Arjun Subbiah Nanjappa Titermada is a financial advisor at Fidelity with three years of industry experience. He has held positions at Fidelity Investments since 2023 and previously worked at New York Life Insurance Company from 2020 to 2023. Prior to his finance career, he spent seven years at BCKM Memorial Hospital. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of model portfolios.

Chandler Lenkey is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in assisting professionals who are navigating important financial decisions as their lives and careers evolve. Chandler focuses on helping clients bring clarity and coordination to their financial decisions by organizing the full landscape of accounts, plans, and strategies, enabling thoughtful consideration of long-term priorities such as retirement planning and investment decisions. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Chandler earned his bachelor's degree from the California State University System and also studied at Università Cattolica del Sacro Cuore. His approach is grounded in trust, thoughtful conversation, and sound judgment, emphasizing structure and coordination over short-term outcomes. Beyond his professional work, Chandler is involved with organizations including Sacramento Metro Edge and The Salvation Army, and participates in community activities with Habitat for Humanity and The Salvation Army. His personal interests include basketball, camping, cooking, fishing, football, golfing, hiking, reading, spending time with his family, and traveling.

Timothy Parsons is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has previous work history at JP Morgan Chase Bank and Northwestern Mutual. Prior to his financial services career, he worked in the restaurant industry for over a decade. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market modeling techniques.

Daniel Yee is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and Chase since 2016. Outside of his advisory role, he is a co-owner and landlord of rental properties. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Heidi Hunter is a financial advisor at Thrivent Investment Management with 35 years of industry experience. She has held positions at Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Hunter holds the Series 63 and Series 66 designations. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations on topics such as retirement, income tax, estate, and special needs planning. The firm combines goal-based analyses with a managed-account program under a consolidated billing option while maintaining planning and portfolio management as separate services.

Jackeline Matter is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at JP Morgan Securities LLC and MAC Cosmetics. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Edgard Laguna is a financial advisor with Merrill, holding a Series 66 designation and seven years of industry experience. His work history includes positions at Bank of America, Merrill, and Wells Fargo Clearing. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and charitable organizations.

John Carlsen is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at various Wells Fargo entities since 2001. Outside of advising, he serves as treasurer for El Dorado Hills Lacrosse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by in-house research and third-party analytics.

Anthony Wilcox is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in family wealth management strategies, investment consulting for defined contribution plans, small business strategies, tax minimization, and retirement income. He works closely with clients to develop personalized financial strategies aimed at achieving their long-term goals and helping them organize and transfer their wealth effectively. Anthony has a diverse professional background, including a career as an Army officer and experience in consulting across various fields such as surgery, economic development, technology, and organizational structure. He holds a Personal Investment Advisor (PIA) designation and has earned bachelor's degrees from the United States Military Academy and Oregon State University, as well as a master's degree from William Jessup University. Outside of his professional work, Anthony is actively involved in his community, coaching football at Granite Bay High School and serving on the Granite Bay Rugby Board. He is a member of the American Legion and the West Point Association of Graduates. Anthony enjoys spending time with his family and engaging in outdoor activities.

William Odonnell is a financial advisor at Edelman Financial Engines with 20 years of industry experience. He holds a Series 66 designation and has worked at Financial Engines Advisors L.L.C. since 2016, following a one-year tenure at Tmfs Advisors, Llc. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online offerings.

Judy Ho is a CFP®-certified financial advisor with nine years of industry experience, currently associated with Cambridge Investment Research Advisors. She has worked previously at Edward Jones and is involved with Lane Florence, LLC. Ho serves as a director for the Cordova Recreation & Parks Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm provides financial planning, investment management, and retirement-plan advisory services through a network of independent professionals, offering proprietary and third-party strategies with various implementation options.

Madeline Phillips is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Edelman Financial Engines. Her prior roles include positions at Smart Investor, LLC and Sand Hill Global Advisors, LLC. Edelman Financial Engines provides technology-enabled investment advisory services primarily focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online platforms.

Stephen Hardisty is a financial advisor at Equitable Advisors with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Equitable Advisors since 2007, following prior roles at Axa Advisors, 1717 Capital Management Company, and MSI Financial Services. In addition to his advisory work, he operates a separate business providing disability and health insurance services. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and relies on third-party asset managers and advisory programs to deliver customized investment solutions.

Jeffrey Fletcher is a financial advisor with Edward Jones in Sacramento, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Mayra Castro is a financial advisor at Charles Schwab with 26 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Charles Schwab and Charles Schwab Bank since 1998 and 2005, respectively. She serves as a board member for Growth Public Schools, participating in monthly meetings to provide guidance on school programs. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with centralized custody and oversight.

Theresa Roberts is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She previously worked at TIAA, Tiaa-CREF, Bb&T Securities, and Merrill. Outside of her advisory role, she is involved with the Order of the Eastern Star in Folsom, California, serving in a committee role related to accounting and bookkeeping. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, with advisory services centered on financial planning rather than individual security recommendations.

Kelly Jordan is a financial advisor with OSAIC in Sacramento, CA, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. Prior to joining OSAIC in 2025, Jordan worked at Lincoln Financial Advisors Corporation for three years and spent 18 years with TD Ameritrade. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services, employing asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios across various asset classes.

Scott Sandy is a Financial Consultant currently working at Fidelity Investments since 2024. He specializes in working with high-net worth individuals and families, focusing on building trusted, long-term relationships to simplify complex financial decisions. His approach emphasizes discipline and objectivity, aiming to preserve and grow wealth in alignment with his clients' goals, risk tolerance, and values. Scott has professional experience as an Investment Consultant at Fidelity Investments from 2022 to 2024 and as a Financial Advisor at First Command Financial Planning from 2017 to 2022. He collaborates with clients to provide strategic guidance that supports navigating each stage of life with confidence. Scott holds a California Insurance License.

Jim Klein is a Planning Consultant at Fidelity Investments, a role he has held since 2025. Prior to this position, he served as a Relationship Manager from 2023 to 2025 and as a Financial Representative from 2022 to 2023, all within Fidelity Investments. He holds a California Insurance License. Before transitioning to financial services, Jim worked as a high school Latin teacher for several years. Motivated by a desire to help individuals better understand personal finance, he shifted his career focus to financial advising. At Fidelity, he works with clients to help them understand their financial situations and prepare for major life decisions. Outside of his professional responsibilities, Jim has interests in baseball, cooking and baking, and reading.

Sam Blakewell is an Investment Consultant at Fidelity Investments. In this role, Sam focuses on assisting clients with financial planning in areas such as retirement planning, investment strategy, and tax-efficient investing. Sam aims to simplify complex financial topics and provide personalized guidance and support to clients. Sam has held several positions at Fidelity Investments, including Planning Consultant from 2024 to 2025, Relationship Manager from 2023 to 2024, and Financial Representative from 2022 to 2023. Prior to joining Fidelity, Sam worked as a Client Relationship Manager at Lewis Financial from 2021 to 2022. Sam holds a California Insurance License. Outside of work, Sam has interests in biking, golf, pets, running, swimming, and traveling.