Michael Maguire is a financial advisor with Empower Advisory Group based in Greenwood Village, CO. He holds Series 63 and Series 66 licenses and has 10 years of industry experience. His prior work includes roles at Fidelity Brokerage Services LLC and Maguire Associates of Virginia. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm delivers services through an integrated model linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Charles Vigil Jr. is a financial advisor at Empower Advisory Group with 15 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Empower Advisory Group in 2023, he worked at Personal Capital Advisors Corporation from 2014 to 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model connected to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Paul Analovitch is a CFP® professional with 26 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory Inc. since 2012. He has been associated with Charles Schwab & Co., Inc. since 1999. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm conducts annual financial reviews and investment recommendations while leaving final trading decisions to clients, operating as an internal advisory unit within the Schwab ecosystem.

Daniel Woldu is a CFP® certificant with eight years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Lone Tree, Colorado. His prior experience includes roles at TIAA-CREF Individual & Institutional Services, LLC and the International Rescue Committee. He is also a board member of the Tigray Communities Forum, a nonprofit organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial planning, investment recommendations, and annual account reviews using Schwab’s proprietary research and asset allocation models.

Adam Dechtman is a CFP® professional with 12 years of industry experience, currently with Hightower Advisors since 2025. His prior roles include founding Dechtman Wealth Management, LLC and positions at Securities America and John Hancock. He also operates as an independent insurance agent outside of his advisory work. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals and institutional investors. The firm’s approach combines manager selection with multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles and strategies.

Ryan Gappinger is a financial advisor at Farther with 14 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at HFG Advisors since 2005. In addition to his advisory role, he is a consultant and partner at GBG Financial and engages in consulting and marketing activities through GMF LLC. Farther provides discretionary investment management and related advisory services primarily to individual investors, trusts, and estates through a combination of digital platforms and in-person meetings. The firm’s investment approach follows Modern Portfolio Theory, utilizing proprietary model portfolios, algorithmic rebalancing, and a range of investment vehicles including ETFs, mutual funds, equities, and fixed income.

Samantha Harrison is a financial advisor at Empower Advisory Group with 13 years of industry experience. She holds a Series 66 designation and has worked previously at Personal Capital Advisors Corporation and Merrill, as well as Bank of America. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates financial planning and managed account solutions with Empower’s recordkeeping and administrative platforms.

Nathaniel Dickson is a financial advisor with Transamerica Financial Advisors in Centennial, CO, holding a Series 65 license and 11 years of industry experience. His career includes roles at Transamerica Financial Advisors since 2017 and involvement with Professional Mortgage Source LLC since 2005. Outside of advising, he is engaged in mortgage brokerage through Professional Mortgage Source LLC. Transamerica Financial Advisors serves a wide range of clients, including individual investors, high-net-worth clients, pension plans, and charitable organizations. The firm offers both advisory and broker-dealer services with proprietary and third-party model portfolios, managing approximately $2.1 billion in assets as of late 2025.

Heather Janson is a Series 65-licensed financial advisor with Mariner, based in Englewood, CO, and has one year of industry experience. Prior to joining Mariner in 2025, she spent 12 years with Jenkins Wealth / Market Guard. Mariner serves a diverse client base, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds. The firm offers investment management, financial planning, retirement plan consulting, and coordinated tax and family office services, utilizing customized portfolios overseen by an Investment Committee and supported by a portfolio management team.

Brian Loiseau is a financial advisor at Transamerica Financial Advisors with 27 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Transamerica Financial Advisors since 2012. Loiseau is also the president and founder of Executive Planning Strategies, Inc., a tax consulting and review firm that provides tax preparation, consulting, benefit plan design, and health insurance and debt program consulting services. Transamerica Financial Advisors serves a diverse client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services through proprietary and third-party investment models, managing a mix of discretionary and non-discretionary assets.

Jonah Caldwell is a financial advisor at Empower Advisory Group with 19 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Advised Assets Group, LLC since 2021 and Gwfs Equities, Inc. since 2015. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, utilizing an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates in its financial planning services and serves a large participant base through a high client-to-advisor ratio.

Alexander Falloon is a CFP® with 12 years of industry experience, currently practicing at Empower Advisory Group. He has worked at GWFS Equities, Inc. since 2019 and previously spent three years with Wells Fargo Clearing and one year with Wells Fargo Advisors, LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates.

Jonathan Adams is a Series 65 licensed financial advisor at CWM, LLC with two years of industry experience. His prior roles include positions at Carson Wealth, Aveo Capital, and Jack Clancy and Associates, as well as a lengthy tenure with South Metro Fire Rescue. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, sub-advisory services, and retirement-plan solutions, employing discretionary management with model portfolios and a combination of fundamental and technical analysis.

Madeline Van Alstine is a financial advisor at Schwab Wealth Advisory with five years of industry experience. She holds a Series 66 designation and has worked at Schwab Wealth Advisory Inc. and Charles Schwab & Co., Inc. since 2021, following prior roles with Investment Center Advisor Group and LPL Financial. Before her financial industry career, she was involved with Dottys Dumpling Dowry. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standardized asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and offers annual financial reviews and investment recommendations without exercising discretionary trading authority.

Brandon Frank is a financial advisor at Empower Advisory Group with nine years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Wells Fargo bank and Wells Fargo Clearing prior to joining Empower. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Jeffery Favati is a financial advisor at Empower Advisory Group with six years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Beyond advising, he works as a bartender for catering events on an as-needed basis. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services connected to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach and serves a large participant base relative to its advisor headcount.

Tyler Schall is a financial advisor at Empower Advisory Group with three years of industry experience. He holds Series 63 and Series 65 licenses and also works as a licensed insurance agent in Tennessee. His prior experience includes roles at Star Wealth Advisors, UWC Wealth Management, and CoreCap Advisors, among others. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

John Dalton is a CFP® and CFA® professional with 22 years of experience in financial advising. He has worked at Provident Capital Management, Inc. since 1993 and held positions at Aveo Capital Partners and Carson Wealth before joining CWM, LLC. Outside of his advisory work, he provides tax return preparation services as a CPA for 5 to 10 hours monthly, separate from trading hours. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm offers portfolio management, financial planning, sub-advisory services, and retirement-plan services, managing accounts primarily on a discretionary basis using model portfolios overseen by an in-house Investment Committee.

Mercedez Duong is a CFP® professional with two years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. Her career includes roles at Charles Schwab & Co., Inc., Evensky & Katz / Foldes Wealth Management, and Kennedy Financial Services. Prior to her advisory roles, she spent several years in education at Texas Tech University and Odessa College. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations primarily through Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client-directed investment decisions without exercising discretionary trading authority.

Abhiram Killamsetty is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 designations. He has less than one year of industry experience and previously worked at several firms including Costa Norte & Co and Florida Financial Advisors. Outside of advisory roles, he has experience with Salus Digital LLC and has held academic positions at the University of Colorado Boulder. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail clients. The firm delivers integrated planning and managed account solutions aligned with Empower’s recordkeeping and administrative platforms.