Vincent Rodriguez is a financial advisor at Fidelity with nine years of industry experience. He holds a Series 66 credential and previously worked at Stifel for six years before joining Fidelity Investments in 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe, and it serves in formal advisory roles for multiple registered funds.

Zachary Macdougall is a financial advisor with Cetera, holding a Series 66 designation and 15 years of industry experience. He has worked at firms including Minnesota Life Insurance Company and Securian Financial Services, and currently owns MacDougall Financial Planning Corp. Additionally, he serves as a financial professional for North Star Resource Group and has experience as an agent/broker for North Star Consultants. Cetera Investment Advisers LLC is a nationwide firm serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, including discretionary and non-discretionary services, supported by a network of over 10,000 advisors and more than $256 billion in assets under management.

Anthony Law is a financial advisor with Wells Fargo Advisors in San Diego, CA, holding Series 63 and Series 65 licenses with four years of industry experience. He has previously worked at Morgan Stanley, Charles Schwab, TD Ameritrade, and Premier Wealth Advisors. Prior to his finance career, he was employed by Cambridge University Press. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients through a wide range of tailored planning options. The firm utilizes proprietary research and planning tools to develop recommendations delivered to clients, who may choose to implement them through various brokerage or advisory programs.

Jeffrey Dockan is a financial advisor at Cetera with 27 years of industry experience. He holds the Series 63 and Series 65 credentials. His prior work history includes positions at UnionBanc Investment Services and several Cetera-affiliated entities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Shaun Alzate is a financial advisor at RBC Capital Markets with seven years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing, LPL Financial, Wayne Hummer Investments L.L.C., and RSM Insurance Agency Services. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients’ risk profiles through a combination of in-house and third-party investment managers.

Joe Woods II is a financial advisor at LPL Financial with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Raymond James Financial and The Financial Planning Company. Outside of his advisory role, he serves as a middle school soccer coach for the Coronado Unified School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives. The firm offers a range of financial planning and investment management solutions for individuals, retirement plan participants, and institutions.

Kha Tran is a financial advisor with Charles Schwab in San Diego, CA, holding Series 63 and Series 65 designations and 23 years of industry experience. He has worked at Charles Schwab and its affiliates since 2022 and previously spent 15 years at TD AMERITRADE Inc. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separate managed accounts and maintains a centralized operational platform for custody, order routing, and alternative investment due diligence.

Jose Hernandez Jr. is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank since 2015. Outside of advising, he manages rental properties in the San Diego area. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by proprietary tools and serves clients through a broad range of retail and institutional investment offerings.

Matthias Jimenez is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 designations and has worked within various JPMorgan entities since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to develop model asset allocations, incorporating an ESG eligibility framework where applicable.

Christopher Schwartz is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 11 years of industry experience. He previously worked at Commonwealth Financial Network for 10 years and OneAmerica Securities, Inc. for one year. Based in San Diego, CA, he joined LPL Financial in 2026. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary investment strategies.

Sharon Loero is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 66 and Series 63 designations and bringing 26 years of industry experience. Her prior work includes roles at Charles Schwab and Co., Inc. and TD Ameritrade Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, managing roughly $671 billion in assets across more than 14,000 advisors.

Edward Vita is a Series 66-licensed financial advisor with six years of industry experience. He currently works at LPL Financial and has previously held roles at Commonwealth Financial Network, UBS Financial Services, and Fortrend Securities. Outside of his advisory career, he has experience in wine consulting and spent time working at McP's Irish Pub. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,900 investment adviser representatives.

Nicholas Fragoso is a financial advisor at OSAIC with five years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at San Diego Tax & Wealth Management. In addition to his advisory role, he provides income tax preparation and financial planning services through his own S-Corporation and seasonal sole proprietorship. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with a model-based investment approach that emphasizes asset allocation, portfolio optimization, and risk management.

Tracie Dasilva is a Wealth Management Advisor associated with Merrill Lynch Wealth Management. She contributes to personal planning and wealth management with a focus on integrity, transparency, and client education to foster long-term multigenerational relationships. While specific details about her individual experience, education, or community involvement were not provided, Tracie's role situates her within a practice that emphasizes comprehensive, client-centric strategies tailored to personal goals and values.

Ryan Barnhill is a Series 66 licensed advisor at LPL Financial with 12 years of industry experience. He previously worked at Edward Jones for nine years before joining LPL Financial in 2023. Barnhill also operates Barnhill Wealth Management, a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Grant Kalmanovitz is a CFP® professional with 17 years of industry experience, currently affiliated with Cetera. His prior roles include positions at Charles Schwab, LPL Financial, LendingClub, and EquityBee. Outside of his advisory work, he serves as an assistant basketball coach at San Dieguito Union High School District and consults on sales strategy and market research for businesses in the Encinitas area. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large nationwide network of independent advisors and serves a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management options, including model portfolios, third-party managers, and bespoke strategies.

Morgan Seymour is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has been with Merrill since 2019 and worked previously at San Diego State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Frances Pascua is a Resident Director and Wealth Management Advisor at Merrill, where she joined in 2014. She partners with The Callahan Pascua Group to focus on new client relationships and the implementation of financial and wealth management services for existing clients. Her areas of expertise include college education planning, family wealth management strategies, institutional investment consulting, liquidity management, retirement income, and tax minimization. Frances holds the Certified Investment Management Analyst® (CIMA®) designation, issued by the Investments & Wealth Institute™ in conjunction with The Wharton School at the University of Pennsylvania. She also holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. She earned a Bachelor of Arts degree in Interdisciplinary Studies with a focus on Political Science, Communication, and Psychology from San Diego State University, and a Master of Business Administration from Alliant International University. Fluent in Filipino and English, Frances serves as President of the Merrill Women's Exchange, San Diego Chapter (2024–2025), and is the National Chair of the Investments & Wealth Institute™ Conference Committee. She has been an active member of professional and community organizations including the Investments & Wealth Institute™ Board of Directors and the La Jolla Woman's Club. In her spare time, she enjoys traveling, music, scrapbooking, spending time with family, tennis, watching movies, writing, and yoga.

Daniel Testa is a financial advisor at Cetera with three years of industry experience. He holds the Series 66 designation and has worked at firms including Edward Jones, Merrill, and Bank of America. Outside of his advisory role, he is a partner and owner of BNT Metals, a metals recycling company in Chula Vista, CA. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with various program options.

Shanel Dubique is a financial advisor at LPL Financial with nine years of industry experience. She holds the Series 66 designation and has worked previously at CUSO Financial Services, LP, and First Command Financial Planning, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various allocation methods.