Andrew Keefer is a financial advisor at Independent Financial Partners with 19 years of industry experience. He holds a Series 66 designation and has worked at Independent Financial Partners since 2009, including its affiliate IFP Securities, LLC since 2019, and previously at LPL Financial from 2007 to 2019. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of clients and offers a decentralized advisory model with notable retirement-plan advisory and pension consulting capabilities.

James Kauchak is a financial advisor at Truist Advisory Services with 32 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Truist and its predecessor firms since 2015, including BB&T Securities. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers a range of services including asset allocation, investment policy analysis, plan sponsor fiduciary support, and a manager-selection program, using both discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Jacquelyn Bletzacker is a financial advisor with Valic Financial Advisors in Orlando, FL, holding Series 63, 65, and 66 licenses and bringing 29 years of industry experience. She has been with Valic Financial Advisors since 2003 and has also been affiliated with Agia since 2022. Outside of her advisory work, she and her husband own a property in Orlando that their son resides in and rents. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Todd Bolton is a financial advisor at Truist Advisory Services with 20 years of industry experience. He holds the CFP® and Series 66 designations and has worked at various SunTrust entities since 2005. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary and non-discretionary strategies, supported by third-party platforms and AI-enabled research tools, with a focus on integrated inter-affiliate services.

Steven Anderson is a CFP® with 19 years of industry experience, currently serving as a financial advisor at CWM, LLC since 2019. Prior to this, he worked at Navion Financial Advisors for 16 years and has been with Carson Wealth since 2025. He holds board positions with nonprofit organizations including the Inclusive Arts Alliance, Chautauqua Dance Circle, and Ecology Project International, and is president of a family foundation overseeing charitable distributions. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutional clients through a nationwide network of more than 600 advisors. The firm offers portfolio management, financial planning, and retirement-plan services, utilizing model portfolios guided by an in-house Investment Committee and combining fundamental and technical analysis with third-party sub-advisors and customization tools.

Adam Tobias is a CFP® with nine years of industry experience, currently serving at Schwab Wealth Advisory, Inc. in Orlando, FL. His career includes roles at Charles Schwab & Co., Inc. and Ameriprise Financial Services LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing asset allocation models and Schwab research tools to assist clients with investment recommendations and wealth management education. The firm operates as an internal advisory unit within Charles Schwab & Co., Inc. and does not directly charge clients fees, distinguishing it from many enterprise wealth managers.

Jonathan Frascarelli is a CFP® professional with four years of industry experience, currently serving as an advisor at Truist Advisory Services. He previously worked at Fifth Third for sixteen years before joining Truist. Based in Winter Park, FL, Frascarelli holds Series 66 and Series 63 licenses. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled research tools to support investment strategies and manager selection.

Jeremy Jones is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Charles Schwab and its affiliated advisory businesses since 1998, including 14 years at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations across various securities and managed accounts. The firm delivers advice using standard asset allocation models and Schwab research tools, with final trading decisions made by clients, and operates as an internal advisory unit within the Schwab ecosystem.

Mitchell Walk is an investment advisor representative with Kestra Advisory, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He has worked at Kestra Advisory since 2016 and also has roles with Retirement Wealth Specialists Inc. and Kestra Investment Services, LLC. Outside of his advisory work, he serves on the Board of Trustees for Flagler College, participating in enrollment, facilities, and advancement committees. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base including plan sponsors, institutions, and individuals. The firm offers a range of fiduciary services and access to multiple management platforms while managing approximately $79.8 billion in assets, including relationships with sovereign wealth funds.

Dennis Grieco is a financial advisor with PNC Wealth Management in Orlando, FL, holding a Series 66 designation and five years of industry experience. His work history includes positions at PNC Investments, Edward Jones, and Bank of America. Outside of his advisory role, he is a silent partner in a non-investment-related business called Eco-Mercial. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online discretionary model account available by invitation to employees. The firm’s approach uses algorithmic assessments to recommend risk bands and invests via approved model strategies executed with mutual funds and ETFs.

Victor Benavides is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 licenses and eight years of industry experience. He previously worked at PCS | Aspire and T. Rowe Price before joining Schwab Wealth Advisory and Charles Schwab & Co., Inc. in 2021. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools.

William Tompkins III is a financial advisor with Truist Advisory Services holding Series 65, Series 63, and Series 66 credentials and 10 years of industry experience. His prior roles include positions at PNC Capital Markets, PNC Bank, and Chase Investment Services Corp. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations, using a combination of discretionary manager relationships and non-discretionary consulting supported by AI-enabled research tools and extensive inter-affiliate integration.

Allen Jones IV is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. His prior work includes roles at Raymond James & Associates and UBS Financial Services. He serves as a board advisor for Young Life at the University of Central Florida and is a member of the Finance Advisory Board at UCF’s business school. Steward Partners Investment Advisory is an SEC-registered, enterprise-scale RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering investment advisory, financial planning, and managed account solutions through both discretionary and non-discretionary portfolio management.

Megan Duley is a financial advisor with Truist Advisory Services and holds a Series 66 designation. She has one year of experience in advisory services, following previous roles with Truist Investment Services, Wells Fargo Clearing, and Wells Fargo Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

Sean Smith is a financial advisor with Schwab Wealth Advisory Inc. in Orlando, FL, holding Series 63 and Series 66 licenses and with 26 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 1999 and Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s standard asset allocation models and research tools. The firm conducts annual financial reviews and offers investment recommendations without exercising discretionary trading authority.

Dylan Allred is a CFP® with eight years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Orlando, FL. He previously held roles at Northwestern Mutual Wealth Management Company, Fidelity, Navy Federal Financial Group, and The Vanguard Group. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory (SWA) program, offering clients annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools.

Vincent Lachman is a CFA® credentialed financial advisor at Schwab Wealth Advisory with 12 years of industry experience. His prior roles include positions at Merrill Lynch, Bank of America, and his own firm, Lachman & Diaz Financial Services, LLC. He also has entrepreneurial experience with Island Flavors, Inc. DBA Golden Krust. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice as part of the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset allocation models and research tools to support clients through annual financial reviews and tailored investment recommendations.

Boris Diaz is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and two years of industry experience. He has been with Schwab Wealth Advisory since 2026 and also works with Charles Schwab & Co., Inc. Outside of his advisory role, Diaz composes, records, and produces music under the artist name Bsleezy. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, delivering advice through standard asset allocation models and research tools without discretionary trading authority.

Carlos Cano is a financial advisor at Truist Advisory Services with a Series 66 designation and two years of industry experience. His prior work includes roles at Truist Investment Services Inc., Truist Bank, AMI Expeditionary Healthcare, and Amwest Ambulance Inc. Truist Advisory Services provides investment consulting and advisory services to a range of clients including individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program that combines discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled equity research.

Shane Spence is a CFP® professional with Series 63, 65, and 66 licenses, currently serving at Schwab Wealth Advisory in Orlando, FL. He has two years of industry experience and has previously worked at several firms, including The LifeWealth Group, Madison Avenue Securities, AE Wealth Management, and Equitable Advisors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations through Charles Schwab & Co.’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees or serve certain institutional client types, distinguishing its service model from many peers.