Madeline Alcorn is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. Her prior roles include positions at LPL Financial and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using structured processes and firm-supported tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-based financial planning services.

Cade Clary is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he held various roles including work in education and rental services. Equitable Advisors serves a broad mix of individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through sponsored programs and endorsed third-party managers, providing a range of advisory and brokerage solutions.

Nick Allen is Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2015 in various roles including Financial Consultant, Investment Consultant, and Relationship Manager. In his current position, Nick helps high net worth individuals and families co-create personalized financial plans that align with their goals and life milestones. Throughout his career at Fidelity, Nick has focused on identifying clients' financial objectives and supporting them in achieving successful retirement plans. His experience spans multiple aspects of financial consulting and retirement solutions. Nick holds a California insurance license. Outside of his professional work, he engages in family activities, fitness, football, gardening, music, and outdoor adventures.

Adam Shepherd is a financial advisor at Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and beginning his advisory career in 2026. His prior work experience includes roles at Vanguard Group, Yelp Inc., LoanDepot, and Aetna, as well as ownership of several LLCs involved in marketing, operations, and real estate investment. Outside of his advisory work, he owns GEN225, LLC, which focuses on marketing and sales operations, and Eden Bloom Realty, LLC, which searches for investment properties. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans, offering both automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, with various tax-aware and customization features.

Bryan Smith is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing three years of industry experience. His career includes roles at Vanguard Marketing Corporation, The Vanguard Group, Wells Fargo, and several firms outside the financial sector. In addition to his advisory role, he assists clients with real estate transactions as a self-employed contractor. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to construct personalized portfolios largely from Vanguard funds and ETFs, supported by a combination of digital tools and advisor teams.

Timothy Street is a financial advisor with J.P. Morgan Securities in Scottsdale, AZ, holding Series 63, 65, and 66 licenses and 15 years of industry experience. He has worked at JP Morgan Securities, LLC since 2016 and at JP Morgan Chase Bank since 2021. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Ethan Grinnen is a financial advisor at Vanguard Advisers with Series 66 credentials and one year of industry experience. Prior to his current role, he has been involved in various business ventures including Fog in a Box LLC and Mexkor Restaurant Group LLC. He is also employed by Marriott International Inc. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and portfolios constructed mainly from Vanguard funds and ETFs.

Erika Fabricatore is a Senior Financial Advisor with Merrill Lynch Wealth Management. She is part of a team serving affluent families, professionals, business owners, and corporate executives by providing advisory and wealth management services. Her focus areas include portfolio management, retirement income planning, and assistance with corporate retirement plans such as 401(k) and defined benefit plans. Erika holds professional designations relevant to retirement benefits and financial advising. She works alongside colleagues to support clients in designing financial strategies tailored to their goals and priorities. Her experience contributes to helping clients navigate complex investment and retirement planning decisions. Outside of her professional practice, Erika is engaged with community organizations, including the Delaware Valley Youth Athletic Association and Saint Pio Catholic School. She resides in Philadelphia with her family.

Kevin Deluca is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has been with Charles Schwab & Co., Inc. since 2016, including a role at Charles Schwab Bank, SSB since 2021. Outside of his advisory work, he serves as the Treasurer for The Phoenix Iowa Club, a volunteer position involving financial reporting and fund management. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers a broad range of investment guidance through multi-asset model portfolios and alternative investment programs.

Christie Jones Popour is a CFP® professional with 23 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of her financial advisory role, she is involved in a modeling and acting agency based in Scottsdale, NV. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products and bank deposit sweep options.

Crystal Barcello is a financial advisor with Edward Jones in Anthem, AZ, holding Series 63 and Series 65 credentials and 24 years of industry experience. She previously worked at Stifel Nicolaus & Co Inc for seven years before joining Edward Jones in 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds.

Samuel Smith is a financial advisor with LPL Financial in Scottsdale, AZ, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Bank of America, Merrill, Raymond James Financial, and BANK OF THE WEST. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Ryan Harper is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding a Series 66 designation and seven years of industry experience. His work history includes roles at Equitable Advisors, Axa Advisors, Nicola Imports, and Zoom Video Communications. He serves as a trustee for a family living trust and works as a broker for Unum Group on long-term disability insurance. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing LPL-sponsored programs and third-party managers to deliver advisory and brokerage solutions.

Kateryna Kariniemi is a financial advisor with Ameriprise in Phoenix, AZ, holding a Series 66 designation and 13 years of industry experience. She has been with Ameriprise and its affiliated entities since 2014. Ameriprise is a large institutional firm offering a retirement-income planning service designed for individuals nearing or in retirement who meet specific asset criteria. The firm provides a range of advisory, brokerage, and insurance solutions, with a retirement-income approach that integrates research, modeling, and tax-efficiency analysis.

Shelley Sedor is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. She holds the Series 63 designation and has worked with Wells Fargo entities since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and offers both discretionary and non-discretionary services, including investment policy statement preparation, performance reporting, participant education, and plan benchmarking.

Donovan Zimmerman is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He previously worked at Concourse Financial Group Securities Inc for 19 years before joining Cetera in 2025. Outside of advisory work, he serves as an elder at Sunnyslope Mennonite Church, providing leadership and spiritual guidance. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party investment strategies.

Jeffrey Obrien is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 65 designations and nine years of industry experience. Prior to joining Vanguard in 2020, he worked at several financial firms including JP Morgan Securities and McAdam LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering tax-aware features and customization options.

Curtis Skousen is a financial advisor at Vanguard Advisers with five years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years. His background also includes roles in the automotive and cleaning industries, as well as teaching at the University of Phoenix. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios mainly from Vanguard funds and ETFs, combining scale and digital delivery through its extensive advisor team.

Franklin Wenning is a financial advisor at Morgan Stanley in Scottsdale, AZ, with 10 years of industry experience. He holds a Series 66 designation and previously worked at Merrill from 2016 to 2018. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both individual and corporate financial planning services.

Jared Maroon is a financial advisor with Raymond James Financial, holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for nine years before joining Raymond James in 2021. He is also involved with SilverTree Collective, an umbrella entity for various business groups, and serves as treasurer and officer for SilverTree Wealth Partners, the DBA for his branch. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and supports municipal and public finance services through unique affiliations within its large advisor network.