Donald Franks is a CFP®-certified financial advisor with 39 years of industry experience, currently serving at Charles Schwab in San Antonio, TX. He has worked at Charles Schwab and Charles Schwab Bank since 2021 and previously held roles at USAA Life Insurance Company, USAA Investment Services Company, and USAA Financial Advisors, Inc. from 2012 to 2021. Charles Schwab & Co., Inc. serves a large clientele primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by centralized custody, brokerage, and research resources.

Grace An is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has prior experience in education, having worked at Texas Christian University and Mustang High School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Armando Echeveste is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to create personalized financial strategies that address their full financial picture, including building wealth, managing risk, planning for retirement, and establishing meaningful legacies. His areas of expertise include Divorce Transition Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, Tax Minimization, and Retirement Income. Armando holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He completed his high school education at John Paul Stevens. Armando communicates fluently in both English and Spanish. Outside of his professional role, he enjoys basketball, billiards, chess, golfing, and spending time with his family.

Ricardo Cadena is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Edward Jones and Next Financial Group, Inc. Outside of his advisory work, he is involved as an owner of Secure Transport INC and is employed part-time at Safe Pilots Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary and third-party strategies, supported by advanced operational and research tools.

David Kiolbassa is a Senior Vice President and Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. He serves as a managing senior partner for K & I and Associates, a team dedicated to delivering high-quality service, products, and advice to affluent clients. David's approach focuses on creating personalized financial strategies to help clients pursue their goals, with a commitment to acting in their best interest. With over 32 years of experience in the financial services industry, David joined Banc of America Investment Services in 1994, which later merged with Merrill in 2009. He specializes in managing wealth for successful individuals and their families, emphasizing consistency and a high level of care throughout the client experience. David is a fifth-generation Texan who has lived in San Antonio since 1986. He graduated Cum Laude from the University of Texas at Dallas with a Bachelor of Science degree in Business Management. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He has been actively involved in the community, serving in roles such as Chairman of the March of Dimes Walk America, board member of the San Antonio Zoological Society, member of the Investment Committee for the Catholic Community Foundation, Leadership San Antonio class XXVIII participant, YMCA soccer coach for 10 years, officer in the Knights of Columbus, Chair of Seton Home San Antonio, board member of Catholic Charities, and youth ministry core member at his church.

Patrick Bitter is a financial advisor at Merrill with 27 years of industry experience. He has been with Merrill since 1996 and holds Series 63 and Series 66 registrations. Outside of his advisory role, he serves as secretary and treasurer of the Sursum Corda Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

William Johnson is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses and 21 years of industry experience. His prior roles include positions at Edward Jones and USAA Group. Johnson has been with Charles Schwab and Charles Schwab Bank since 2022. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from Schwab’s Center for Financial Research.

Manuel Von Schulenburg is an International Wealth Advisor and Senior Vice President at Merrill Lynch Wealth Management. He began his financial services career in 1988 and has held positions with several firms, including Shearson Lehman Brothers before joining Merrill Lynch in 1992. In his current role, Manuel serves corporate executives, business owners, and their families in the U.S. and Mexico, focusing on managing wealth through evolving financial markets and international regulations. He also functions as a Portfolio Manager, managing personalized investment strategies for his clients. Manuel’s educational background includes a high school diploma from CUM Centro Universitario Mexico and an associate degree from the CBM School of Business in San Antonio, Texas. He holds the designation of Personal Investment Advisor (PIA). His professional approach centers on understanding clients’ values and goals through one-on-one conversations to assist in pursuing life objectives and legacy planning. Outside of his advisory work, Manuel has been active in community service along with his wife, Ericka. They have volunteered in various capacities since 2005, including organizing retreats and fundraising. Manuel and his family enjoy boating, water sports, and bicycle riding. His daughter Jacqueline, who has worked with him at Merrill Lynch since 2021, is fully registered and part of his professional team.

Ronald Eckert is a financial advisor at Fidelity with 18 years of industry experience. He holds the Series 63 and Series 66 designations. His prior work includes roles at TIAA-CREF Individual & Institutional Services, LLC and USAA Financial Planning Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios through systematic methodologies and long-term asset allocation benchmarks.

David Dunham is a Series 66 credentialed financial advisor at Ameriprise Financial Services with 18 years of industry experience. He has been with Ameriprise since 2016, serving in both the LLC and Inc. entities. Based in San Antonio, TX, Dunham’s career has been focused solely within Ameriprise. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients approaching or in retirement with written Recommendation Reports and ongoing planning advice centered on dependable income sources and tax-aware withdrawal strategies.

Stacy Mikolajczyk is a CFP®-certified financial advisor at Edward Jones with six years of industry experience. Prior to joining Edward Jones in 2020, she worked at Food Safety Net Services and has been the owner of North Creek Smoke House, a beef jerky manufacturing business, since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, as well as tax-efficient services and affiliated investment options.

Kyron Lee is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and seven years of industry experience. His work history includes roles at Greene Tweed and LANCER, as well as multiple positions within Primerica since 2016. Kyron also engages in sales of loan products and home-related services through affiliated companies of Primerica. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-delivery strategies managed by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Antonio Carias is a financial advisor with Merrill based in San Antonio, TX, holding a Series 66 designation and 15 years of industry experience. He has worked at both Bank of America, N.A. and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Miller is a financial advisor at LPL Financial with six years of industry experience. He holds the ChFC® designation and the Series 66 license. His prior roles include positions at Cetera Wealth Services, Minnesota Life, and Tax and Financial Group. Outside of his advisory work, Miller serves as a board member for the Gonzales County Wildlife Management Association. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning, model portfolio programs, third-party asset management, and institutional platforms. The firm supports a wide range of clients, including individuals, retirement plan participants, banks, and trust companies, with advisory services delivered through a large network of investment adviser representatives.

Allison Plunk is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses with two years of industry experience. She has previously worked at Fidelity Investments and held various roles outside finance, including positions in education, hospitality, and retail. Morgan Stanley Wealth Management provides investment advisory and brokerage services to individuals and institutions, offering financial planning and diverse investment programs supported by firm-approved tools and research.

Pablo Sotomayor is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 15 years of industry experience. His prior roles include positions at Corient and Intercontinental Wealth Advisors LLC. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm provides multiple investment implementation options, including proprietary and third-party strategies, tailored to client objectives.

Mary Canales is a financial advisor at OSAIC with 39 years of industry experience. She holds the Series 63 designation and has worked at Lincoln Financial Securities Corporation, Raymond James Financial, Raymond James Financial Services, Inc., and Waddell & Reed. Outside of her advisory role, she is involved as an insurance agent offering disability insurance, annuities, and life insurance products, and serves as a notary. Osaic Wealth, Inc. serves a wide range of clients including individuals, high-net-worth investors, pension plans, corporations, and charities through a large network of affiliated financial advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party managers, with portfolios constructed using asset-allocation tools and risk-tolerance analysis.

Cole Sixkiller is a Series 66-licensed financial advisor with LPL Financial in Seguin, TX. He has one year of industry experience and has held positions outside financial services, including roles with Paris Saint-Germain Soccer Academy and Kona Ice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers various advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Brenda Garza is a financial advisor at Merrill with Series 66 credentials and two years of industry experience. She previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. before joining Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Antony Prokopiou is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. He previously worked at First Republic Bank and SmartBiz before joining Merrill in 2021. Outside of his advisory role, he owns Meauxkopiou LLC, a limited liability company. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.