Rena Tomlinson Yamanouchi is a financial advisor at Morgan Stanley with 20 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and holds a Series 66 designation. Outside of her advisory role, she teaches yoga and serves on the board of the Would Uchinanchu Business Group - Hawaii Chapter, a private foundation focused on civic and cultural activities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment analysis to support its financial advice.

Richard May is a CERTIFIED FINANCIAL PLANNER™ professional with 27 years of industry experience. He has worked at Raymond James Financial Services Advisors, Inc. since 2017 and previously held roles at First Hawaiian Bank and BancWest Investment Services. He is also an Associate with First Hawaiian Advisors, where he customizes personal financial solutions including retirement and education planning. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, institutional, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through unique affiliations.

Richard Pinto is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at OSAIC, SagePoint Financial, VSR Financial Services, and Insphere Securities. Outside of advising, he is involved in several business ventures, including Trusted Auto Group and Trusted Advisors Group Hawaii, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology tools and a broad network of over 22,800 advisors.

Neal Onaga is a financial advisor with Ameriprise in Kailua, HI, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in business ownership through Neal K Onaga LLC. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement, focusing on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Glenn Lau is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in helping individuals and families build long-term wealth. He focuses on areas such as college education planning, family wealth management strategies, legacy planning, personal retirement planning, and both individual and corporate investment strategy. Glenn works closely with clients to develop personalized financial strategies aligned with their long-term goals. With over 25 years of experience in the financial services industry, Glenn is a Personal Investment Advisor (PIA) and a graduate of Iolani School and the University of Southern California, where he earned his bachelor's degree. He upholds the Merrill tradition of community participation through his involvement with Iolani School. Outside of work, Glenn enjoys spending time with his family, playing tennis, traveling, and watching movies.

Shane Shimatsu is a financial advisor at Edward Jones with 25 years of industry experience. He has been with Edward Jones since 2008 and holds Series 63 and Series 66 licenses. Outside of his advisory role, he has a non-operational association with the Hawaii Rush Soccer Club in Aiea, HI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies and services, including discretionary and non-discretionary wrap fee programs, separately managed accounts, affiliated mutual funds, and tax-efficient overlay services, supported by a large nationwide network of advisors and branch offices.

Emily Mccollum is a Wealth Management Advisor at Merrill Lynch Wealth Management. As a second-generation Merrill advisor, she partners with clients to develop customized financial strategies aligned with their short- and long-term goals. Emily holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER®, Chartered Retirement Planning Counselor™, CERTIFIED PLAN FIDUCIARY ADVISOR, Personal Investment Advisor, and Retirement Benefits Consultant. Beginning her career in 1999, Emily assumed the lead advisor role after working alongside her father. She offers expertise in family wealth management, retirement income planning, college education planning, legacy planning, employee benefits planning, LGBT wealth planning, investment consulting for defined contribution plans, portfolio management services, and women and wealth. Emily collaborates with clients' other advisors to coordinate retirement and estate plans. Emily earned her high school diploma from Maryknoll Schools. She is involved in her community as an AYSO soccer coach, member of the Maryknoll Alumni Development Committee, Maryknoll School Foundation Board, and Punahou Parent Faculty Association. Outside of work, she enjoys music, skiing, soccer, and spending time with her family.

Marlon Ramos is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab & Co., Inc. since 2017, including a role at Charles Schwab Bank since 2019. Prior to Schwab, he was with Fidelity Brokerage Services LLC from 2015 to 2017. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships alongside access to discretionary separately managed accounts, supported by multi-asset model portfolios, periodic reviews, and centralized custody and order-routing infrastructure.

Ruth Watts is a financial advisor at Cetera with 15 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at various firms including American Savings Bank and LPL Financial LLC. Watts is also involved with Hawaii Financial Advisors Inc., where she serves as a registered sales assistant focusing on customer service. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a variety of portfolio management and consulting services, utilizing a multi-manager platform with discretionary and non-discretionary options.

Allen Yeung is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on working with individuals and families who could benefit from a personal wealth outlook plan to help achieve their life goals. Since joining Merrill Lynch Wealth Management in 2018, Allen has worked closely with clients to integrate all aspects of their financial lives. Before becoming a financial advisor, Allen had a career as a Nuclear Engineer at Pearl Harbor. He holds a Personal Investment Advisor (PIA) designation and the Series 63, 65, and 7 FINRA registrations. He earned degrees in Biology and Civil and Environmental Engineering from the University of Hawaii System. Allen provides guidance in areas including retirement planning, education planning, family wealth management, legacy planning, portfolio management, tax minimization, and retirement income. Outside of his professional work, Allen enjoys spending time with his family, playing tennis, golfing, and engaging in activities such as basketball, chess, table tennis, watching movies, and woodworking. He communicates with clients in both Chinese and English.

Ronald Ota is a financial advisor with OSAIC in Honolulu, HI, holding Series 63 and Series 65 designations and over 31 years of industry experience. He has been affiliated with Royal Alliance Associates, Inc. since 1997. Outside of his advisory role, Mr. Ota operates as an insurance agent focusing on life, health, disability, and long-term care insurance to help clients mitigate financial risk. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance assessments, and efficient-frontier analysis to build diversified portfolios across various asset classes.

Dean Matsumoto is a financial advisor at LPL Financial with 18 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley, Woodbury Financial Services, and OSAIC. Matsumoto also operates Linn Wealth Management, LLC as a side business connected to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and model portfolio programs, utilizing tools such as machine learning for operational support, and oversees more than $819 billion in discretionary assets through a large network of advisors.

Sean Okamoto is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 23 years of industry experience. He has worked at several firms including Raymond James Financial Services Advisors and First Hawaiian Bank. Okamoto serves as a Senior Wealth Advisor and Senior Consultant at Hogan Consulting Group, focusing on investment and employee benefits consulting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, leveraging various investment strategies and technology tools.

James Smith Jr. is a financial advisor at Cetera with over 10 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. Prior to joining Cetera, he held roles at Avantax Advisory Services and Summit Financial Group. Outside of his advisory work, Smith serves as president of A Bite To Eat, Inc., a nonprofit organization that provides food and blankets to homeless individuals in Honolulu. Cetera Investment Advisers LLC is an SEC-registered firm with a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services, employing a multi-manager platform with various program options and custodial relationships.

Michael Tokushige is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 designations and has worked at LPL Financial since 2010, following three years at Principal Financial Services. He is associated with Kaneshiro Tokushige & Associates, LLC, which operates as Retirement Partners of Hawaii. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Judy Chong Ng is a CFP®-certified financial advisor with 27 years of industry experience. She currently works at Raymond James & Associates and previously held roles at Bank of America and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research.

Travis Liu is a financial advisor at Morgan Stanley in Honolulu, HI, holding a Series 66 designation with four years of industry experience. Prior to joining Morgan Stanley in 2022, he held positions at various educational institutions and sports organizations. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers a broad range of investment and financial planning services.

Milton Tanaka is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been a Financial Advisor for over 25 years, bringing extensive experience in personal retirement planning, portfolio management, college education planning, divorce transition planning, tax minimization, and retirement income strategies. Milton focuses on understanding his clients' individual financial goals to develop personalized wealth management approaches. Prior to his financial services career, Milton served over 23 years in the United States Air Force, retiring as a full Colonel. He holds a Master's Degree in Business Administration from the Krannert School of Management at Purdue University and a Bachelor's Degree in Civil Engineering from the United States Air Force Academy. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Milton is originally from Hawaii and returned to Honolulu to be with his family. Outside of work, he enjoys baseball, gardening, running, skiing, woodworking, traveling, and spending time with his grandchildren. He is also active in community volunteering, reflecting his commitment to the Merrill tradition of community engagement.

Jake Oshiro is a financial advisor at Raymond James Financial in Honolulu, HI, holding a Series 66 designation. He has less than one year of industry experience and previously worked at First Hawaiian Bank and Northwestern Mutual Investment Services LLC. His work history also includes roles outside finance, such as at Kona Brewing Co and Mid-Pacific Institute. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm offers tailored, non-discretionary advisory services using advanced analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Ryan Matsuura is a financial advisor at Morgan Stanley in Honolulu, HI, holding a Series 66 designation with 13 years of industry experience. He has been with Morgan Stanley and its affiliates since 2013. Outside of his advisory role, he owns Kahikolu Productions LLC, a live audio services business. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analyses.