Ramon Hernandez is a CFP® certified financial advisor with 15 years of industry experience. He is currently with Charles Schwab, having previously worked at Fisher Investments and TD Ameritrade in various roles. Hernandez holds Series 63 and Series 66 licenses. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management options, utilizing multi-asset model portfolios, strategic asset allocation, and a comprehensive due diligence process for alternative investments.

Bikash Shah is a financial advisor at Charles Schwab with four years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at TD Ameritrade and J.P. Morgan Chase. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a formal alternative investment process.

Lawrence Ambe is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 designations and 20 years of industry experience. He previously worked at TD Ameritrade, Inc. for 18 years before joining Charles Schwab in 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management supported by a multi-asset strategic allocation approach and centralized operational infrastructure.

Clayton Edwards is a financial advisor with Edward Jones in Keller, TX. He holds the Series 66 designation and has one year of industry experience. Prior to joining Edward Jones, he held roles with the Dallas Cowboys Football Club and the Miami Dolphins. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Brennan Mahan is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and affiliated entities since 2021. Prior to his advisory roles, his background includes positions in various service and retail companies. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by centralized custody and operational resources.

Ronda Huckaby is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Charles Schwab, she worked at Equitable Advisors and Impact. Outside of her advisory role, she serves as a consultant and teacher trainer at Impact and is an assistant volleyball coach with TAV Volleyball Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary SMAs and a formal alternative-investment process.

Jeffrey Chiappetta is a financial advisor at Charles Schwab with 31 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at various Charles Schwab entities since 2016. Outside of his advisory role, he serves as a neutral arbitrator for NASD Dispute Resolution and officiates high school baseball games in the Dallas/Fort Worth area. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Ethan Vandenheuvel is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 designations and three years of industry experience. He previously worked at Northwestern Mutual and has been involved with Epic Valet for five years. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, delivering investment guidance through multi-asset model portfolios and due diligence on alternative investments.

Reshard Grant is a financial advisor at Charles Schwab with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Charles Schwab and related entities since 2022, previously spending 16 years at TD Ameritrade. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized structure that supports a large client base across multiple advisory programs.

Joel King is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and 11 years of industry experience. His career includes roles at Charles Schwab Bank, TD Ameritrade Investment Management, and TD Ameritrade. Outside of finance, he holds a real estate broker license in Illinois but has not engaged in brokerage activities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary and discretionary investment guidance, leveraging multi-asset model portfolios and a centralized operational structure.

John Roth is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Fidelity Investments and New York Life Insurance Company. Roth is currently based in Westlake, TX. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and alternative investment due diligence within an integrated operational structure.

Jason Graybill is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior work includes multiple roles at Wells Fargo Bank and Wells Fargo Clearing from 2014 through 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and centralized operational support.

Barrett Smith is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Schwab, Smith worked at TD Ameritrade and held various roles in insurance and consulting. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services through integrated wrap fee programs and managed accounts. The firm’s approach combines non-discretionary advice with access to affiliated discretionary portfolios and a formal process for alternative investments.

Jon Bryan is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Charles Schwab in Westlake, TX. He has worked at Charles Schwab since 2018 and previously spent 11 years with Fidelity Investments. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to affiliated discretionary managed accounts, supported by a multi-asset investment approach and centralized operational structure.

Alex Kaminski is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and five years of industry experience. His work history includes positions at Charles Schwab since 2022, TD Ameritrade from 2020 to 2022, and earlier roles at the University of Dallas and Midtown Educational Foundation. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by its Center for Financial Research.

Jaime Jaimes is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including Charles Schwab and JPMorgan Chase Bank, N.A. prior to his current role. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research with an ESG eligibility framework and includes broader derivatives and commodities capabilities.

Ryan Seward is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 66 and Series 63 designations. Prior to joining Schwab in 2025, he worked at Fidelity Investments and Fidelity Brokerage Services LLC for a combined nine years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment management options, utilizing multi-asset model portfolios and research from the Schwab Center for Financial Research.

Andrew Mathis is a financial advisor at Charles Schwab in Westlake, TX, holding Series 65 and Series 63 licenses with six years of industry experience. He previously worked at TD Ameritrade and Royal Alliance, among other firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Ramsey Abu Shair is a financial advisor at Charles Schwab with 19 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TD Ameritrade for 16 years before joining Schwab in 2022. Outside of his advisory role, he operates a YouTube channel focused on perfume content. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by centralized supervisory and custody services.

Austin Riebe is a Financial Consultant at Fidelity Investments, where he collaborates with clients and their families to develop comprehensive financial plans that reflect their values, priorities, and long-term financial goals. He began his career at Fidelity in 2015 and has held multiple roles including Benefits & Planning Consultant, Workplace Planning Consultant III, Retirement Solutions Representative, and Workplace Planning and Guidance Consultant before assuming his current position in 2024. Throughout his tenure at Fidelity Investments, Austin has gained experience in various aspects of financial planning and benefits consultation. He holds insurance licenses in Arkansas and California. No additional information regarding his education or personal interests is provided.