Todd Rustman is a CFP® and CFA® with 25 years of industry experience. He is currently a managing partner at Summit Financial, LLC, where he has worked since 2025. His prior experience includes roles at Purshe Kaplan Sterling Investments, American Trust Investment Services, Inc., WestPark Capital Inc, and Gr Capital Asset Management. Outside of his advisory work, Todd is an author and a nonprofit board member, and he also partners in a winery. Summit Financial, LLC is a multi-team advisory firm with $26.35 billion in assets under management, serving approximately 17,800 clients. The firm offers investment advisory and portfolio management programs, financial planning, and retirement plan advisory services, operating both discretionary and consultative platforms to accommodate varied client needs.

Joseph Fischman is a financial advisor with Trilogy Capital, Inc. in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His work history includes roles at LPL Financial since 2017 and Trilogy Financial Services since 1999. Fischman serves as an alumni board member for the University of Wisconsin, Orange County. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm uses a risk-based, diversified asset allocation approach supported by proprietary and third-party models, incorporating fundamental and technical analysis and occasionally non-traditional instruments, while also integrating personal and business real estate considerations into advanced planning.

Shareen Balkey is a financial advisor at Index Fund Advisors, Inc. with 26 years of industry experience. She has held roles at Transamerica Investors Securities Corporation and TransAmerica Retirement Solutions before joining Index Fund Advisors in 2017. She holds Series 63 and Series 65 licenses. Index Fund Advisors, Inc. provides discretionary investment management and wealth-planning services to individuals, high-net-worth clients, retirement plans, trusts, estates, foundations, and institutions. The firm focuses on index-based portfolio management guided by Modern Portfolio Theory and a multi-factor framework, offering integrated tax services through its IFA Taxes division.

Jonathan Norberg is a financial advisor at Wedbush Securities Inc. in Newport Beach, CA, holding a Series 66 designation with nine years of industry experience. He previously worked at Standard Investment Chartered from 2012 to 2017 before joining Wedbush Securities, where he has been since 2017. Wedbush Securities serves a diverse client base including individual and high-net-worth investors, foundations, and institutional clients, offering brokerage and SEC-registered investment advisory services across wealth management, fixed income, commodities, securities lending, and capital markets. The firm combines broker-dealer and capital markets functions with custody, clearing, and prime services, managing approximately $5.68 billion in regulatory assets.

Christopher Johnson is a financial advisor at RBC Securities, Inc. with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at City National Securities, Inc., CITY NATIONAL BANK, and Unionbanc Investment Services. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. The firm integrates investment management with a broad financial services group affiliated with a bank, offering financial planning, portfolio management, and various custodial and cash-management features.

Anthony Ossola is a financial advisor at Prospera Financial Services, Inc. with 25 years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Advisors Financial Network LLC for 11 years. Outside of his advisory role, he volunteers as a citizen scientist documenting inland waterways for Earth Views Inc. Prospera Financial Services, Inc. is an enterprise-scale firm serving a diverse client base including individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors and offers a range of investment advisory and financial planning services across multiple platforms and delivery vehicles.

Carey Robinson is a ChFC® credentialed financial advisor at Manning & Napier Advisors, LLC with 28 years of industry experience. His prior work includes roles at Blackrock Investments, Marathon (a subsidiary of Stadion Money Management), and Brandes Investment Partners. He is based in Laguna Niguel, CA. Manning & Napier Advisors, LLC provides investment advisory services primarily to pooled vehicles and institutional clients, offering discretionary and non-discretionary portfolio management along with retirement plan services and custom wealth management solutions. The firm employs a team-based, strategy-specific investment process combining top-down macro analysis with bottom-up security selection.

Collin Wolf is a financial advisor with Trilogy Capital, Inc. in Irvine, CA, holding a Series 65 license and three years of industry experience. He has worked with Trilogy Financial since 2022 and has prior work experience in aquatic sports and other roles. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, families, trusts, estates, and employer-sponsored plans, offering a range of portfolio management, consulting, and financial planning services. The firm uses a risk-based, diversified asset allocation approach that includes in-house and third-party managers, with periodic rebalancing and incorporation of both fundamental and technical analysis.

Mark Giraud is a CFP® professional with 12 years of industry experience, currently serving at ValMark Advisers, Inc. He has held roles at Valmark Securities, Uncompromising Financial, United Planners' Financial Services, and Vantaquest. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 investment advisory representatives. The firm emphasizes diversified, goal-based model portfolios implemented primarily with mutual funds, ETFs, and approved third-party managers, and it maintains notable governance and economic relationships with insurance and ETF products.

Michael Moorhead is a financial advisor with M HOLDINGS SECURITIES, Inc., holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with M Holdings Securities since 2006 and co-founded Tippett Moorhead Financial Partners, LLC, where he has worked for 14 years. Outside of advisory roles, he serves on the Board of Directors at Sunwest Bank, participates on investment committees for investment funds, and is involved in community activities including a homeowner association board and political fundraising. M HOLDINGS SECURITIES, Inc. serves individuals, retirement plans, charitable organizations, corporations, and other business clients through a nationwide network of independent firms and financial professionals. The firm offers a broad mix of advisory and brokerage services, including investment management, retirement plan consulting, financial planning, and insurance advisory, utilizing both third-party sub-advisors and proprietary platforms.

William Knapp is a financial advisor with TCFG Investment Advisors, LLC, holding Series 63 and Series 66 licenses and 27 years of industry experience. He previously worked at National Planning Corp for 18 years and has been involved with several related entities within the TCFG group since 2017. Outside of investment advisory, he provides income tax preparation services and acts as a notary. TCFG Investment Advisors offers a range of investment advisory and planning services to individual clients, profit-sharing plans, charitable organizations, and corporations. The firm employs diverse investment strategies and provides both discretionary and non-discretionary portfolio management, with custody and execution arranged through national custodians.

Jeffrey Seuferling is a CFP® professional affiliated with Trilogy Capital, Inc. in Irvine, CA, with 29 years of industry experience. He has been with Trilogy Capital since 2015 and also maintains a longstanding role with Trilogy Financial Services since 1999. His prior experience includes a position at LPL Financial beginning in 2017. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans, offering portfolio management, retirement plan consulting, financial coaching, and comprehensive advanced planning. The firm employs a risk-based, diversified asset allocation strategy incorporating both in-house and third-party managers and integrates personal and business real estate considerations into its planning and private markets strategies.

Roger Palley is a CFA® charterholder with 22 years of industry experience, currently serving as a financial advisor at First Foundation Advisors since 2009. He holds Series 63 and Series 66 licenses. First Foundation Advisors provides discretionary and non-discretionary investment advisory and financial planning services to individuals, families, businesses, and retirement plans, and acts as a sub-adviser to registered mutual funds. The firm employs a multi-asset, open-architecture investment approach and is affiliated with a bank holding company, offering integrated financial product relationships and specialized services.

Lanis Webb is a financial advisor at G. A. Repple & Company with 25 years of industry experience. He holds a Series 66 designation and has been with G. A. Repple & Company since 2012. In addition to his advisory role, Webb works as an independent fixed insurance sales agent. G. A. Repple & Company provides investment advisory and financial planning services to a diverse client base, including retail individuals, retirement plans, trusts, estates, and corporate entities, employing various analytical approaches to portfolio construction and offering multiple investment program options.

Scott Eichler is a financial advisor at Savvy with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Farther Finance Advisors, Centaurus Financial, Inc., and Newport Wealth Advisors. Eichler is also the author of a publication titled "Don't Play Chicken with your Nest Egg." Savvy provides customized discretionary and non-discretionary investment and wealth management services to individuals, trusts, estates, retirement plans, charitable organizations, and corporations. The firm combines an index-based core with tailored strategies such as direct indexing with tax-loss harvesting, active and passive stock portfolios, and ESG-focused models, utilizing proprietary technology and third-party platforms.

William Jenkins is a financial advisor with TCFG Investment Advisors, LLC, holding Series 63 and Series 66 credentials and 36 years of industry experience. He has worked at TCFG Investment Advisors and TCFG Wealth Management since 2017, with prior experience at Securities America Advisors, Inc., Securities America, Inc., and Foothill Securities, Inc. Outside of his advisory role, he is the owner and operator of a farming business in Alberta, Canada, involving grain, canola, and cattle. TCFG Investment Advisors provides investment advisory and planning services to a diverse client base, including high-net-worth individuals, profit-sharing plans, charitable organizations, and corporations. The firm employs various investment strategies and offers discretionary and non-discretionary portfolio management, financial planning, and consulting services.

Babak Kooros is a financial advisor at Legacy Wealth Management, LLC in Newport Beach, CA, holding a Series 65 designation with three years of industry experience. His prior roles include positions at Foundations Investment Advisors, Syncis, and Uber. Outside of his advisory work, he is the CEO and owner of InTime Financial Alliance Insurance Solutions, Inc. and is also active as a realtor. Legacy Wealth Management is a multi-advisor firm serving individuals, charitable organizations, and business entities with discretionary portfolio management and financial planning. The firm utilizes tailored strategies, model portfolios, and third-party money managers, offering a broad range of investment options across its multi-team platform.

Monte Harrick is a financial advisor with ValMark Advisers, Inc., holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His prior roles include positions at ValMark Securities, Inc., FAS Corp., and Veritypoint Financial, LLC. Outside of his advisory work, he is president of an online jewelry sales business that operates internationally, where he assists with strategy, financing, marketing, and supply chain. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm emphasizes diversified, goal-based model portfolios primarily implemented with mutual funds, ETFs, and approved third-party managers, and offers a range of proprietary and third-party investment platforms and sub-advisory services.

Marcus Malone is a financial advisor at Spire Wealth Management, LLC with 11 years of industry experience. He holds a Series 66 designation and has been associated with SPIRE Securities, LLC since 2013. Spire Wealth Management provides investment advisory services to individuals, corporations, trusts, and retirement plans, offering a range of strategies including passive, active, hybrid tax-aware allocations, and tactical solutions. The firm also delivers financial planning, manager-of-managers programs, and access to separately managed model portfolios with proprietary risk overlays through its affiliate Corbett Road Capital Management.

Eric Speron is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at First Foundation Advisors in Irvine, CA. He has been with First Foundation Advisors since 2007. Outside of his advisory role, he serves as an independent director for Keweenaw Land Association, Limited, Tejon Ranch Co., and Alico, Inc., engaging in board-level oversight for companies involved in mineral exploration, real estate development, agribusiness, and land management. First Foundation Advisors provides discretionary and non-discretionary investment advisory and financial planning services to individuals, families, businesses, and retirement plans. The firm uses an open-architecture, multi-asset investment approach and operates within a bank holding company structure that integrates banking, trust, and insurance services.