Brian Nelson is a financial advisor with Osaic Advisory Services, LLC, holding a Series 65 credential and one year of industry experience. He is associated with several entities including Osaic Wealth, Tribe Financial Group, and DeepBlue Pool Pro's LLC. Osaic Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base, including individuals, retirement plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of investment programs, retirement plan consulting, financial planning, and access to alternative investments, utilizing multiple analytical approaches and platform partnerships to deliver and monitor strategies.

Andrew Padgett is a financial advisor at J. W. Cole Advisors, Inc. with 33 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at Jonathan Roberts Advisory Group, Inc. since 2011 and J W Cole Financial Inc since 2007. Outside of advisory work, he operates a web design business and provides mobile notary public services. J. W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent representatives. The firm offers a range of portfolio management and financial planning solutions, including access to third-party managers and digital advice platforms.

Brooks Lau is a financial advisor with Principal Financial Services in Phoenix, AZ, holding Series 63 and Series 65 designations and 27 years of industry experience. He has been with Principal Securities Inc. and Principal Life Insurance Co. since 2004. Outside of his advisory role, he serves as a director of H.P. Lau Company, a family personal holding company. Principal Securities provides brokerage and registered investment advisory services to a diverse client base that includes individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Rico Knight is a financial advisor at Schwab Wealth Advisory, Inc. with nine years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities LLC, Robinhood Financial, LLC, Morgan Stanley, Merrill, Bank of America, MML Investors Services LLC, and Massachusetts Mutual Life Insurance Company. Outside of his advisory role, he is involved as a driver for Uber Eats and creates and sells t-shirt designs on Etsy. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach centers on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to individual client goals and risk tolerance.

Joshua Dorrance is a financial advisor at Schwab Wealth Advisory with 8 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Schwab Wealth Advisory Inc. since 2020 and Charles Schwab & Co., Inc. since 2017. His prior work experience includes roles at the University of New Mexico and its School of Medicine. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations for clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s guidance is based on standard asset-allocation models and internal research tools, with client authorization required for trades and recommendations tailored to individual goals and risk tolerance.

Tyler Herr is a financial advisor with Benjamin F. Edwards & Company, Inc. He holds a Series 66 designation and has 18 years of industry experience. Prior to joining Benjamin F. Edwards in 2018, he worked at Wells Fargo Clearing for two years. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, investment management, brokerage services, insurance products, and certain M&A advisory services.

Lucas Richard is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab & Co., Inc., Bank of America, and other firms in various roles. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and select referrals, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and internal research tools.

Delfinaa Solanki is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. She holds a Series 66 designation and previously worked at Merrill for ten years before joining Schwab in 2025. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain referrals. The firm utilizes Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on clients’ goals and risk tolerance, with services delivered on a large scale and supported by formal compliance and supervisory measures.

Chad Ensign is a financial advisor at AE Wealth Management, LLC with 11 years of industry experience. He holds a Series 65 designation and has worked at AE Wealth Management since 2017. He is also president of Ensign Wealth Management, Inc., and serves as chapter president and instructor for the American Financial Education Alliance, a nonprofit focused on public finance education. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered investment approach with model portfolio solutions, discretionary asset management, financial planning, and consulting services.

Stephen Hazel is a CFP® with 17 years of industry experience, currently serving as an advisor at Farther since 2025. He previously led Hazel Financial, PLC dba Magnificent Life Financial Planning for 12 years. Outside of advising, he owns Foundation Tax Advisors LLC, a tax preparation business, and BoyerHazel & Co LLC, which provides administrative services. Farther provides discretionary investment management and related advisory services primarily to individual investors, trusts, and estates through a web and mobile platform and in-person meetings. The firm employs a Modern Portfolio Theory-based approach using proprietary model portfolios, algorithmic rebalancing, and a range of investment vehicles including ETFs, mutual funds, equities, and fixed income.

Steven Stombaugh is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he worked at Charles Schwab beginning in 2023 and spent three years in full-time education from 2019 to 2022. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes standardized asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance, with trades executed only upon client authorization.

Albert Filosa is a financial advisor with Integrated Wealth Concepts LLC in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 30 years of industry experience. He previously worked at Lincoln Financial Advisors Corp for 14 years before joining Integrated Wealth Concepts and LPL Financial in 2017. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan services, employing a primarily long-term investment approach with customized portfolios using mutual funds, ETFs, equities, and fixed income.

David Eldridge is a financial advisor at Farther with 10 years of industry experience. He holds the Series 65 and Series 66 designations and has previously worked with Financial Engines Advisors, LLC, Kingdom Financial Group, LLC, and Golden State Equity Partners, LLC. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a combination of digital platforms and in-person meetings. The firm uses a Modern Portfolio Theory-based approach with proprietary models and algorithmic rebalancing, employing a range of investment vehicles including ETFs, mutual funds, equities, and fixed income.

Brent Wulbrecht is a CFP® professional with 28 years of industry experience, currently serving at Schwab Wealth Advisory. His prior work includes positions at Charles Schwab & Co., USAA Financial Planning Services, and Ameriprise Financial Services. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach is based on standard asset-allocation models and internal research tools, offering recommendations tailored to clients’ goals and risk tolerance.

Kenneth Milano is a financial advisor at Rockefeller Financial LLC with 25 years of industry experience. He holds a Series 66 designation and has worked at Rockefeller Capital Management and Morgan Stanley in various roles over the past two decades. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management and financial planning services and operates as a registered broker-dealer, providing access to securities transactions, variable insurance products, placement, and investment banking services.

Amber Schwaab is a financial advisor at Principal Financial Services with 11 years of industry experience. She holds the Series 66 designation and has worked at firms including BMO Wealth Direct, Stratos Wealth Partners, and Charles Schwab. Outside of her advisory role, she is also a practicing notary in Scottsdale, Arizona. Principal Securities provides brokerage and registered investment advisory services to a broad client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money manager asset allocation and separately managed account solutions.

Raymond Master is a financial advisor with Guardian Life based in Gilbert, Arizona, holding Series 65 and Series 63 licenses and six years of industry experience. His prior roles include positions at OneAmerica Securities, American United Life, and Dekker Financial Services. Outside of his advisory work, he serves as president and board member of the Rise Foundation, a nonprofit organization, and teaches Financial Peace University. Guardian Life's subsidiary, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporate clients, and charitable organizations. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party investment platforms.

John Erickson is a financial advisor at Transamerica Retirement Advisors, LLC with four years of industry experience. He holds the Series 65 and Series 63 designations. Prior to his current role, he worked at Charles Schwab and Buck and Rider, and he has a background that includes time at Arizona State University. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed portfolio solutions and investment education through various advisory programs. The firm relies on Morningstar Investment Management for portfolio construction and oversight, and it operates at scale with a focus on non-discretionary assets.

Theresa Clemmons is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. She has been with Benjamin F. Edwards since 2017 and worked previously at Wells Fargo Clearing for one year. Outside of her advisory role, she is involved with 1ST PHORM, a supplement company, where she serves as a representative. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser that serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through a network of over 500 advisors. The firm provides a range of services including advisory programs, financial planning, investment management, brokerage, insurance products, and M&A advisory, employing both proprietary strategies and third-party models.

Enrique Sanchez Arvizu is a financial advisor with Empower Advisory Group, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at J.P. Morgan Securities, Merrill Lynch, Bank of America, and AXA Advisors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as retail brokerage clients. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, annual rebalancing, and clients’ savings rates.