Lucas Ganatta is a financial advisor at Charles Schwab & Co., Inc. in Aurora, Colorado, holding Series 63 and Series 66 licenses with nine years of industry experience. He has been with Charles Schwab since 2017, following a one-year employment gap. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational structure.

Timothy Sickler is a financial advisor at Stifel in Denver, Colorado, holding a Series 66 designation with nine years of industry experience. He has been with Stifel Nicolaus since 2013. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services such as fee-based financial planning and recommendations of third-party advisers. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling.

Jeff Feakes is a financial advisor at OSAIC with 12 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining OSAIC in 2024, he worked at Woodbury Financial Services for 10 years and has been involved with Copic Financial since 2013, where he also serves as an insurance agency representative. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services utilizing asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios across multiple asset classes on either a discretionary or non-discretionary basis.

Melodee Dettmers is a Wealth Management Planning Consultant at Fidelity Investments. She currently works with clients to develop personalized financial strategies that align with their goals and values. Melodee has been with Fidelity Investments since 2022, holding roles as a Financial Representative, Relationship Manager, and currently as a Private Wealth Planning Consultant. Her approach emphasizes listening, education, and proactive support to help clients make informed financial decisions. Further details regarding Melodee's education, credentials, and personal interests were not provided.

John Lerew III is a CFP® professional with 37 years of industry experience, currently affiliated with LPL Financial. His prior experience includes over two decades with Grove Point Investments, LLC and Grove Point Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, supported by model portfolios, third-party research, and various portfolio management options.

Mollie Savage Wray is a financial advisor at Robert W. Baird & Co. with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms, including Alera Investment Advisors, Triad Advisors, GCG Financial, Securian Financial Services, and Minnesota Life Insurance Company. Since 2020, she has been with Robert W. Baird & Co., based in Denver, CO. She is part of the DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a range of consulting and portfolio management services tailored to client goals, utilizing both in-house and third-party managers, and provides access to traditional and non-traditional investment strategies.

Michael Brown is a financial advisor with Morgan Stanley in Denver, CO, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as a trustee and executor in various trusts and estate administrations. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm emphasizes structured financial planning and manages approximately $2.74 trillion in client assets.

Sara Burns Fobian is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2018, following seven years at Diamond Polsky & Bauer. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Randi Zamazal is a financial advisor at Merrill in Denver, CO, with 27 years of industry experience. She has held her current position at Merrill since 1998. Zamazal holds the Series 63 and Series 66 designations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Christopher Hall is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Denver, CO. His prior work includes roles at E*Trade Securities and Charles Schwab, where he spent a combined total of nine years. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Danielle Dwyer is a financial advisor with Ameriprise in Denver, CO, holding a Series 66 designation and 18 years of industry experience. She has been with Ameriprise and its affiliated entities since 2004. Ameriprise offers a retirement-income planning service tailored to clients nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide non-discretionary, written recommendations. The firm serves a broad client base with advisory, brokerage, and insurance solutions through its institutional platform.

Anthony Delgado is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in the downtown Denver office as part of the Stults Livran Group. In this role, he collaborates with families, individuals, and business owners to develop customized investment strategies aimed at helping clients pursue their financial goals. He emphasizes transparency in fee structuring and client communication while providing access to Merrill's investment insights and Bank of America's banking and lending solutions. Delgado holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Colorado State University. Committed to understanding clients’ financial priorities through active listening, he focuses on creating personalized wealth management strategies tailored to each client’s long-term objectives. Outside of his advisory work, Delgado is involved with the CSU Alumni Association and the Denver Athletic Club. He also participates in community volunteer activities, reflecting the Merrill tradition of community engagement.

Alexander Morawski is a financial advisor with Edward Jones in Glendale, Colorado, holding a Series 66 credential and five years of industry experience. Prior to joining Edward Jones, he worked at Emerson Automation Solutions and GPT Industries. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,000 financial advisors.

Patrick Larkin is a financial advisor with Morgan Stanley in Denver, CO, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. Prior to joining Morgan Stanley in 2023, he worked at E*TRADE Capital Management and E*TRADE Securities from 2011 to 2023. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and portfolio modeling. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements with employers.

Bruce Lutz is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and possessing 32 years of industry experience. He previously worked at Metlife Securities Inc. for 21 years before joining Mass Mutual, where he has been since 2017. He is also the owner of Lutz Financial LLC, a company established for tax filing purposes. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements and a range of programs including wrap and money-manager services.

Colin Murphy is a financial advisor at UBS Financial Services with 36 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2013. Based in Denver, CO, he works within a large institutional firm known for integrating brokerage and investment advisory services. UBS Financial Services serves individual, corporate, and institutional clients through a range of offerings including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research-driven, model-based asset allocation tailored to client goals.

Barbara Wise is a financial advisor with Charles Schwab in Denver, Colorado, holding Series 63, 65, and 66 licenses and over 41 years of industry experience. She has been with Charles Schwab and its affiliated Charles Schwab Bank since 2000 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Sierra Jones is a CFP® with nine years of industry experience, currently serving as a financial advisor at Robert W. Baird & Co. She has held positions at RiverFront Investment Group, ALPS Distributors, Northern Trust Bank, and Athleta. Jones is part of the DDK Group, a team within Baird’s Private Wealth Management practice that advises a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing a range of investment strategies and overlay services to align with client goals and risk tolerances.

Ray Wong is a Financial Consultant currently working at Fidelity Investments. He has over 27 years of experience in the financial industry, during which he has collaborated with individuals, families, and business owners to develop personalized financial plans. His approach involves creating, implementing, and monitoring unique financial plans to assist clients in working towards their life goals. Throughout his career, Ray has held various roles including Investment Consultant, Planning Consultant, Relationship Manager, and Investment Sales Solutions at Fidelity Investments. Prior to this, he served as a Senior Wealth Advisor at Dunston Financial Group, Director of Business Development at Morgan Stanley, Director of Financial Planning at Investment Advisory Services, Principal-Advisor at Patriot Wealth Management, Vice President at Avalon Advisors, Head Trader at Morgan Stanley, and Financial Advisor at Prudential Financial.

Jennifer Bertrand is a financial advisor at Edward Jones in Denver, CO, holding a Series 66 designation with four years of industry experience. Prior to joining Edward Jones in 2022, she was involved in fitness and community roles, including operating Jenny Bertrand Fitness for eleven years and working with Team Up Essentrics, Cherry Creek Athletic Club, and the YMCA of Metro Denver. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including managed solutions and separately managed accounts, and provides services under a fiduciary standard with approximately $1.01 trillion in assets under management supported by a nationwide network of over 23,700 financial advisors.