Alessandro Paolocci is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked with J.P. Morgan Chase Bank NA and J.P. Morgan Securities LLC since 2018. Prior to that, he had roles outside the financial sector, including a position at Kiki on the River. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations and delivers services through a non-discretionary program where clients retain final decision-making authority.

Enmanuel Aleman is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in managing wealth for individuals and companies aiming to grow or preserve their assets. He leverages the resources and investment insights of Merrill Lynch alongside the banking convenience and lending solutions of Bank of America to provide comprehensive financial services. His approach centers on creating personalized wealth management strategies that adapt to clients' evolving needs and market conditions. Mr. Aleman's areas of expertise include college education planning, family wealth management strategies, international wealth management, liquidity management, retirement income, and tax minimization, among others. He holds professional designations such as Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from Florida International University and is fluent in English and Spanish. Outside of his professional role, Enmanuel has interests in baseball, basketball, football, running, and table tennis. His financial planning philosophy emphasizes putting clients and their goals at the forefront of the process.

Isabel Rumberg is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds the Series 66 designation and has previous experience at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and Bank of America/Merrill Lynch. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Fiorella Inurritegui is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Leandro Geraldo Antonaccio Jr. is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has prior work experience at Adidas - Transmission Creative and D'Aprile Properties - CASA Florida Group. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets activities.

David Forgione is a financial advisor with LPL Enterprise who holds a Series 66 designation and has been active in the industry since 2024. Prior to his advisory roles, his background includes positions at Veryable, VIP Rental USA, and various management and service roles in the hospitality and rental sectors. He also has ongoing involvement with PMC - Parking Management Company. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is model-driven, utilizing portfolios developed by internal research and third-party strategists, and it offers access to financial planning, third-party asset managers, and affiliated insurance and trust services.

Helena Hernandez is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 65 registrations and has worked with various divisions of J.P. Morgan since 2017. Prior to joining J.P. Morgan, she attended Babson College and had a brief tenure at PRO Unlimited Inc. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence, applying an ESG eligibility framework when recommending strategies.

Cassandra Henning is a Wealth Management Advisor with the Simmons Adessi Group at Merrill Lynch Wealth Management. She joined Merrill Lynch shortly after graduating from Georgetown University's McDonough School of Business and focuses on managing new wealth, personal retirement planning, and women and wealth. Cassie works closely with clients to understand their personal and financial priorities, addressing both immediate needs and long-term goals such as retirement planning and wealth transfer. Utilizing research and resources from Merrill and Bank of America, she develops tailored strategies including investment management, retirement planning, trust and estate planning services, cash flow analysis, charitable giving, and education funding. She is especially dedicated to assisting next generation clients in building a confident financial foundation. Cassandra holds the CERTIFIED FINANCIAL PLANNER® certification earned in August 2026, alongside licenses including the FINRA SIE, Series 7, Series 66, and Florida Life, Health & Variable Annuity Insurance License. She is affiliated with Bank of America and Merrill Lynch Wealth Management. Outside of work, Cassandra enjoys football, hiking, music, reading, running, tennis, and traveling.

Arturo Ayala is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 credentials and six years of industry experience. His career includes roles at JPMorgan Chase Bank NA and J.P. Morgan Securities LLC since 2019, as well as prior experience with Wicked Wiches Private Limited and various positions at the University of Richmond. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services through a select group of Wealth Advisors on a non-discretionary basis.

Francisco Hernando is a financial advisor with Ameriprise in Miami, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 1992. Outside of advisory work, he is involved in business ownership through Hernando & Horvath, LLC, and serves as president of FJ Hernando Inc., which is used for his own tax planning. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Toribio Tedin is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 65 designations and has prior experience at Citibank. Outside of his advisory role, Tedin is a partial owner of two family-owned private schools in Argentina, Colegio San Teresa and Colegio San Lucas Nordelta, in which he holds no operational responsibilities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Fernando Cabalin Sabaris is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds the Series 63 and Series 65 designations. His career includes multiple roles at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as experience at Cercano Management LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Paolo Ghio is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at Nexus Group, Belcorp, and Banco de Credito del Peru. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers a range of investment products and strategies through its Institutional Consulting Services program.

Victor Furniss is a financial advisor at Cetera with 15 years of industry experience. He holds the Series 66 designation and has been with Cetera and its affiliated entities since 2015. Outside of his advisory role, he serves as Treasurer and Officer of Mason Lodge, where he manages financial records and authorizes transactions. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform featuring various investment strategies and custody arrangements.

Ximena Holguin is a financial advisor at Raymond James & Associates with 15 years of industry experience. She holds Series 63, 65, and 66 designations. Her prior experience includes roles at Citigroup and Goldman Sachs and Co. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, drawing on various portfolio management styles supported by firm research and affiliated sub-advisers.

Antonio Bernal is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Ariel Cruz is a financial advisor with Raymond James Financial Services Advisors, Inc. in Miami, FL, holding Series 63 and 65 designations and bringing 27 years of industry experience. He has been with Raymond James since 2016. Outside of his advisory role, he is the owner of CRUZHAUS, LLC, a company established to hold a vacation property in Keystone, Colorado. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals, and it maintains specialized programs including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Segundo Cremaschi is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has one year of industry experience, including previous roles at Raymond James and Morgan Stanley. Outside of finance, he has experience working at Kickoff USA Inc and involvement with the Key Biscayne Beach Club. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset allocation advice, investment manager searches, and customized reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Guillermo Gonzalez is a financial advisor at Stifel with 40 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Stifel serves a broad range of clients, including individuals, institutional clients, and municipal entities, offering both brokerage and investment advisory services. Their investment approach relies on proprietary analyses developed by the firm's Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling.

George Chiesa is a financial advisor with UBS Financial Services holding a Series 66 designation and two years of industry experience. His prior work includes roles at BCI Miami and Banco Santander Bahamas. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor client strategies.