Lance Hutchins is a financial advisor with UBS Financial Services in Houston, TX, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, he owns and operates a family farm specializing in hay sales. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Eunice Gonzalez is a financial advisor with Merrill in Bellaire, TX, holding a Series 66 designation and four years of industry experience. She previously worked at Bank of America from 2006 to 2022. Outside of her advisory role, she is involved in a home healthcare business providing overnight care for a quadriplegic individual. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, utilizing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ricardo Villanueva is a financial advisor at Ameriprise with a Series 66 designation and no prior industry experience. He previously worked at Valero Energy Corporation for 11 years and was self-employed for seven years before joining Ameriprise in 2026. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Lyn Patterson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked with J.P. Morgan entities since 1992 and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and includes ESG eligibility considerations.

Sebastian Henke is a financial advisor at Thrivent Investment Management with five years of industry experience. He holds a Series 66 designation and has worked at Thrivent Financial since 2021, with prior experience at Sportlo, Houston Baptist University, and Sports For Learning. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning without discretionary trading authority. The firm’s approach includes comprehensive written recommendations and the option to combine planning with managed accounts under a consolidated billing program called WealthPlan.

Matthew Catron is a financial advisor at Ameriprise with 19 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill from 2013 to 2021. Catron is based in Friendswood, TX. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written Recommendation Reports, with a focus on assets held in Ameriprise managed accounts and the use of algorithmic automation overseen by a dedicated committee.

Philip Turner is a financial advisor with Primerica Advisors in Houston, TX, holding Series 65 and Series 63 licenses and six years of industry experience. His prior work includes roles at Datasite, LLC and Worldpay from FIS. He is involved in sales of investment-related products and also receives non-investment compensation related to home security and automation product referrals. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies managed by unaffiliated asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Michael Nguyen is an Investment Consultant currently working at Fidelity Investments since 2026. He has previously held roles including Private Client Banker at JP Morgan Chase from 2025 to 2026, Independent Financial Advisor at Innovation Partners LLC in 2024, Investment Adviser Representative at Catalyst Wealth Management from 2022 to 2024, and Independent Financial Advisor at GWN Securities during the same period. He holds a California Insurance License, supporting his work in financial advising and investment consulting. Michael's professional approach emphasizes understanding clients' priorities to provide personalized guidance, ensuring they feel heard and confident in their financial decisions.

David Gura is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management based in Sugar Land, Texas. He has been with Merrill Lynch since 1999, following a 19-year career in the energy industry with Schlumberger. Dave works with a select group of clients to help them achieve their financial goals by providing personalized advice and specialized investment services tailored to sophisticated investors. He regularly meets with clients to align their financial plans with their evolving personal circumstances. Dave holds a Bachelor's degree from Worcester Polytechnic Institute in electrical engineering. He is a Certified Financial Planner® (CFP®), a designation awarded by the Certified Financial Planner Board of Standards, Inc., and also holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) certifications. His areas of expertise include college education planning, corporate benefits, family wealth management strategies, international wealth management, personal retirement planning, portfolio management, tax minimization, and retirement income planning. He resides in Sugar Land with his wife and four dogs and has two grown children living nearby in Houston. Dave and his team are involved with several local charitable organizations, including the Fort Bend County Animal Shelter, Citizens for Animals of Midland Odessa, and Saving our Companion Animals. His personal interests include boating, fishing, hiking, reading, scuba diving, skiing, swimming, traveling, and spending time with his family.

Michelle Bickham is a financial advisor at Edward Jones with four years of industry experience. She holds a Series 66 designation and has previously worked at Fidelity Investments, Bank of America, Merrill, and operated Bickham Law Attorneys. Outside of finance, she owns a seasonal holiday decorating business and manages the career of her daughter, a singer-songwriter and actress. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and a nationwide network of financial advisors and branch offices. The firm offers discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jay Campbell is a financial advisor at Ameriprise with 11 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill before joining Ameriprise in 2020. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset thresholds, providing detailed Recommendation Reports addressing income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-supported advice through a centralized retirement-income consulting team.

David Moss is a financial advisor with Ameriprise Financial Services in Houston, TX, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior experience includes roles at Bank of America and Merrill Lynch. He serves on the Board of Directors for Texas City Independent School District. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning, combining investment research and algorithmic analysis to provide written recommendations and ongoing advice.

Serena Sneeringer is a financial advisor with Ameriprise Financial Services LLC in Sugar Land, TX, holding a Series 66 designation and 11 years of industry experience. She previously worked at Wells Fargo Clearing for nine years before joining Ameriprise in 2025. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Dale Heysse is a financial advisor with UBS Financial Services in Sugar Land, TX, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He has worked at UBS since 2020 and previously at Bank of America and Merrill from 2014 to 2020. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a range of capital markets services supported by proprietary research and model-based asset allocation strategies.

Ian Hass is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 66 and Series 63 licenses. His prior roles include positions at Thornburg Securities, Blackrock Investments, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning and access to third-party asset management, supported by advanced operational and research tools.

Manal Faour is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds the Series 66 designation and previously worked at Bank of America/Merrill Lynch, PNC Bank, and First National Bank. Outside of finance, she has worked in the hospitality and retail sectors. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and incorporating ESG eligibility frameworks.

Stephanie Hartman is a financial advisor with Ameriprise in Houston, TX, holding Series 63 and Series 66 licenses and having 10 years of industry experience. She previously worked at Merrill from 1996 to 2018 and has been with Ameriprise since 2018. Outside of her advisory role, she is the sole member and manager of Hart Creations LLC, a small retail business, and serves as secretary for the Clear Lake High School Baseball Booster Club. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement who meet specific asset criteria, delivering tailored, research-based recommendations through a centralized consulting team in partnership with financial advisors. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Rusty Hanna is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2012 and previously held positions at Valic Financial Advisors, Northwestern Mutual Investment Management, and Chase Investment Services Corp. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and includes ESG eligibility considerations.

Michael Hesse is a CFP® and ChFC® with 47 years of industry experience. He is currently with OSAIC and has held prior roles at Texas Wealth Management, LLC, FSC Securities Corporation, and Texas Wealth Management, INC. Outside of his advisory work, he owns a vacation condo in Maui. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through various programs such as comprehensive financial planning and advisor-managed portfolios. The firm utilizes a model-based investment process emphasizing asset allocation, portfolio optimization, and risk management.

Andrea Hendon is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and seven years of industry experience. She previously worked at Merrill and Edward Jones, and has been with J.P. Morgan since 2023. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers specialized derivatives and commodities capabilities.