Mengyao Lin is a financial advisor at Merrill with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America, JPMorgan Chase Bank, and J.P. Morgan Securities. Outside of finance, she has experience in the retail and food service industries, including working at Sweethoney Dessert and Forever 21. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dylan King is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and three years of industry experience. His prior roles include positions at Edward Jones and JPMorgan Chase Bank, N.A., as well as a non-financial background working at Giovanni's Italian Restaurant. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering non-discretionary advisory services supported by an in-house manager solutions team and centralized due diligence.

Schuyler White Jr. is a financial advisor at Wells Fargo Advisors with four years of industry experience. He holds the Series 66 designation and previously worked at Ignite Visibility and GoSite. Outside of advising, he serves as a trustee for a family friend’s trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, allowing clients to implement recommendations through various brokerage and advisory programs.

Joseph Eben is a financial advisor with Primerica Advisors in San Diego, CA, holding Series 63 and Series 65 credentials and having 32 years of industry experience. He has been with Primerica Advisors since 1993 and also works with H & R Block since 2013. Outside of advising, he is involved in sales of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Jason Theisen is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at several firms including Ibis Capital, Stratos Wealth Partners, Truuwater Financial, and Global Entertainment Matrix. He also serves as Registered Practice Operations Coordinator for Pushpin Financial, a Cetera business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program options and access to third-party money managers.

Andrew Udvari is a financial advisor with Charles Schwab, holding a Series 66 designation and nine years of industry experience. He has been with Charles Schwab & Co., Inc. since 2017 and Charles Schwab Bank since 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Justin Wees is a financial advisor with Charles Schwab in San Diego, CA, holding Series 63 and Series 66 licenses and having 27 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank SSB since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Brendan Davis is a financial advisor with Cetera in San Diego, CA, holding a Series 66 credential and 13 years of industry experience. He has worked at several firms, including Merrill, Edward Jones, and Nationwide Investment Services Corporation. Outside of advising, he serves as a notary for client documents. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of investment management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Ryan Pinkerton is a financial advisor at LPL Financial with five years of industry experience. He holds the Series 66 designation and has worked previously at firms including Securian Financial Services and Minnesota Life Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of advisors. The firm offers a range of financial planning and asset management solutions, utilizing both proprietary and third-party models alongside various advisory platforms.

Renata Jaskiewicz is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 17 years of industry experience. She joined LPL Financial in 2010 after a brief tenure at Ameriprise. Outside of advising, she is a licensed notary public and provides tax preparation services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Robert Demmler is a financial advisor with Merrill in San Diego, CA, holding Series 63 and Series 65 designations and possessing 52 years of industry experience. He has worked at Merrill and its related entities since 1971 and has been affiliated with Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dan Foster is a CFP®-certified financial advisor with 41 years of industry experience, currently affiliated with Cetera. He has worked at AIM Financial Consulting Group Inc. since 1984 and has been associated with Cetera Advisors LLC since 2014. Outside of his advisory roles, he is involved in nonprofit work through The Alley Food Ministry, which provides food to homeless and food-insecure individuals, and volunteers pro bono financial advice for Homes for Our Troops, a foundation supporting disabled veterans. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse investment management solutions through a multi-manager platform that includes model portfolios, third-party managers, and customized strategies, supported by comprehensive supervisory and review processes.

Jesus Loje Sanchez is a financial advisor affiliated with Merrill Lynch Wealth Management. He has over eight years of experience in the financial services industry, leveraging his background in banking with both personal and institutional clients. Jesus specializes in providing tailored financial planning strategies to help individuals and families preserve and grow their assets. His areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, tax minimization, and retirement income. As a bilingual professional fluent in both Spanish and English, Jesus serves a diverse clientele, offering ways to optimize financial health and achieve long-term priorities. Jesus holds the Certified Plan Fiduciary Advisor (CPFA) designation. He earned his High School Diploma from Santana High School and an Associate's Degree from Grossmont College. Born and raised in San Diego's East County, he enjoys an active lifestyle, including activities such as cooking, music, skiing, surfing, and watching movies.

Ana Cuadras is a financial advisor at Morgan Stanley with five years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2019. Her prior work experience includes roles at Uber, Petsmart, The Container Store, and the University of Arizona. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs. The firm emphasizes structured financial planning supported by proprietary tools and offers services that integrate global market insights without providing individual security recommendations as part of standalone planning.

Jackson Cusick is a financial advisor at Wells Fargo Clearing with five years of industry experience. He holds the Series 66 designation and has previously worked at Cetera Wealth Services, North Star Resource Group, and Minnesota Life Insurance Co. His work history also includes experience at Securian Financial Services Inc and CRI Securities LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, relying on research and analytics from Wells Fargo Investment Institute and third-party sources.

John Hardin II is a financial advisor with Primerica Advisors in Chula Vista, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Primerica Advisors since 1998 and has prior experience with organizations including San Pasqual Academy and New Alternatives Group Home. Outside of his advisory role, he is involved in referrals for home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure while maintaining oversight of its investment models.

Reynaldo Pajarillo is a financial advisor with Cetera, holding a Series 66 designation and 28 years of industry experience. His prior roles include positions at TD Ameritrade, Thrivent Advisor Network, and Apex Fintech Solutions. He currently serves as an advisor at multiple Cetera entities. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through multiple program structures and manager options.

Amanda Bonomi is a CFP® with 18 years of industry experience, currently affiliated with OSAIC. Her prior roles include positions at Securities America Advisors, Inc. and Foothill Securities, Inc. She is also the owner of Bonomi Financial, Inc., which provides tax preparation and planning services, and serves as Vice President of Jade San Diego, a nonprofit supporting youth athletics in low-income areas. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through an extensive network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools and automated rebalancing to manage portfolios across various asset classes, operating both discretionary and non-discretionary accounts.

Kyle Campa is a financial advisor with Charles Schwab in San Diego, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services Corp, TD Ameritrade, and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a mix of non-discretionary and discretionary investment management along with brokerage and custody services. The firm is notable for its scale and integrated structure, combining advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment program.

George Lafear Jr. is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 19 years of industry experience. His work history includes multiple tenures at Primerica Advisors, as well as roles at the University of Redlands and Morongo Casino Resort and Spa. He is involved in sales of investment-related products and home security and automation services through Primerica affiliates. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by third parties and supports trade execution and custody through BNY Mellon Advisors and Pershing.