David Wong is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation and 19 years of industry experience. His prior roles include positions at Citigroup Global Markets and MyVest. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies, and managing approximately $2.74 trillion in client assets.

David Zeising is a Senior Financial Advisor and Senior Vice President with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1994 and has over 20 years of experience providing clients with financial solutions and wealth strategies tailored to their risk tolerance, time horizon, liquidity needs, and overall investment goals. His primary areas of practice include retirement planning and professional asset management strategies. David holds a Bachelor's Degree from San Jose State University and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He focuses on a wide range of client needs, including college education planning, legacy planning, tax minimization, and retirement income, applying a personalized financial strategy to help clients pursue their goals. David resides in Danville with his wife, Kim, and their three sons.

Gokhan Guvenc is a financial advisor at Charles Schwab with 16 years of industry experience. His background includes roles at Wells Fargo Advisors LLC, TD Ameritrade, and Charles Schwab Bank SSB. He holds Series 63 and Series 65 licenses. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and centralized operational support.

Matthew Mcguire is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at Patelco Credit Union and McGuire Appraisal Service. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research and quantitative analysis. The firm constructs model portfolios from mutual funds, ETFs, and ETPs using systematic methodologies and oversees multiple registered investment companies and fund-of-funds.

Scott Martinez is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank SSB since 2011. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering a multi-asset model portfolio approach supported by in-house research and alternative investment options.

Fabian Nunez is a financial advisor at Cetera with 10 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Cetera and Cetera Investment Services LLC since 2019, following three years at Foresters Financial Services. Outside of his advisory role, he streams self-playing video games with friends on Twitch. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of over 10,000 advisors, with assets under management exceeding $256 billion.

Kirsten Gruber is a financial advisor at Ameriprise with a Series 66 designation and five years of industry experience. She has previously worked at Strategic Wealth Advisors Group, LPL Financial, Nurtured Wealth, and Bank of America. Outside of her Ameriprise role, she is employed as an associate advisor and paraplanner with MacKelfresh & Associates LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Debra Nygaard is a financial advisor at Stifel with 39 years of industry experience. She holds Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Rebecca Lattimore is a financial advisor at Morgan Stanley in Walnut Creek, CA, with 26 years of industry experience. She has been with Morgan Stanley since 2009 and holds the Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning services that utilize structured discovery conversations and advanced modeling tools.

Christopher Scroggins is a financial advisor with UBS Financial Services in Walnut Creek, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with UBS since 2006. UBS Financial Services Inc. offers brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management and employing proprietary research and model-based asset allocations to tailor client plans.

Jacquelyn Wright is a financial advisor with Edward Jones in Brentwood, CA, holding a Series 66 designation and 10 years of industry experience. She has been with Edward Jones since 2015. Outside of her advisory role, she serves as president of the Krey Parents Club in Brentwood, overseeing meetings, fundraising, and event planning. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Milton Vrionis II is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing Services, LLC. since 2019 and previously worked at Saint Mary's College of California and De La Salle High School. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than typical large institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Jihee Lee is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, Lee worked at JP Morgan Chase and spent over a decade in the hospitality sector with Hilton Hotels. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, advisory roles to registered investment companies, and integration of AI technologies in its investment process.

Robert Lee is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2017, following two years at JPMC Bank NA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kenneth Wise is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within the Wells Fargo network since 2011, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. He also owns a separate investment-related business, Wise Wealth Management LLC, based in Walnut Creek, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet certain net-worth criteria, utilizing proprietary research and planning tools to develop customized recommendations.

Winnie Truong is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding a Series 66 designation and bringing 22 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Outside of advising, she manages powers of attorney for family members and is involved in rental property management. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm combines research and analytics with a variety of brokerage and advisory solutions across a large advisor network.

Ronald Motta is a financial advisor with UBS Financial Services in Danville, CA, holding a Series 66 designation and eight years of industry experience. He previously worked at Bank of America and Merrill and has served on the board of The One Hundred Club of Contra Costa County, a nonprofit supporting families of fallen law enforcement officers and firefighters. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory services, offering portfolio management, financial planning, and access to alternative products. The firm integrates institutional trading capabilities with wealth management services and provides research-driven investment solutions tailored to client goals.

Deven Mays is a financial advisor with Merrill in Walnut Creek, CA, holding a Series 66 credential and six years of industry experience. He previously worked at City National Bank before joining Merrill and Bank of America in 2019. Outside of his advisory role, Mays owns and operates two family real estate investment businesses, M6 Realty Ventures, LLC and Opus Land Ventures, Inc. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

John Enders is a financial advisor with RBC Capital Markets in Concord, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. His prior roles include positions at Edward Jones and Morgan Stanley, including their Private Bank and Smith Barney divisions. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies implemented through a combination of in-house and third-party managers, providing discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Emily Daniels is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, she held various roles outside the financial sector, including positions at several restaurants and breweries, as well as teaching roles at community colleges. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.