Michael Speed is a CFP® professional with 11 years of industry experience, currently affiliated with Cetera. He has previously worked with firms including Minnesota Life and Securian Financial Services Inc. Outside of advisory roles, he owns an expense management business, Michael E. Speed, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Steven Kazukietas is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has worked at Schwab Private Client Investment Advisors and Charles Schwab Bank during his career. Outside of finance, he assists with coordinating league schedules and registrations at RDV Sportsplex Ice Den in Orlando. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s approach combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Sheri Conerly Davis is a financial advisor with Edward Jones in Oviedo, FL, holding Series 63 and Series 66 designations and having 23 years of industry experience. She has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and affiliated investment options supported by a nationwide network of financial advisors and branch offices.

Carlos Alvarez is a Series 66–licensed financial advisor with Charles Schwab in Orlando, FL, and has 12 years of industry experience. He has been with Charles Schwab since 2013 and has served at Charles Schwab Bank since 2017. He is currently the Treasurer and Secretary of the Ashbury Park Home Owner's Association. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and conducts due diligence on alternative investments through its Schwab Center for Financial Research.

Kayla Dahl is a financial advisor at Fidelity with seven years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services since 2019. Prior to that, she held positions at Janus Henderson Distributors and Anheuser-Busch. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages multi-manager and fund-of-funds structures and delivers model portfolios to intermediary platforms, utilizing systematic methodologies and maintaining oversight controls.

Sheridan Major is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 65 credentials and 18 years of industry experience. Prior to joining Charles Schwab, Major worked at Edward Jones and Raymond James Financial Services. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts with an integrated operational and custody platform.

Geoffrey Del Bene is a CFP®-designated financial advisor at Edward Jones with 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he is involved in several LLCs related to property management and a car-share business. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices across the United States.

Luis Rivera is a financial advisor at Charles Schwab in Orlando, FL, holding a Series 66 designation with 16 years of industry experience. He has worked at various Charles Schwab entities since 2011, including Schwab Private Client Investment Advisors and Charles Schwab Trust Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by Schwab Center for Financial Research due diligence.

Edick Lucas is a CFP® and ChFC® with 37 years of experience in financial services. He is currently with Cetera and previously worked at Concourse Financial Group Securities Inc and Lincoln Financial Securities Corp. He also operates Concierge Financial Planning Group, providing financial planning and insurance services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, including access to third-party money managers and multiple program structures.

Edwin Melo is a financial advisor with Charles Schwab in Orlando, FL, holding a Series 66 designation and five years of industry experience. His background includes roles at Merit Wealth Advisors, JP Morgan Chase, and Wells Fargo, as well as eight years of service in the US Navy. Outside of finance, he owns and administrates a car rental company, Beleco LLC. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management solutions, utilizing multi-asset model portfolios and providing access to alternative investments via a centralized, integrated structure.

Kevin Rosen is a financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones, he worked as a real estate agent at Global Brokers Realty and served as managing director of a marketing agency, The Root List Inc. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,000 advisors, offering a range of advisory programs and affiliated investment products.

Elaine Daniels is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked for ten years at Fairwinds Credit Union. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Amelia Petree is a financial advisor with Fidelity in Altamonte Springs, FL, holding a Series 66 designation and one year of industry experience. She has previously worked at Equitable Advisors, LLC and Engineerica Systems, Inc, and has experience as a self-employed professional and as a student at Rollins College and its Crummer Graduate School of Business. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs, and serves as an advisor to multiple registered investment companies.

Susan Graham is an Investment Solutions Representative III at Fidelity Investments, where she works closely with clients to develop customized financial plans aligned with their short and long term goals. She emphasizes forming strong relationships with clients and their families, prioritizing trust, reliability, and competency in her approach. Her professional experience includes roles as an Investment Consultant at Fidelity Investments since 2021, Regional Vice President at Symetra Financial from 2019 to 2020, Registered Representative positions at Securian Financial in 2018, and AXA Advisors in 2017. She holds insurance licenses in Arkansas and California. Outside of her professional responsibilities, Susan engages in family activities, fitness, social events with friends, kayaking, music, and reading.

Jeffery Pilate is a financial advisor at Fidelity with 32 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked with The Brokers Network LLC and The Leaders Group Inc. Outside of his advisory role, he serves as the Central Florida Vice President for a three-wheel motorcycle riding club and is Secretary of a local church. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Jeffrey Peterson is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses and 33 years of industry experience, all with Charles Schwab since 1993. Outside of finance, he participates occasionally as a background actor in media and theme park projects through NBC Universal and Frontrunner Casting Agency. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management with integrated advisory, brokerage, custody, and financial planning services.

Brandon Fair is a Certified Financial Planner® at Edward Jones with 11 years of industry experience. He previously worked at JPM Institutional Investments Inc., JPMorgan Asset Management, and JPMorgan Distributions Services Inc. since 2014. His current role at Edward Jones began in 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment options. The firm manages approximately $1.01 trillion in assets, supported by a nationwide network of more than 23,700 financial advisors and offers discretionary and non-discretionary strategies under a fiduciary standard.

Eduardo Pla Alvarez is a financial advisor at Edelman Financial Engines with one year of industry experience. He holds the Series 65 designation and has worked at Edelman Financial Engines and its predecessor firms since 2024, with prior experience at NYLIFE Securities LLC and New York Life. Eduardo studied at Nova Southeastern University from 2018 to 2024. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large client base through advisor-led and online offerings.

Luis Figueroa Suarez is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and one year of industry experience. His prior roles include positions at Mobilelinkusa LLC and Regal Cinemas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Taylor Cowgill is a financial advisor at Charles Schwab with three years of industry experience. He holds a Series 66 designation and has worked at firms including Fidelity Investments and MassMutual Life Insurance. Based in Orlando, FL, Cowgill's background includes roles in both financial services and other sectors such as dental care and retail. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by a large integrated platform and centralized operational structure.