Ryan Pilipow is a Series 65-licensed financial advisor with Empower Advisory Group in Austin, TX, bringing three years of industry experience. He previously worked at Personal Capital Advisors Corporation and Personal Capital Advisor Corporation, and spent several years at the University of Pennsylvania in various roles. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and select retail brokerage account holders, offering integrated services linked to Empower’s recordkeeping platforms. The firm emphasizes long-term portfolio returns and uses a point-in-time planning approach alongside optional managed account solutions.

Kieran Lavery is a CFP® professional at Schwab Wealth Advisory with seven years of industry experience. His prior roles include positions at Charles Schwab, Kestra Financial, Invesco, and Finivi, Inc. He is based in Austin, TX. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s advice is guided by proprietary asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Hanseung Chang is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 licenses and possessing two years of industry experience. Before joining Schwab Wealth Advisory in 2026, he worked at Charles Schwab & Co., Inc. and ATX Insurance Agency. Outside of finance, he is involved in managing a small family-owned coffee and tea shop called Manna Taim LLC, which specializes in boba teas, coffees, and ice cream. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is based on Charles Schwab & Co.’s standard asset-allocation models and internal research tools, with client trades executed only upon authorization.

Chester Zielinski Jr. is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been with Transamerica since 2012 and also has involvement in oil and gas exploration as a joint investor. Zielinski operates Zeke Zielinski LLC and is affiliated with WealthWave and World Financial Group. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations, delivering services through a large advisor network and multiple program platforms. The firm utilizes model portfolios and third-party managers to implement its advisory model and offers integrated retirement plan solutions alongside affiliated mutual funds and insurance products.

Michael Sullivan is a CFP®-certified financial advisor with 29 years of industry experience, currently serving at Goldman Sachs Wealth Services since 2018. His prior roles include positions at Cetera Advisor Networks, United Capital Financial Advisers, Girard Securities, and Valhaven Wealth. Goldman Sachs Wealth Services offers financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate sponsors, and institutional clients. The firm leverages centralized investment resources and affiliated teams to deliver tailored wealth management solutions and operates within a large integrated financial group with a range of specialized services.

Robert Benton Arnold is a CFP® professional with 25 years of experience in financial advisory. He is currently with HighTower Advisors, where he has worked since 2020, and previously spent seven years at Frontier Investment Management Co. Arnold serves as president of the Financial Planning Association of Austin and is a director of the JD Abrams Charitable Foundation. HighTower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm’s advisory approach emphasizes manager selection and multi-manager solutions, offering access to both affiliated and third-party managers and incorporating a range of investment vehicles and portfolio construction strategies.

Elizabeth De Latorre is a financial advisor with TIAA-CREF in Austin, TX, holding Series 63 and Series 65 credentials and 17 years of industry experience. She has worked at TIAA-CREF since 2019 and previously held roles at Merrill, Bank of America, Morgan Stanley, and Guardian Life. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management with a fiduciary standard applied to its registered investment adviser services.

Teresa Hoffman is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and seven years of industry experience. She previously served as president of Your Friendly Property Solutions, an LLC focused on wholesaling and flipping residential real estate. Beginning in 2025, she has also engaged in public speaking on financial topics. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers customized financial planning and management solutions, combining advisor-led discretionary strategies with model-based programs and digital advisory services.

Ann Conrad is a financial advisor with Transamerica Retirement Advisors, LLC in Austin, TX. She holds a Series 66 designation and has four years of industry experience. Prior to joining Transamerica, she worked at Edward Jones, Merrill, and Bank of America, and she was the owner of Conrad Creative Copy, LLC, a copywriting business that is now dormant. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, providing managed and non-discretionary investment advice supported by Morningstar Investment Management’s proprietary portfolio construction and oversight tools. The firm operates at scale, focusing on asset allocation and retirement guidance for a large client base.

Raoul Celerier is a CFP® with 21 years of industry experience, currently serving at Cerity Partners LLC since 2026. He previously worked at Austin Private Wealth, LLC and Ameriprise Financial Services, Inc. Celerier holds an active real estate license and is involved in property management and real estate business ownership outside of his advisory role. Cerity Partners advises a diverse client base, including individuals, families, trusts, and institutional investors, managing approximately $166.2 billion in assets as of December 2025. The firm offers customized wealth management services and incorporates proprietary quantitative screening, manager selection, and alternative investment solutions within its investment framework.

Carlos Padilla is a financial advisor at Guardian Life with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Park Avenue Securities, Adair Financial PCG, LLC, and Farmers Financial Solutions. Padilla is also involved with Padilla Agency LLC, which focuses on the sale and solicitation of insurance. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporations, retirement plan sponsors, and nonprofit organizations. The firm provides advisor-led discretionary management combined with model-based strategies, offering access to proprietary wrap programs, third-party advisory solutions, and a digital advisory platform.

Robert Johnson is a financial advisor at CIBC Private Wealth Advisors, Inc. with 22 years of industry experience. He holds the Series 63 and Series 65 credentials and has previously worked at Thornhill Securities, WealthForge, Realized Holdings, Kestra Financial, and Infinex Investments. CIBC Private Wealth Advisors offers investment and wealth advisory services to a diverse client base, including high net worth individuals, families, trusts, employee benefit plans, corporations, and investment companies. The firm combines internal expertise and external managers to deliver customized portfolio management, financial planning, and specialized strategies such as options hedges and structured notes.

Michael Voltin is a CFP® professional with 13 years of industry experience, currently serving as an advisor at Concurrent Investment Advisors, LLC. Prior to joining Concurrent in 2024, he worked at Bank of America, Merrill, and Axa Advisors. He serves on the board of CoSource, Inc. and is involved with The Dan and Patricia Pickard Scholarship Foundation. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, families, businesses, and retirement plans. The firm focuses on customized, primarily long-term investment portfolios using ETFs, mutual funds, and other securities, supported by a network of approximately 286 advisors and over 13,000 clients.

John Knight is a financial advisor with Transamerica Financial Advisors in Austin, TX, holding Series 63 and Series 65 licenses and having 42 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and Allianz Life Insurance Co. Preferred since 2014. Outside of his advisory work, he is involved with the Georgetown Church of the Nazarene. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, and charitable organizations. The firm offers a range of advisory and broker-dealer services, leveraging proprietary and third-party investment models with both discretionary and non-discretionary program options.

Alison Cassorla is a financial advisor at Cerity Partners LLC in Austin, TX, holding a Series 65 designation with four years of industry experience. Before joining Cerity Partners in 2026, she worked at Austin Private Wealth, LLC for five years and was self-employed in 2020. Cassorla also spent 20 years with Shalom Austin. Cerity Partners serves a broad range of clients including high-net-worth individuals, families, trusts, charitable institutions, and other entities, managing approximately $166.2 billion in assets as of the end of 2025. The firm offers customized wealth management services featuring a proprietary investment framework that integrates quantitative screening with both third-party and direct security selection, along with access to private market strategies and OCIO services.

Nicholas Parnell is a financial advisor with Goldman Sachs Wealth Services and holds a Series 66 credential. He has one year of industry experience and has worked at Goldman Sachs since 2021. Outside of his advisory role, he works part-time as a high school basketball referee in Central Texas. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, executives, and institutional clients. The firm offers a range of financial planning and portfolio management services, utilizing strategic allocation models and proprietary analytics within the broader Goldman Sachs ecosystem.

Daniel Schwartz is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Hightower Advisors since 2021. Prior to joining Hightower, he worked at Bank of America and Merrill, where he held advisory roles from 2011 through 2021. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, offering strategies that emphasize manager selection and multi-manager solutions across mutual funds, ETFs, alternative investments, and custom indexing.

Hani Farid is a financial advisor with Empower Advisory Group in Austin, TX, holding Series 65 and Series 63 licenses and 17 years of industry experience. Prior to joining Empower Advisory Group in 2025, he worked at Empower Financial Services, GWFS Equities Inc, FCS Group, David Lerner Associates, and Vantage Consulting Group. He serves as Vice President of the Board for Keep Austin Fed, an organization addressing food insecurity. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage clients. The firm’s approach integrates proprietary and third-party planning methodologies focused on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Kip Reagor is a financial advisor with Oppenheimer, holding Series 63, 65, and 66 designations and 34 years of industry experience. He has been with Oppenheimer & Co since 2002. Outside of his advisory role, he owns and manages a water cooler rental business. Oppenheimer serves a broad client base, including individuals, corporations, pension plans, and charitable organizations, offering a range of investment programs and advisory services that include discretionary and non-discretionary management, strategic asset allocation, and retirement consulting.

Ramona Dalton is a financial advisor at Valic Financial Advisors with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Valic Financial Advisors since 2014. Additionally, she holds a position as an agent at Agia, where she is involved with non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and multiple wrap programs, utilizing a centralized technology platform and model solutions to manage assets for a large client base.