Adam Sbaitan is a financial advisor with Merrill in Austin, TX. He holds a Series 66 designation and has one year of industry experience. Prior to joining Merrill and Bank of America in 2026, he held various contract and other roles, including positions at Coinbase and Thrive Pet Healthcare. Outside of finance, he was involved with Austinite Dogstead, a pet care service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Bernard Adelstein is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. His prior work experience includes roles outside the financial industry, such as positions at Hudson Window Cleaning Co., Crystal Cafe, and Mountain Creek Resort. Equitable Advisors serves a wide range of clients including individual investors, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and asset management programs that utilize both proprietary and third-party investment solutions.

Nathan Ross is a financial advisor with Ameriprise in Austin, TX, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked at the Cincinnati Sports Club and Makatewah Country Club. He serves on the Board of Directors for Austin Retros Netball, where he is also a team captain. Ameriprise offers retirement-income planning services designed for individuals with significant investable assets, combining research and modeling techniques to provide tailored, non-discretionary recommendations delivered through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

James Wayne is a Planning Consultant at Fidelity Investments, where he focuses on simplifying financial complexities and collaborating with clients to develop tailored retirement and investment strategies. His role involves providing personalized guidance and fostering long-term partnerships to support clients in taking control of their financial futures. James has held several positions within Fidelity Investments, including Relationship Manager from 2024 to 2025 and Financial Representative from 2023 to 2024. Prior to joining Fidelity, he worked as a Financial Professional at 49 Financial from 2021 to 2023. Outside of his professional responsibilities, James engages in various personal interests such as family activities, fitness, hiking, movies, tennis, and traveling.

Heather Parks is a Financial Consultant at Fidelity, a position she has held since 2020. In her role, she partners with clients and their families to navigate the complexities of the financial planning process, building, implementing, and maintaining tailored financial plans based on their unique needs and goals. Heather's experience at Fidelity spans over a decade, beginning in High Net Worth Operations from 2012 to 2016. She then served as a Relationship Manager from 2016 to 2018, followed by a Senior Relationship Manager role from 2018 to 2020. In 2020, she briefly worked as a Planning Consultant before assuming her current role as Financial Consultant. Outside of her professional work, Heather has interests in spending time at the lake, traveling, caring for pets, and volunteering.

Adam Fisher is a financial advisor with Morgan Stanley in Austin, TX, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has worked with Morgan Stanley and its affiliated entities since 2016. Outside of his advisory role, he is a sole proprietor of a rental property in Colorado Springs. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering financial planning and estate strategies supported by structured discovery and firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment programs along with institutional and retail solutions.

Bianca Nica is a financial advisor at Charles Schwab with four years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and The Cape Cod Five Cents Savings Bank. Outside of her financial career, she also works part-time as a delivery driver for Uber Eats and Amazon Flex. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMA portfolios and employs a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Brett Gadberry is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He has been with Fidelity Investments since 1998, progressing through various roles including Financial Consultant, Investment Representative, Financial Representative, Operations Service Group Associate II, and Brokerage Distributions Representative. His professional experience encompasses comprehensive financial planning, reflecting over two decades of partnership with clients and their families. Brett holds insurance licenses for the states of Arkansas and California. Outside of his professional work, Brett's personal interests include fitness, playing musical instruments, parenthood, caring for pets, and tennis.

Patricia Pie is a financial advisor at Morgan Stanley in Austin, TX, holding a Series 66 designation with seven years of industry experience. She previously worked at Charles Schwab and Wells Fargo Bank, each for four years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and proprietary tools.

Stacy Bouwman is a CFP®, ChFC®, and Series 66 registered financial advisor with Edward Jones, based in Austin, TX. She has 13 years of industry experience and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of investment strategies. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers both discretionary and non-discretionary advisory services under a fiduciary standard.

Cody Amundson is a financial advisor with Ameriprise in Austin, TX, holding a Series 66 credential and three years of industry experience. Prior to Ameriprise, he worked at Eastman Meyler PC and held various positions in educational institutions. He is also an associate financial advisor at Montandon and Associates, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Claire Ricks is a financial advisor with Equitable Advisors in Austin, TX, holding Series 65 and Series 63 registrations and two years of industry experience. Her prior roles include positions at Oracle NetSuite and Flagship Restaurant Group. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a network of Investment Adviser Representatives and relies on third-party asset managers and LPL-sponsored advisory programs to implement client strategies.

Susan Balsam is a financial advisor with Cetera in Austin, TX, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at Robnett CPAs and the Austin Independent School District, as well as self-employment. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and serves over 800,000 clients with more than $256 billion in assets under management.

Billy Miller is a financial advisor at Edward Jones with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Christina Nusbaum is a financial advisor at Charles Schwab with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Schwab Retirement Plan Services, Inc. since 2011, as well as Charles Schwab & Co., Inc. since 2007. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios, centralized oversight, and a formal process for alternative investments.

Ronald Rakoover is a financial advisor at Wells Fargo Clearing in Austin, TX, with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016, having previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a trustee and executor for family investment-related matters. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Thomas Mc Quinn is a financial advisor at Edward Jones in Austin, TX, holding the CFP®, ChFC®, and Series 66 credentials with 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a network of more than 23,700 financial advisors nationwide.

Kimberly Williams is a financial advisor at Ameriprise with 25 years of industry experience. She holds a Series 66 designation and has previously worked at MML Investors Services, Mass Mutual Life Insurance Company, and State Farm Insurance. Outside of her advisory role, she owns and manages a paper shredding business in Austin, Texas. Ameriprise provides retirement-income planning services for individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Chad Kilpatrick is a financial advisor with Charles Schwab in Austin, TX, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has been with Charles Schwab since 2010. Outside of his advisory role, he owns and manages rental properties, including one rented as an Airbnb. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized operational and supervisory infrastructure.

Douglas Mayo is a financial advisor with LPL Financial in Austin, TX, holding Series 63 and Series 65 credentials and 16 years of industry experience. He has previously worked at CUSO Financial Services, LP, and University Federal Credit Union for over a decade. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.