Ye Yao is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to develop personalized wealth management strategies that reflect their unique financial goals and life circumstances. Ye focuses on a broad range of client needs, including family wealth management, legacy planning, retirement income, tax minimization, philanthropic planning, and portfolio management services. Ye holds a Bachelor's Degree from the Massachusetts Institute of Technology and has earned the Personal Investment Advisor (PIA) designation. Fluent in both Chinese and English, she brings a disciplined approach to portfolio management, emphasizing understanding what matters most to her clients and tailoring financial solutions accordingly. In addition to her professional work, Ye is involved in community activities, including contributions to Boston Children's Hospital and The Phyo Nyi Nyi Kyaw Memorial Foundation. She is also connected with professional organizations such as Pearlside Church and The Phyo Nyi Nyi Kyaw Memorial Foundation. Outside of her financial advisory role, her personal interests include biking, drawing, hiking, music, pottery, reading, running marathons, swimming, and writing.

Paul Kinkelaar is a CFP®-designated financial advisor with 36 years of industry experience. He is currently with Wells Fargo Advisors and previously worked at Wells Fargo Clearing and Merrill. Outside of his advisory work, he serves as a caregiver to a child under California’s In-Home Support Services program. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions that include retirement, education, risk, and wealth-transfer strategies, among others. The firm supports advisors with proprietary research and planning tools, delivering tailored recommendations through meetings and written summaries.

Kara Warsh is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 66 credentials and with 17 years of industry experience. She has been with Morgan Stanley since 2014. Outside of her advisory role, she is involved in consignment selling through a local retail business, Lucky Penny Hawaii. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment modeling but generally acts in an advisory capacity without providing individual security recommendations as part of standalone plans.

Herman Ching is a financial advisor with Wells Fargo Clearing in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Ching is a member of the 377 Investment Club, an investment group based in Honolulu. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Justin Mc Clain is a CFP®-credentialed financial advisor with Edward Jones, based in Honolulu, HI. He has 11 years of industry experience and has been with Edward Jones since 2012. Outside of his advisory role, he creates digital media content through a YouTube channel featuring relaxing music and ambient sounds as a personal hobby. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Lila Marantz is a financial advisor at Stifel with 37 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Stifel Nicolaus & Co. Inc. since 2011. Outside of her advisory role, Marantz serves on the boards of several educational institutions in Hawaii, including as president of the board for Hawaii Classical Academy. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Kehaunani Shayler is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. Her prior experience includes roles at Bwc Investment Services and First Hawaiian Bank. She is also associated with First Hawaiian Advisors in a non-investment capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting supported by advanced analytical tools and maintains specialized services such as municipal advisory work and a SIMPLE IRA Employer Advisory program.

Helen Curlow is a CFP®-credentialed financial advisor with 13 years of industry experience, currently practicing at Morgan Stanley in Honolulu, HI. Her prior experience includes roles at Edward Jones and Bank of Hawaii. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages significant client assets and provides its services through a combination of direct and employer-sponsored plans.

Christian Tuyay is a financial advisor with Edward Jones in Honolulu, HI. He holds a Series 66 designation and began his advisory career at Edward Jones in 2025. Prior to joining Edward Jones, he worked at Henry Schein Dental starting in 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory and investment strategies, operates under a fiduciary standard, and supports its services with a large nationwide network of financial advisors and branch offices.

Rena Tomlinson Yamanouchi is a financial advisor at Morgan Stanley with 20 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and holds a Series 66 designation. Outside of her advisory role, she teaches yoga and serves on the board of the Would Uchinanchu Business Group - Hawaii Chapter, a private foundation focused on civic and cultural activities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment analysis to support its financial advice.

Richard May is a CERTIFIED FINANCIAL PLANNER™ professional with 27 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2017 and previously held roles at First Hawaiian Bank and BancWest Investment Services. He is also an Associate with First Hawaiian Advisors, where he customizes personal financial solutions including retirement and education planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, institutional, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through unique affiliations.

Richard Pinto is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at OSAIC, SagePoint Financial, VSR Financial Services, and Insphere Securities. Outside of advising, he is involved in several business ventures, including Trusted Auto Group and Trusted Advisors Group Hawaii, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology tools and a broad network of over 22,800 advisors.

Neal Onaga is a financial advisor with Ameriprise in Kailua, HI, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in business ownership through Neal K Onaga LLC. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Glenn Lau is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in helping individuals and families build long-term wealth. He focuses on areas such as college education planning, family wealth management strategies, legacy planning, personal retirement planning, and both individual and corporate investment strategy. Glenn works closely with clients to develop personalized financial strategies aligned with their long-term goals. With over 25 years of experience in the financial services industry, Glenn is a Personal Investment Advisor (PIA) and a graduate of Iolani School and the University of Southern California, where he earned his bachelor's degree. He upholds the Merrill tradition of community participation through his involvement with Iolani School. Outside of work, Glenn enjoys spending time with his family, playing tennis, traveling, and watching movies.

Shane Shimatsu is a financial advisor at Edward Jones with 25 years of industry experience. He has been with Edward Jones since 2008 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he has a non-operational association with the Hawaii Rush Soccer Club in Aiea, HI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, affiliated mutual funds, and tax-efficient overlay services, supported by a large nationwide network of advisors and branch offices.

Emily Mccollum is a Wealth Management Advisor at Merrill Lynch Wealth Management. As a second-generation Merrill advisor, she partners with clients to develop customized financial strategies aligned with their short- and long-term goals. Emily holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor™, CERTIFIED PLAN FIDUCIARY ADVISOR, Personal Investment Advisor, and Retirement Benefits Consultant. Beginning her career in 1999, Emily assumed the lead advisor role after working alongside her father. She offers expertise in family wealth management, retirement income planning, college education planning, legacy planning, employee benefits planning, LGBT wealth planning, investment consulting for defined contribution plans, portfolio management services, and women and wealth. Emily collaborates with clients' other advisors to coordinate retirement and estate plans. Emily earned her high school diploma from Maryknoll Schools. She is involved in her community as an AYSO soccer coach, member of the Maryknoll Alumni Development Committee, Maryknoll School Foundation Board, and Punahou Parent Faculty Association. Outside of work, she enjoys music, skiing, soccer, and spending time with her family.

Marlon Ramos is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab & Co., Inc. since 2017, including a role at Charles Schwab Bank since 2019. Prior to Schwab, he was with Fidelity Brokerage Services LLC from 2015 to 2017. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships alongside access to discretionary separately managed accounts, supported by multi-asset model portfolios, periodic reviews, and centralized custody and order-routing infrastructure.

Ruth Watts is a financial advisor at Cetera with 15 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at various firms including American Savings Bank and LPL Financial LLC. Watts is also involved with Hawaii Financial Advisors Inc., where she serves as a registered sales assistant focusing on customer service. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a variety of portfolio management and consulting services, utilizing a multi-manager platform with discretionary and non-discretionary options.

Allen Yeung is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on working with individuals and families who could benefit from a personal wealth outlook plan to help achieve their life goals. Since joining Merrill Lynch Wealth Management in 2018, Allen has worked closely with clients to integrate all aspects of their financial lives. Before becoming a financial advisor, Allen had a career as a Nuclear Engineer at Pearl Harbor. He holds a Personal Investment Advisor (PIA) designation and the Series 63, 65, and 7 FINRA registrations. He earned degrees in Biology and Civil and Environmental Engineering from the University of Hawaii System. Allen provides guidance in areas including retirement planning, education planning, family wealth management, legacy planning, portfolio management, tax minimization, and retirement income. Outside of his professional work, Allen enjoys spending time with his family, playing tennis, golfing, and engaging in activities such as basketball, chess, table tennis, watching movies, and woodworking. He communicates with clients in both Chinese and English.

Ronald Ota is a financial advisor with OSAIC in Honolulu, HI, holding Series 63 and Series 65 designations and over 31 years of industry experience. He has been affiliated with Royal Alliance Associates, Inc. since 1997. Outside of his advisory role, Mr. Ota operates as an insurance agent focusing on life, health, disability, and long-term care insurance to help clients mitigate financial risk. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance assessments, and efficient-frontier analysis to build diversified portfolios across various asset classes.