Ruben Munoz is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and seven years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2018, with prior experience at Bank of America and several other firms. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

William Jones III is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His background includes roles at Charles Schwab Bank, SSB and Louisiana State University. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and comprehensive alternative investment due diligence.

Pedro Ureno is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2022. Prior to that, he has been associated with CUNA Brokerage Services, Inc. and SchoolsFirst FCU, where he also serves as an advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Josiah Ball is a financial advisor at LPL Financial with eight years of industry experience. He previously worked at Western International Securities, Cambridge Investment Research Advisors, and SagePoint Financial. Outside of his advisory role, he is also an agent for non-variable insurance with Sphera Financial. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives, offering a range of financial planning and advisory programs.

Sure Oeng is a financial advisor at Charles Schwab with a Series 66 designation and four years of industry experience. Prior to his current role, he held positions at AD.IQ, The Container Store, Anteater Television, and Hotel Irvine. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of advisory, brokerage, custody, and cash-sweep services with a focus on multi-asset model portfolios and both non-discretionary and discretionary investment options.

Vincent Daigneault is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and economic modeling.

Ivan Castaneda Valle is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America and Anheuser-Busch Inc. Outside of his advisory role, he is the owner and CEO of Apex Vision Photography, LLC, a sports photography business focused on soccer tournaments. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a combination of advisory and brokerage services.

Nicolas Monserrat is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2020. Prior to that, he held positions in real estate-related firms and was involved with California State University, Fullerton. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment and planning services.

Nolan Dunn is a financial advisor with Charles Schwab in Brea, CA, holding a Series 66 designation. He has one year of industry experience and has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB since 2025. His prior work includes roles at Baylor University, Target, and Da Bianca Trattoria. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and a centralized operational structure.

Paul Leone is a financial advisor at Osaic with 34 years of industry experience. He holds the Series 63 designation and has previously worked at Strategic Wealth Advisors Group, LPL Financial, and WealthPLAN Partners. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services using a range of portfolio construction tools and offers access to multiple advisory platforms and third-party money managers.

Danielle Blunt is a CFP® with 25 years of industry experience, currently serving as a financial advisor and branch manager at Raymond James Financial Services Advisors, Inc. since 2014. She owns Blunt Wealth Services, a support company based in Brea, CA. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored financial plans and advisory services supported by firm research and outside managers.

Robert Foley is a financial advisor with Raymond James Financial Services Advisors, Inc. based in Tustin, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has served on the City of Orange Finance Committee since 2014 and operates his own practice under Foley Financial Inc. since 2013. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, using firm research and asset-allocation analysis to develop tailored recommendations.

Joel Perez Ramirez is a financial advisor at Primerica Advisors with 13 years of industry experience. He holds Series 65 and Series 63 credentials and has been with Primerica Advisors since 2013. Outside of advisory work, he is involved in selling loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven investment strategies managed by third-party asset managers and supports trade execution through Pershing, focusing primarily on individual investors rather than institutional clients.

Stephen Rhorer is a financial advisor with Edward Jones in Tustin, CA, holding a Series 66 designation and five years of industry experience. Prior to joining Edward Jones in 2020, he worked at SPX Corporation for 15 years. Outside of his advisory role, he is involved as a co-owner of a real estate holding LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm supports a large national network of advisors and branch offices, managing over $1 trillion in assets.

Gary Yoshizumi is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1995. His other business activities include sales of loan products and referrals for home security and automation services through affiliated Primerica companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options primarily for individual and high-net-worth clients. The firm employs a curated selection of third-party asset managers and uses a tiered wrap-fee structure.

Emmanuel Reynoso is a financial advisor with Primerica Advisors in Riverside, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked with PFS Investments Inc. since 2013 and Primerica Financial Services since 2011. Outside of advisory services, he serves as Owner and CEO of Emajen, Inc., a legal entity formed for Primerica business purposes. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual investors, as well as corporate and charitable clients. The firm operates at scale with approximately 3,700 advisors and $15.5 billion in assets under management, delivering advisory services primarily through model portfolio strategies developed by unaffiliated asset managers.

Danielle Valles is a financial advisor at Merrill in Ontario, CA, holding Series 63 and Series 65 licenses. She has been with Merrill since 2012. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated with Bank of America’s corporate platform, providing access to a broad set of products and services.

Sherri Anderson is a financial advisor at Merrill with 15 years of industry experience. She has worked at Merrill since 2019 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Anderson serves as a board member for the Inland Empire Economic Partnership, a nonprofit focused on regional economic development in Southern California. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies across a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Richard Fernandez is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has been with Merrill and Bank of America since 2016. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing clients access to a wide array of products and services.

Andrei Bobleaga is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple J.P. Morgan entities since 2016. Outside of his advisory role, he was involved with Bonus Birdie Golf from 2023 to 2024. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors. The firm’s process involves quantitative asset-allocation modeling, manager due diligence, and an ESG eligibility framework, offering services on a non-discretionary basis.