Heath Van Wyk is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank, N.A. since 2018. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when making investment recommendations.

Jeffrey Wire is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and five years of industry experience. He previously served for 30 years in the United States Army and worked at First Command Brokerage Services, Inc., First Command Advisory Services, Inc., and First Command Insurance Services from 2020 to 2025. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is typically model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with services that include financial planning, access to asset managers, and participation in wrap programs.

Kristina Hernandez is a Series 66-credentialed financial advisor with LPL Financial, bringing 2 years of industry experience. She previously held roles at Raymond James Financial, First Tech Federal Credit Union, and U.S. Bank. Hernandez also maintains a notary service in Eagle, Idaho. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Ben Pape is a financial advisor with Wells Fargo Advisors in Boise, ID, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Wells Fargo Advisors Financial Network LLC since 2011. In addition to his role at Wells Fargo, he owns and manages Ben G. Pape Investment Management, an investment advisory practice based in Boise. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a wide range of planning services, including cash-flow, retirement, and specialized areas such as business-owner transition and special-needs planning, using proprietary research and tools to develop tailored client recommendations.

Robert Romero III is a financial advisor at Charles Schwab with a Series 66 designation and approximately one year of industry experience. His work history includes roles at Charles Schwab & Co., Charles Schwab Bank, Equitable Advisors, and an internship at Northwestern Mutual. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and a centralized approach to custody and order routing.

Amy Jones is a Wealth Management Advisor and First Vice President with Williams, Jones & Associates, a team at Merrill Lynch Wealth Management. She helps clients make informed decisions about their wealth by providing the information necessary to weigh options, consider priorities, and take positive steps. Amy specializes in creating personalized wealth management plans tailored to her clients' life priorities, goals, and aspirations. Amy holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Chartered Retirement Planning Counselor™ (CRPC™) designation. She earned a Bachelor's degree in Finance from the University of Idaho with minors in math and economics, and completed an Accredited Certificate Program at Whitman College. Amy brings expertise in areas such as college education planning, divorce transition planning, family wealth management strategies, retirement income, and more. Outside of her professional role, Amy lives in Boise with her husband, Mark. She enjoys hiking, reading, sewing, swimming, traveling, yoga, and attending live theater. Amy is active in her community, serving on the Saint Alphonsus Medical Center Foundation Board and participating in organizations such as The Cabin Idaho. She also values spending time with family and friends, including a long-standing book group.

James Wolfe is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been affiliated with Cetera Advisors LLC since 2015 and operates Wolfe Financial, a financial services firm, since 2005. Wolfe also sells life insurance and annuities through a fixed insurance business. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutions. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various third-party and affiliated managers.

Kori Rice is a financial advisor at Edward Jones in Meridian, ID, holding a Series 66 designation with eight years of industry experience. Prior to joining Edward Jones in 2017, Rice worked for eight years at All-American Publishing, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment options supported by a nationwide network of more than 23,700 financial advisors.

Paul Norman is a financial advisor with LPL Financial based in Boise, ID, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior roles include positions at Wells Fargo Advisors, Merrill, and KeyBanc Capital Markets. He is also the sole owner of The Beach LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research and technology tools.

William Meredith is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he worked at Isaac Bridgewater Insurance Agency for three years and has experience in diverse roles including at Empire Pressure Wash and Silverwood Theme Park. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Joseph Koetter is a CFP® and holds a Series 66 license with four years of industry experience. He has been with Stifel since 2022 and previously worked at VisitPay, Bank of America, Carollo, and Sky Ranch Inc. Koetter is based in Boise, ID. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Sharif Aliyev is a financial advisor with Merrill in Boise, ID, holding the Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America and Santander Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Justin Kreitel is currently Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2018. In this capacity, he partners with clients to understand their financial goals and develops customized financial plans to meet their unique needs. He emphasizes building strong relationships with clients and their families, focusing on trust, reliability, and competency. Justin has been with Fidelity Investments since 2012, initially serving as a Financial Representative and then as an Investments Consultant before assuming his current position. Prior to joining Fidelity, he worked as a Financial Advisor at Edward Jones in 2011. He holds insurance licenses in Arkansas and California.

Veronica Mira is a financial advisor at Raymond James Financial with 30 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Edward Jones for eight years before joining Raymond James in 2020. Outside of her advisory role, she is the owner and president of Mira Investment Services, a support company based in Boise, ID. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through various advisory programs, with specialized services in municipal and public finance.

Robert Love is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 65 registrations and previously worked at Liberty Group LLC and New England Securities. In addition to his advisory role, he provides bookkeeping and tax preparation services for his wife's marriage and family therapy practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions through a network of investment adviser representatives. The firm offers a range of advisory services including financial planning, model portfolios, and third-party asset management, combining scale with a variety of non-advisory financial products.

Ryan Morris is a CFA® charterholder and Series 63 licensee with 22 years of industry experience. He has been with LPL Financial since 2018 and previously worked at Invest Financial Corp and First Montauk Securities Corp. His other business activities include involvement with SELKIRK CAPITAL INC and the website www.idahoinvests.com, both related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset managers, and institutional platforms.

Julie Trudeau is a financial advisor with Primerica Advisors in Meridian, Idaho, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Her prior roles include positions at Stewart & Associates and PFS Investments Inc. Outside of advising, she works as a custodian for Jan-Pro/Msi Cleaning Services. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients, utilizing model-driven strategies and discretionary portfolio management across a large network of advisors.

Judith Barbera is a financial advisor with Morgan Stanley in Boise, ID, holding Series 63 and Series 66 registrations and bringing 28 years of industry experience. She has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is involved in agricultural business as an employee at Barbera Angus Ranch and serves as a board member and Vice President of Valor Health. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and modeling techniques as part of its financial planning process.

Griffen Mac Leod is a financial advisor with LPL Financial holding a Series 66 designation and one year of industry experience. His prior experience includes roles at Mountain America Credit Union, Bank of America, Merrill, and involvement with nonprofit organizations such as Utah Youth Village. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of investment adviser representatives.

Cade Truscott is a Series 66 licensed financial advisor at UBS Financial Services with two years of industry experience. He has held various roles including positions at Boise State University and Crane Creek Country Club. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor plans according to client goals and risk tolerances. The firm’s platform integrates institutional trading capabilities with wealth management services.