Kimberly Glowacki is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo since 2009, including seven years at Wells Fargo Advisors LLC and ten years at Wells Fargo Clearing. She is based in San Jose, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than is typical for large institutional advisers.

William Olesinski is a financial advisor at Fidelity with Series 63 and Series 66 licenses and seven years of industry experience. His work history includes roles at Fidelity Investments, Fidelity Brokerage Services LLC, Bank of America, Merrill, JPMorgan Chase Bank, J.P. Morgan Securities, and Health IQ. Outside of finance, he was involved with The Patio at Rudy's for seven years. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, serving a variety of client types including registered investment companies.

Alexander Eckert is a financial advisor with Charles Schwab in Sunnyvale, CA, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Primerica Advisors and Guardian Life Insurance. He has residual commission income from a long-term care and life insurance policy placed with One America in early 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational support.

Asako Thompson is a Series 66-licensed financial advisor at Morgan Stanley with 21 years of industry experience. She has worked at Unionbanc Investment Services for 20 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Kimbrely Gruidl is a financial advisor with LPL Financial in Fremont, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Her prior roles include positions at U.S. Bank and U.S. Bancorp Investments, and she has operated as a self-employed professional since 2005. She is also a Notary Public in Livermore, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual, institutional, and corporate clients through a national network of investment adviser representatives. The firm offers a broad range of advisory and financial planning services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

William Yates is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been working in the financial services industry since 1984 and joined Merrill Lynch in 2004. In his role, he collaborates closely with clients to design long-term strategies tailored to help achieve their individual life goals. William holds a Bachelor's Degree in Business/Economics from the University of California, Santa Barbara. He holds the Personal Investment Advisor (PIA) designation. His consultative process customizes solutions based on each client's risk tolerance, time horizon, liquidity needs, investment goals, and cost considerations. He supports clients in planning for retirement, education funding, home purchases, business growth, legacy building, and philanthropic efforts. Outside of his professional duties, William serves as Chair of the BACCV.

Ali Darzi Larijani is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, Open Invest Co., Matthew Zaheri Corporation, Plug and Play Tech Center, and Bloomberg L.P. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors.

Josephine Yap is a financial advisor at Morgan Stanley Wealth Management in San Jose, CA, holding Series 63 and Series 66 licenses with 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Outside of her advisory role, she is a sole proprietor involved in real estate investments. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers planning services that emphasize advisory roles without individual security recommendations in standalone plans.

Robert Ostenberg is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior experience includes 15 years with Securian Financial Services Inc, Minnesota Life Insurance Company, and Sgc Financial & Insurance Services. He also offers retirement planning classes as part of his business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, research, and various technologies across discretionary and non-discretionary management approaches.

Anthony Ditta is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on providing services including equity compensation, family wealth management strategies, liquidity management, portfolio management, small business strategies, tax minimization, and retirement income. His work addresses the complexities individuals face in achieving long-term financial goals amid demanding personal and professional schedules. Anthony holds a Bachelor's Degree from San Jose State University and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He emphasizes building long-lasting client relationships through personalized advice and collaboration with his team. Outside of his professional life, Anthony engages in various sports such as baseball, football, cycling, and golf, and enjoys activities including cooking, reading, skiing, and traveling. He also values spending time with his family.

Phillip Moehrke is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2014, including a role at Morgan Stanley Private Bank, N.A. since 2017. Based in San Jose, CA, his practice operates within a large institutional firm. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved tools to support client planning needs.

Judy Klink is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. She has been with the firm since 2000 and brings extensive experience in advising clients on wealth accumulation, preservation, and transfer through customized wealth management strategies. Her approach emphasizes understanding each client's unique financial goals to develop tailored strategies that address their specific needs. Judy holds a Bachelor's degree and a Master's degree in Economics with an emphasis in Finance from San Jose State University. She is a CERTIFIED FINANCIAL PLANNER® professional and holds the Chartered Retirement Planning Counselor™ designation, as well as the Personal Investment Advisor credential. She leverages the investment resources of Merrill Lynch Wealth Management and the banking services of Bank of America to assist clients in managing various aspects of their financial lives. Her client focus areas include education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Judy is fluent in Yue (Cantonese), Mandarin, and English.

Miguel Castillo is a financial advisor with Wells Fargo Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with the Wells Fargo organization since 2009 in various roles. Outside of his advisory work, he owns CF4CAPITAL, Inc., a separate investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu covering areas such as retirement, education, and special-needs planning, with tailored recommendations developed through proprietary research and tools.

Chuzhe Song is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies that align with their long-term goals, leveraging Merrill’s investment insights along with the banking and lending services of Bank of America. Chuzhe holds a Bachelor of Science in Business Administration with a focus in finance from the University of Washington and an MBA from the University of Southern California. He has prior experience with UBS AG in New York and joined The Virnoche Group in 2012. Chuzhe holds the Certified Financial Planner (CFP) designation and is a Personal Investment Advisor (PIA). He is committed to participating in community volunteer activities consistent with Merrill’s tradition of service.

Tuyet Do is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds Series 66 and Series 63 licenses and has worked at both J.P. Morgan Securities and JPMorgan Chase Bank, N.A. Her prior experience includes a year at Deloitte & Touche, LLP. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. Their approach combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Ann Margaret Bishop is a Series 66-licensed financial advisor with 17 years of industry experience. She is currently with Fidelity and has previously worked at firms including Morgan Stanley Smith Barney, Wells Fargo Advisors, Natixis Investment Managers, and First Republic Securities Company. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, serving clients through discretionary and non-discretionary advisory services as well as fund advisory roles.

Jimmy Galindo is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 credentials and with 27 years of industry experience. His prior experience includes roles at City National Bank and Morgan Stanley Private Bank. He serves as a committee member at Gateway City Church, where he participates in governance and policy review. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations. The firm offers a range of advisory programs and employs tailored investment strategies using both in-house and third-party managers.

Alina Mihai is a financial advisor at J.P. Morgan Securities with five years of industry experience. She holds Series 63 and Series 66 registrations. Her career includes multiple roles within J.P. Morgan Securities and JPMorgan Chase Bank, N.A. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers a range of products through an internal review process.

Gary Cruff is a financial advisor at Equitable Advisors with 24 years of industry experience. He holds the Series 66 designation and previously worked at Ameriprise Financial Services for 24 years. In addition to his advisory work, he is a California Notary Public and manages real estate property on behalf of family members. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutional investors, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs.

Riley Tolles is a financial advisor with Morgan Stanley in Palo Alto, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, Tolles worked at Ernst and Young and has been involved in entrepreneurial and cultural ventures, including owning Secia Art, an art and culture business based in San Francisco. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by advanced modeling tools and strategies developed by its Financial Advisors and Estate Planning Strategies Group.