clients, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program options and more than $256 billion in assets under management.

Harry Wallace III is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America since 2015. Outside of his advisory role, he is involved with HT Legacy Ice, a corporation focused on automated ice machine operations in Celina, Texas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Kevin Robertson is a financial advisor with Merrill in McKinney, Texas, holding a Series 66 designation and 25 years of industry experience. He has been with Merrill since 2000. Outside of his advisory role, he serves on the Scholarship Committee for the Foundation for Allen Schools, where he reviews and interviews scholarship applicants. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment approach includes multiple program strategies and a roster of manager-constructed strategies, supported by oversight from its CIO and tax-efficient implementation tools, and benefits from integration with Bank of America affiliates.

Craig Saunders is a CFP® with over 31 years of experience in the financial industry. He has been with Ameriprise since 2005, currently serving at the firm's Prosper, TX office. Outside of advising, he holds business ownership in real estate through CJS Family Properties. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Robert Mackey is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads the Mackey Brennan Wealth Management Group, a seven-person advisory team dedicated to serving affluent clients including entrepreneurs, business owners, executives, retirees, widows, and families with special needs members. He has been with Merrill Lynch since 1991 and is recognized for his goals-based wealth management approach. Robert also trains and mentors other Merrill advisors across the country. Robert's experience encompasses portfolio management, asset allocation strategies, retirement and estate planning, and facilitating collaboration with clients' legal and tax professionals. His firm focuses on simplifying clients' financial lives and aligning investments with estate planning strategies to help preserve and grow wealth for families and business owners. He places emphasis on educating clients and the next generation about investments and financial responsibility. He holds a Bachelor of Science degree in Economics and Finance from Spring Hill College. Professional designations include Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Robert is involved in his community through service on the boards of John Paul II High School, Mother Teresa Catholic School, and The Catholic Foundation in Dallas. He resides in Parker, Texas, with his wife and three children. Outside of work, his personal interests include hiking, running, traveling, and spending time with family.

Michael O'neil is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over six years of experience in wealth management and brings a disciplined approach to financial advising, drawing from his previous career as a United States Marine Corps Officer, where he served for 22 years. His military background involved strategic planning and execution, skills he applies daily to guide clients in achieving their financial goals. Michael holds a Bachelor's Degree from The Citadel and has earned the Personal Investment Advisor (PIA) designation. His personal philosophy emphasizes developing personalized financial strategies tailored to each client's long-term objectives. His commitment to service extends beyond his professional role, influenced by his military service and family life. He values the opportunity to work closely with clients to understand what is most important to them, providing strategies that remain flexible to life changes and market conditions. Michael's approach focuses on disciplined pursuit of financial goals and steadfastness in the face of challenges, reflecting his lifelong dedication to service and commitment.

Mark Massey is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been part of the financial services industry since 1997 and joined Merrill in 2006. He leads a goals-based wealth management process that helps clients pursue financial lifestyles aligned with their priorities. Mark assists clients with retirement planning, estate planning services, wealth transfer, investment risk assessment, and asset allocation policies. He coordinates with clients' tax, accounting, and legal advisors to simplify their financial lives. Mark holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), and Certified Portfolio Manager (CPM). He earned a Bachelor of Arts in political science jointly from Harding University and the University of Arkansas, and a Master of Business Administration from the Sam M. Walton College of Business at the University of Arkansas. Outside of his professional work, Mark enjoys golfing, reading, and spending time with his family.

Carlos Parra is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in managing new wealth, personal retirement planning, and portfolio management services. Carlos applies a client-first approach, building trusted relationships and providing personalized guidance to help clients pursue their long-term financial goals with clarity. Before joining Merrill Lynch, Carlos was a Financial Advisor at Edward Jones, assisting individuals, families, and small business owners in working toward their financial objectives. His background also includes field operations and regional leadership roles in the retail industry, where he developed organizational, leadership, and client service skills that inform his current practice. Carlos holds a High School Diploma/GED from the University of Texas System and possesses the Personal Investment Advisor (PIA) designation. Fluent in English and Spanish, he has called North Texas home for over 25 years and resides in Flower Mound. Outside of his professional work, Carlos enjoys motorcycle riding, playing drums, golfing, and spending time with his family. He is actively involved in his community, volunteering with the Knights of Columbus #12553 in Argyle, Texas, and participating in his local church.

Kevin White is a financial advisor at Merrill with Series 63 and Series 66 credentials and 34 years of industry experience. He has been with Merrill since 2009 and has worked at Bank of America, N.A. since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Kuumba Smith is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at several firms including Avantax and 1st Global. Smith is the founder and manager of Smittox Brewing Co., LLC, a beer production and brand merchandising venture that is not currently active. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a range of portfolio management and retirement services, overseeing more than $256 billion in assets.

Herbert Poledna III is a financial advisor with Ameriprise in McKinney, TX, holding a Series 63 designation and 26 years of industry experience. He has worked at Ameriprise and its related entities since 2016, as well as at Massachusetts Mutual Life Insurance Company from 2015 to 2017. Outside of his advisory role, he serves as Practice Manager of Encircle Wealth Advisors, where he leads research and portfolio construction. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on providing written recommendations and annual planning advice centered on dependable income sources and tax-aware withdrawal strategies.

Tammie Walker is a CFP® with 34 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Walker is involved in community activities as Vice President of Development on the Board of Directors for the Celina Education Foundation. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Daniel Kim is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Bank of America, Merrill, New York Life Insurance Company, and MK Novo Consulting. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, serving a large network of investment adviser representatives.

Laura Gedge is a financial advisor with Raymond James & Associates in McKinney, TX, holding Series 63 and Series 65 credentials and four years of industry experience. She previously worked at Inland Securities Corporation for six years. Outside of her advisory work, she is the managing member of Raining Beads LLC, a business creating and selling beaded products online and at markets. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing various portfolio management styles and affiliated research.

Sonja Rogers is a financial advisor with Wells Fargo Clearing in Frisco, TX, holding the ChFC® and Series 63 designations and bringing 29 years of industry experience. Her career includes prior roles at A.G. Edwards & Sons, Inc. and Cetera Investment Services LLC. She serves as a board member for the University of North Texas Foundation, where she contributes to discussions on endowment fund spending rates, administration, and governance. Wells Fargo Advisors provides investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients, operating nationwide with a range of brokerage and advisory solutions supported by research and analytics.