Serif Denktas is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and 26 years of industry experience. His prior roles include positions at TD Ameritrade Inc. and various Charles Schwab subsidiaries. He serves on the Board of Advisors at the University of Colorado at Denver Business School. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers a comprehensive platform integrating advisory, brokerage, custody, and cash-sweep services.

Jonathan Rowlett is a financial advisor with Edward Jones in Parker, CO, holding a Series 66 designation and three years of industry experience. He previously worked at OppenheimerFunds Inc. for 15 years and Chatham Financial for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Brett Skidmore is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Wipfli and Larsen's Steak House before joining Schwab. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a centralized operational structure.

Hunter Boyd is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and three years of industry experience. His prior work includes roles at AMC, Starbucks, and Garlic Jim's Famous Gourmet Pizza. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts via its affiliate, Charles Schwab Investment Management.

Andrew Hayes is a financial advisor with Charles Schwab in Lone Tree, Colorado. He holds Series 63 and Series 65 licenses and has recently begun his career in the industry. Prior to joining Charles Schwab in 2024, he spent eight years in full-time education and has experience working at the Colorado Golf Club. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and a centralized operational structure.

Rhonda Ward is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 licenses and 28 years of industry experience. Her prior roles include positions at TIAA, Fidelity, and Transamerica. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary advisory services and access to discretionary separately managed accounts within an integrated operational structure.

Brandon Lustgarten is a financial advisor with Charles Schwab holding a Series 66 designation and eight years of industry experience. His career includes roles at Charles Schwab Bank, Charles Schwab & Co., TD Ameritrade, and Merrill. He also has a longstanding affiliation with the University of North Florida. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Michael Seiter is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 designations and 14 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2018 and was previously with Invest Financial Corporation from 2014 to 2018. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory services with access to affiliated discretionary SMAs and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Cameron Rogers is a Financial Consultant at Fidelity Investments, where he has been serving since 2026. He has progressed through several roles within the company since 2022, including Investment Consultant, Planning Consultant, Investment Solutions Representative, and Client Services. His expertise includes retirement planning, investments, education savings, and tax-efficient investing. Cameron focuses on helping individuals and families develop personalized financial strategies that align with their priorities. Outside of his professional work, Cameron enjoys camping, concerts, fitness, hiking, outdoor adventures, and traveling.

Robert Wakefield is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and having 13 years of industry experience. He has been with various Charles Schwab entities since 2013, including Charles Schwab Trust Bank, Charles Schwab Premiere Bank, and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management services. The firm combines a large-scale, integrated operational structure with multi-asset model portfolios and access to alternative investments.

Dominic Morris is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and four years of industry experience. He has been with Charles Schwab & Co., Inc. since 2021, and previously worked at HomeAdvisor and the University of Colorado Boulder. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advice and access to discretionary separately managed accounts. The firm is notable for its scale, integrated service model, and use of multi-asset portfolios alongside a structured alternative-investment process.

Margaret Watt is a financial advisor at Charles Schwab with 18 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Charles Schwab since 2014. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management options, utilizing multi-asset model portfolios and a centralized operational structure.

Matthew Welsh is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors LLC, TopMark Funding LLC, and Infinity Energy LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized supervisory and custody arrangements.

Kyle Marston is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Robinhood Markets, Fidelity Brokerage Services, and Charles Schwab Bank. Prior to his financial services career, Marston was involved with Brown Note Productions and The Boulder Lift/Denver Brew Tours. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Holly Varela is a financial advisor at Charles Schwab with 28 years of industry experience. She has been with Charles Schwab since 1997. Holly holds Series 63 and Series 66 credentials and is based in Lone Tree, Colorado. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Gregory Ostrosky is a financial advisor at Charles Schwab with over 10 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2015, including a role at Charles Schwab Bank, SSB since 2021. Charles Schwab & Co., Inc. serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, employing multi-asset model portfolios and a centralized operational structure.

Samuel Gardner is a financial advisor at Thrivent Investment Management with two years of industry experience. He holds the Series 66 and Series 63 credentials. Prior to joining Thrivent, he worked at Fidelity Investments for two years and has experience across various roles including at Colorado State University and other organizations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers planning on a one-time or ongoing basis and allows clients to combine planning with managed-account programs under a consolidated billing option.

Brendan Cohen is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and one year of industry experience. His prior work includes roles at Charles Schwab & Co., Inc., as well as experience with companies such as MRI, B6 Real Estate Advisors, and Morgan Stanley. Outside of finance, he has been involved with Historians Ale House, UberEats, and DoorDash. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm’s approach combines non-discretionary advisory relationships with access to discretionary separately managed accounts and includes multi-asset model portfolios alongside alternative investment options.

Savannah Casstevens is a financial advisor with Charles Schwab & Co., Inc. in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining Charles Schwab in 2018, she worked at David Karchner & Associates for twelve years and has held various roles at companies including Door Dash, Apex Resources dba Apex Design Build, and Upslope Brewing Company. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment management with a multi-asset model portfolio approach.

Thomas Burk is a CFP® professional with 34 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2008 and has led Burk Investment Group, Inc. since 1992. Outside of his advisory work, he serves on the board of Engineers in Action and is president of two other businesses, Self-Evident Truths, Inc., which transfers and sells firearms, and Highlands Ranch Tax Services, Inc., which provides tax services. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services through independent Financial Professionals, utilizing multiple platform arrangements and proprietary as well as third-party strategies.