Meghan Miller is a financial advisor at Morgan Stanley with seven years of industry experience. She holds the Series 63 and Series 66 credentials and previously worked at Fidelity Brokerage Services and St. Luke's School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers comprehensive financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

James Kelly is a financial advisor at Fidelity with 12 years of industry experience. He holds the Series 63 and Series 66 designations and has worked within various Fidelity affiliates since 2013. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, with notable activities including delegation to sub-advisers and the use of algorithmic methods and AI in portfolio management.

Branko Drakalski is a financial advisor at Fidelity with a Series 66 designation and five years of industry experience. His prior experience includes roles at Merrill and Stopanska Bank AD Skopje, as well as academic work at the School of Economics and Business in Ljubljana, Slovenia. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios including mutual funds, ETFs, and ETPs.

Sara Gill is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Her prior roles include positions at Merrill Lynch and Bank of America. Outside of her advisory work, she operates a small travel agency business focused on booking travel for herself and family. Raymond James & Associates offers financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, and municipal clients. The firm provides tailored financial plans and asset-allocation analyses, with both non-discretionary and discretionary advisory services, and maintains capabilities in public finance and institutional consulting.

Christopher Flick is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at RP Funding Inc and PHH Mortgage Corporation. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, utilizing a range of mutual funds, ETFs, and ETPs.

Jorgie Fis is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 12 years of industry experience. Jorgie has worked at Merrill across multiple periods since 2013 and has also been employed by Bank of America, N.A. since 2026. Outside of financial advising, Jorgie works as a delivery driver for Amazon Flex. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s broader corporate platform.

Madison Taylor is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, Madison worked in various roles including at HireGenics and FedEx Office. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Jessica Nevens is a financial advisor at Fidelity with five years of industry experience and holds the Series 66 designation. Her work history includes roles at Fidelity Investments since 2021 and prior service with the National Multiple Sclerosis Society. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, leveraging a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Sean Fortenberry is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has worked with Fidelity Investments since 2011 in various roles and was previously with Merrill from 2017 to 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a registered commodity pool operator and an advisor to multiple registered investment companies.

William Forrester Jr. is a financial advisor at Cetera with 40 years of industry experience. He holds a Series 63 designation and has held roles at Cetera Wealth Services, Capital Financial Strategies, Minnesota Life Insurance Co, and Securian Financial Services. Outside of advisory work, he owns Crimson Creek Farms LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services delivered through a nationwide network of independent advisors and operates a multi-manager platform with access to affiliated and third-party investment strategies.

Jordan Arthur is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 credential and has worked previously at Fidelity and Bank of America Merrill Lynch. Outside of his advisory role, he is involved as an owner and partner in two LLCs engaged in real estate activities unrelated to his work in finance. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Ryan Murdock is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity in various capacities since 2012. Outside of his advisory role, Murdock is involved in local history tours in St. Augustine, Florida, serving as a guide and operating a walking tour business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios. The firm serves retail and institutional investors, including registered investment companies, and is noted for its use of systematic methodologies and formal advisory roles.

Ashley Miller is a financial advisor at Merrill in Jacksonville, FL, with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at both Merrill and Bank of America, N.A. since 2012 and 2013 respectively. She also spent ten years at Locust Hill Country Club prior to her current roles. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates investment management with Bank of America’s broader corporate platform, including access to swaps, derivatives, lending, and custody services.

Joseph Tomasso is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and previously worked at New York Life and Macmillan. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, with a focus on model portfolios composed of mutual funds, ETFs, and ETPs.

Johnthomas Cumbow is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 66 credentials and with 23 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he serves as an assistant football coach at the Episcopal School of Jacksonville and is a board member of Odom Beachs Tree Service. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools combined with the Global Investment Committee’s return estimates and Monte Carlo simulations to support its financial planning process.

Logan Teate is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Fidelity Investments since 2021. His prior roles include positions at the University of North Florida and Sawgrass Country Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and employs systematic methodologies and long-term asset allocation benchmarks in managing model portfolios.

Charles Huber is a financial advisor with Fidelity, holding Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity Investments, he worked in various roles including positions at Universal Roof & Contracting and Eleven South. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Laura Kukaj is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to her current role, she held positions across several hospitality companies and educational institutions. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Alida Lupari is a Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. She brings experience in corporate benefits, personal retirement planning, portfolio management services, and retirement income, with a commitment to helping clients integrate their financial goals into long-term strategies. Alida began her career at Merrill in 1999 within the Retirement Benefits Group and held various positions before joining ING in 2005 as a Client Relationship Manager for multi-billion dollar corporations administering 401(k) plans. She returned to Merrill Lynch Wealth Management in 2010 to serve as a financial advisor. Alida holds a Bachelor's Degree from the University of Central Florida and holds the Personal Investment Advisor (PIA) designation. Residing in Jacksonville since 1999, Alida lives in the Southside area with her spouse and three children. Her family enjoys traveling and spending time outdoors.

Piero Carhuamaca is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Bank of America, Citigroup Global Markets, Raymond James & Associates, and The Legends of Real Estate. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.