Christian Dominguez is a financial advisor with LPL Financial in Walnut Creek, CA, holding Series 65 and Series 63 licenses and possessing 11 years of industry experience. His prior roles include positions at Principal Life Insurance Company, Principal Securities Inc, TruWest, and Princor Financial Services Corporation. Outside his advisory work, he is involved with FAST TRACK FINANCIAL, LLC, a non-investment-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, and institutional platforms, supporting various investment strategies through a large network of advisors.

Scott Klein is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has worked at Equitable Advisors since 2008, following prior roles at AXA Advisors and Commonwealth Financial Network. Outside of advisory services, Klein is involved in health and long-term care insurance brokerage activities. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm’s approach involves matching clients to investment models or discretionary managers, often through third-party asset managers and specialized advisory programs.

Scott Goggin is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Smith Barney since 2012, currently serving the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

William King III is a CERTIFIED FINANCIAL PLANNER™ professional with 26 years of industry experience. He has worked at Wells Fargo Advisors since 2016 and previously held positions at Citigroup Global Markets and Citicorp Investment Services. He is based in Oakland, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute alongside third-party analytics to inform its investment approach.

Matthew Foreman is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Joshua Haney is a CFP® professional at Wells Fargo Clearing with 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Outside of his advisory role, he serves as the treasurer for the Campolindo Homeowners Association in Moraga, CA, overseeing financial documents and budgeting. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, providing a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Mario Duenas is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets across more than 14,000 advisors and offers both discretionary and non-discretionary retirement plan services supported by in-house research and third-party analytics.

Undralyn Williams Reed is a financial advisor at Charles Schwab with four years of industry experience. She holds a Series 66 designation and previously worked at TIAA Kaspick from 2013 to 2022. Reed is based in Oakland, CA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Gary Berg is a financial advisor with Ameriprise in Walnut Creek, CA, holding Series 63 and Series 65 credentials and having 40 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of advising, he has administrative roles in managing business expenses for financial advisory practices through two LLCs. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate written, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Batkhuu Batjargal is a financial advisor with LPL Financial based in Concord, CA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at Bancwest Investment Services, Bank of the West, Edward Jones, and Morgan Stanley. Outside of finance, he is the owner of Maxhunt Inc, which operates Boba Loca Tea Shop. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

David Allen is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Cetera since 2023. He has been involved with Cetera Wealth Services, LLC since 2016. Outside of his advisory role, Allen coaches junior varsity women's soccer at Las Lomas High School and serves as a non-officer director on the board of the Walnut Creek Soccer Club. Cetera Investment Advisers LLC provides advisory services through a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of investment management and financial planning solutions, utilizing a multi-manager platform that includes affiliated and third-party managers across various program structures.

Theresa Currier is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. She holds Series 63, Series 65, and Series 66 designations. Prior to joining Wells Fargo Clearing in 2023, she worked at Nationwide Investment Services Corporation for 12 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both non‑discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Lavanya Palakurthi is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020. Prior to that, she was with Bank of America Corporation and Merrill from 2002 to 2020. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Michael Mercado is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within the Wells Fargo organization since 2011, including roles at Wells Fargo Clearing. Outside of his advisory work, he owns MILARO INVESTMENTS, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business owners, athletes, and clients with special needs.

Matthew Topielski is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Fremont Bank and First Republic Bank. Outside of advising, he is involved in music and receives royalties as an artist and musician. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and model portfolio programs, supported by both proprietary and third-party investment strategies.

James Deak is a CFP® with 28 years of experience in the financial industry. He has been with Wells Fargo Advisors since 2011, including time at Wells Fargo Clearing. Outside of his advisory work, he owns TN&LG, LLC and serves on the finance committee of Cantare, providing input on financial reports and budgeting. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with other financial products through a large network of advisors.

Mehul Khivesara is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 credentials and has worked at multiple firms including Morgan Stanley, Charles Schwab, and Adero Partners. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Clifford Wichmann III is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and nine years of industry experience. He has been with Wells Fargo Clearing since 2017 and previously worked at Robert Half for one year. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Reza Abcari is a CFP® with 22 years of experience in the financial services industry, currently serving at Charles Schwab since 2019. His previous experience includes roles at AXA Advisors and The Entrust Group. Outside of his advisory work, he manages rental properties inherited by his family. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and advisory services.

David Rodriguez is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 65 licenses. He has nine years of industry experience and has worked at several firms including JPMorgan Chase Bank, First Republic Bank, and LPL Financial. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage services. The firm manages approximately $671 billion in assets and integrates research from Wells Fargo Investment Institute with modern portfolio theory principles in its investment approach.