Bart Hartman is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He previously worked at Merrill and Bank of America for ten years each. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.

Scott Shrader is a CFP® professional with 23 years of experience in the financial services industry, currently advising at Cetera. He has held positions at various Cetera affiliates since 2025 and owns Vault Financial LLC, a firm providing tax and financial services. Outside of his advisory work, he is involved in automotive clubs, serving as president of the Ferrari Club of America Palm Beach chapter and regional director for its Florida region, and helping organize luxury car events in Palm Beach Gardens and Napa Valley. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management and financial planning through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary strategies nationwide.

Jeremy Lansat is a financial advisor at RBC Capital Markets with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including City National Bank, Bank of America, and Merrill. Lansat is based in Palm Beach Gardens, FL. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional clients, offering advisory programs that include discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on clients’ risk profiles and employs both in-house and third-party managers to implement portfolios.

James Atwood is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and over 41 years of industry experience. His career includes long tenures at Merrill and Bank of America, as well as roles at First Republic Investment Management and J.P. Morgan Chase. Outside of his advisory work, he serves as a board member for a condominium association in Gulf Stream, FL. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Eric Cornell is a CFP® professional with 25 years of industry experience, currently affiliated with Raymond James Financial. He previously spent 20 years at Ameriprise Financial Services, Inc. Cornell is also the CEO and owner of The Cornell Group, a business involved in office and employee management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers non-discretionary advisory services tailored to client goals and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Daniel Rogowski is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he delivers family office style advice that integrates disciplined portfolio management with tax-aware planning. He collaborates closely with clients and their CPAs, attorneys, and other trusted specialists to coordinate every facet of a client’s balance sheet. His practice incorporates portfolio management, alternative investments when appropriate, retirement and estate planning services, and philanthropic guidance. Daniel began his career as a Financial Advisor at Merrill Lynch before serving over a decade as Chief Investment Officer of an independent registered investment advisory arm of a CPA firm. In that position, he developed expertise in long term portfolio design, public and private market investing, dynamic asset allocation modeling, and complex tax-sensitive strategies for entrepreneurs and multigenerational families. He holds a Bachelor’s degree from Harvard University and an MBA in Finance from Rice University. Additionally, he completed two years of graduate study in data science and machine learning at the University of California, Berkeley. Daniel has earned the designations of Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA).

Foster Gaylor is a financial advisor at Raymond James & Associates with Series 63 and Series 65 credentials and four years of industry experience. He previously worked at Bessemer Trust Company from 2019 to 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, and offers tailored financial planning, non-discretionary investment consulting, and institutional advisory services.

Fabiola Sardinha is an International Wealth Advisor and Managing Director at Merrill Lynch Wealth Management. She has over 25 years of experience in global wealth management, having joined Merrill in 2003 after five years at Morgan Stanley. Fluent in English and Spanish, she serves a diverse client base across Latin America, including her native Venezuela, as well as throughout the United States. Fabiola specializes in developing customized wealth management strategies for high-net-worth individuals and families, focusing on goals such as retirement and legacy planning. She also advises institutional clients including private foundations, endowments, and educational organizations, assisting them in establishing Investment Policy Statements aligned with their financial objectives. Her approach emphasizes active listening and personalized, client-focused strategies. She holds a Bachelor of Science degree in Finance and Marketing from Florida Atlantic University. Outside of her professional work, Fabiola enjoys traveling, cooking, reading, and scuba diving.

Durley Meyer is a financial advisor at Wells Fargo Advisors with 17 years of industry experience. He has held positions within Wells Fargo Clearing and Wells Fargo Advisors, LLC since 2015. He holds Series 63 and Series 66 credentials. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients who meet certain net-worth thresholds.

David Bokman is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2015, following ten years at GFO Advisory Services, LLC. In addition to his advisory role, he has served as a one-time speaker in a customer service capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and extensive asset management capabilities.

James Ernst is a financial advisor with Raymond James Financial who holds Series 63 and Series 66 licenses and has 26 years of industry experience. His career includes nine years with Raymond James Financial Services Advisors Inc. and prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ernst also owns and operates independent contracting businesses providing financial and investment advice and acts as an agent for life insurance policies. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs non-discretionary planning and analytical tools tailored to client goals and is noted for its municipal advisory affiliation and specialized employer advisory programs.

Jeffrey Johnson is a financial advisor with Morgan Stanley in Palm Beach, FL, holding a Series 66 designation and 11 years of industry experience. He previously worked at J.P. Morgan Securities and J.P. Morgan Chase Bank from 2014 to 2020 before joining Morgan Stanley Smith Barney in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Joseph Guerrero is a financial advisor at Morgan Stanley with 38 years of industry experience. He previously worked for UBS Financial Services for 10 years before joining Morgan Stanley in 2025. Guerrero holds Series 63 and Series 65 credentials and is based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory services.

Bruce Evans Jr. is a financial advisor at Ameriprise with eight years of industry experience. He holds a Series 66 designation and has worked at Oppenheimer & Co. Inc., Morgan Stanley Private Bank, and Bankers Healthcare Group. His current role began in 2025 at Ameriprise in West Palm Beach, FL. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver these services, supported by a centralized consulting team and algorithmic automation overseen by an internal committee.

Patricia Eubank is a financial advisor with Morgan Stanley, holding a Series 63 designation and bringing 27 years of industry experience. She has been with Morgan Stanley and its predecessor, Morgan Stanley Smith Barney, since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, utilizing structured financial planning tools and offering access to various investment strategies and products.

Diego Urrutia serves as a Resident Director and Financial Advisor at Merrill Lynch Wealth Management, based in the West Palm Beach office. In this capacity, he collaborates with business owners and entrepreneurs to maximize their financial resources and supports them in achieving their financial and estate planning goals. His approach emphasizes transforming complex financial scenarios into straightforward plans with clear priorities. Mr. Urrutia holds a bachelor's degree in business management from Babson College. He is registered with FINRA, holding Series 7, 9, 10, and 63 licenses, and holds the designation of Personal Investment Advisor (PIA). Prior to his current role, he has experience in various financial and leadership roles, including positions at J.P. Morgan Private Bank and J.P. Morgan Investment Bank, as well as being a co-founder and Chief Commercial Officer at a technology logistics startup. Outside of his professional responsibilities, Mr. Urrutia is involved with community organizations such as the Palm Beach Police & Fire Foundation and Selfless Love. His personal interests include antiquing, horseback riding, and interior decorating.

Sharon Vax is a financial advisor at RBC Capital Markets with a Series 66 designation and one year of industry experience. Prior to joining RBC, she worked at Wellington National Golf Club and Keller Williams Realty. Outside of her advisory role, she owns and operates an events business specializing in custom charcuterie boards and manages an Instagram account for her dog. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles through both in-house and third-party investment managers.

Gary Henderson is a financial advisor with LPL Financial in Palm Beach Gardens, FL, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has held roles at several firms, including Cetera, Truist Investment Services, Banyan Partners, and Raymond James Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services including financial planning, model portfolios, and institutional platforms, supported by extensive advisor tools and oversight of substantial discretionary assets.

Tyler Morgan is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been associated with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools and investment committee analyses.

Louise Harrison is a CFP® with 42 years of industry experience. She has worked at Osaic Wealth, Inc. since 2024 and previously spent 20 years at American Portfolios Financial Services. Harrison is based in Lake Worth, FL. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.