Mark Berdan is a ChFC® with 38 years of experience in the financial services industry. He is currently affiliated with Principal Financial Services and has held roles at various related firms, including ownership of Mark Berdan Insurance Services, Inc. and Berdan Benefits. His experience also includes selling health insurance and fixed insurance products through multiple carriers. Principal Securities provides brokerage and registered investment advisory services to a broad client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm’s advisory services encompass direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Winnie Robinson is a CFP®-certified financial advisor with 29 years of industry experience. She has been with Voya Financial Advisors, Inc. since 2016 and currently works at Voya Retirement Advisors in San Diego, CA. Voya Financial Advisors, Inc. serves a wide range of clients including individuals, employer-sponsored retirement plans, and charitable and corporate clients. The firm provides financial planning, portfolio management, and brokerage services, with a focus on non-discretionary asset management and a combination of affiliated and third-party investment strategies.

Rachel Luken is a CFP® with 23 years of industry experience. She is currently with Focus Partners Wealth, LLC, having joined in 2025 after working at The Colony Group, LLC and HoyleCohen, LLC. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax- and fee-sensitivity within an enhanced open architecture framework, combining active and passive strategies along with a range of specialized investment offerings.

D. Keefe is a financial advisor with Kestra Advisory, holding nearly five decades of industry experience. He has been affiliated with Kestra Advisory since 2016 and operates as a senior advisor at FMS Financial Partners, where he provides consulting on insurance, investments, and tax planning. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, including plan sponsors. The firm provides services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving clients that include large institutional investors and sovereign wealth funds.

Gabrielle Watters is a CFP® and holds a Series 65 license, with nine years of industry experience. She has been with Creative Planning since 2021, following a tenure at Reilly Financial Advisors from 2015 to 2021. Based in San Diego, CA, her background spans multiple roles within these firms. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process focused on low-cost indexing and buy-and-hold strategies, supported by a large advisory team and centralized investment infrastructure managing approximately $217 billion in assets.

Brooke Warner is a CFP®, CFA®, and Series 66-licensed financial advisor with 12 years of industry experience. She is currently with Focus Partners Wealth, LLC and previously worked at HoyleCohen, LLC and WheelerFrost-Wealth Managers. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm uses a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that combines active and passive strategies alongside firm-affiliated private and registered funds.

Stephen Koh is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His career includes roles at Mass Mutual and MML Investors Services. Outside of his advisory work, he serves as a sports official on a part-time basis. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, offers brokerage and advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm provides a combination of proprietary and third-party investment programs, including digital advisory solutions and tailored financial planning services.

John Farnum is a financial advisor with Eagle Strategies (NY Life) in San Diego, CA, holding Series 63 and Series 65 licenses and with eight years of industry experience. He has been associated with Eagle Strategies since 2022 and has held roles at NYLIFE Securities LLC and New York Life Insurance Company since 2017 and 2018, respectively. Outside of advising, he serves as president of the San Diego chapter of BNI City Pros, a local networking group. Eagle Strategies serves a diverse client base including individuals, defined contribution and defined benefit plans, and charitable and corporate entities. The firm offers financial planning, investment management, and retirement-plan advisory services, emphasizing tailored, mostly non-discretionary solutions through multiple program types within an integrated New York Life affiliate structure.

John Doney is a financial advisor with Kestra Advisory in San Diego, CA, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior work includes roles at Kestra Investment Services, LLC, Intervest International Equities Corp, and nearly three decades of service in the United States Navy. In addition to his advisory work, he operates a consulting business providing expert advice to the U.S. military and government on a contract basis. Kestra Advisory Services offers investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, including large institutional investors such as sovereign wealth funds. The firm provides fiduciary services, investment due diligence, and access to multiple management platforms, supporting both discretionary and non-discretionary investment approaches.

Jacob Berman is a financial advisor at Principal Financial Services with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Principal, he held various roles including positions at Principal Life Insurance Company and Chico Elks Lodge. Outside of his advisory work, he also works part-time as a bartender. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

John Lord is a CFP® and CFA® with 26 years of industry experience. He has been with Independent Financial Group, LLC since 2013. Outside of his advisory role, he is a 50% owner of a restaurant business in San Diego. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and provides access to advisory programs via its AccessPoint platform and third-party asset managers.

Philip Hoffnagle is a financial advisor at TIAA-CREF with 14 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining TIAA-CREF in 2023, he worked at JPMorgan Chase Bank and JPMORGAN Securities for seven years. TIAA-CREF Individual & Institutional Services provides financial planning and managed account programs to individuals—often those connected through employer retirement plans—as well as trusts, estates, and small retirement plans. The firm features a fiduciary-advised model with discretionary management options and serves as adviser to a donor-advised fund sponsored by Charityvest.

David Mclenachen Jr. is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 65 credentials. He has 33 years of industry experience and has operated Mclenachen Financial, Inc. since 1997, where he also serves as president overseeing tax preparation and accounting services. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform utilizing multiple custodians and money managers.

Phuong Paik is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has been with Transamerica since 2012 and also operates Uyen Phuong Pham Paik Tax Preparation, a tax preparation business she owns. Additionally, she is involved with F3 Insurance Services LLC and works as a health insurance agent. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a broad client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory model and supports clients through multiple program platforms such as Transamerica ONE and the TFA365 Advisory Program.

Andre Tueros is a CFP® professional with a Series 66 designation currently affiliated with Focus Partners Wealth, LLC. He has held roles at several firms including Corient, Equitable Advisors, LLC, and Mercer Advisors, accumulating experience since 2023. His background also includes positions in education and service industries. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, corporate, retirement plan, and institutional clients, offering a range of investment management and wealth services. The firm employs a long-term, tax- and fee-sensitive approach using enhanced open architecture with fundamental and quantitative analysis, integrating various asset classes and third-party managers.

Miralia Pacheco is a financial advisor at Voya Financial Advisors, Inc. with 28 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Voya Financial Advisors since 2014, following prior roles at Reliastar and as an independent insurance agent. Pacheco also has a background in financial services dating back to 1996. In addition to her advisory work, she operates as an independent insurance agent specializing in the sale of fixed insurance products. Voya Financial Advisors, Inc. is a dual-registered SEC investment adviser and broker-dealer serving individuals, employer-sponsored retirement plans, and charitable and corporate clients. The firm offers financial planning, portfolio management, and brokerage and insurance product distribution through a model portfolio and third-party strategist approach, primarily managing assets on a non-discretionary basis.

Jacob Gedis is a financial advisor at Valic Financial Advisors with six years of industry experience. He holds a Series 66 designation and has worked previously at Fidelity Investments and Northwestern Mutual. Outside of his advisory role, Gedis serves on the board of the Little Italy Association in San Diego, where he assists with fundraising and local business outreach for community projects. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management and financial planning through a large network of advisors. The firm uses discretionary unified managed accounts with access to third-party models and overlays, operating at scale with over 1,200 advisors and approximately $29.2 billion in assets under management.

Thomas Keener is a ChFC® credentialed financial advisor with 28 years of industry experience. He is currently affiliated with Primerica Advisors and works through Park Avenue Securities and Guardian Life Insurance Company, where he has been since 2015. Keener is also licensed to sell insurance products outside of Guardian. Park Avenue Securities serves a diverse retail client base, offering both brokerage and advisory services, including financial planning and retirement-plan consulting. The firm employs a variety of investment strategies through proprietary and third-party portfolios and supports multiple account-level services such as lending solutions and donor-advised funds.

Alan Goldberg is a financial advisor at Citigroup Global Markets with 45 years of industry experience. He has been with Citigroup since 2007 and holds Series 63 and Series 65 designations. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains significant in-house research and market roles, combining large institutional scale with specialized market functions.

Neva Bradley is a CFP® professional with nine years of industry experience. She is currently with Wealth Enhancement Advisory Services, LLC and has previously worked at The Retirement Group, LLC, CCG Wealth Management, LLC, Capital Stewardship Group, and UBS Financial Services, Inc. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement plan consulting, utilizing a strategic investment approach that combines passive and active management guided by an internal Investment Committee.