Albert Aguilera is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Western International Securities, Inc. and Wedbush Securities Inc. In addition to his advisory role, he is also a licensed non-variable insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Harry Loftus III is a financial advisor at Merrill with 38 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill and its affiliate Bank of America since 2009. Merrill, along with Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Robert Frey is a financial advisor with RBC Capital Markets in Frisco, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior work includes positions at City National Bank, Morgan Stanley Private Bank, and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients’ risk profiles and utilizing both in-house and third-party investment managers.

Devante Williams is a financial advisor at Charles Schwab in Frisco, TX, holding a Series 66 designation with five years of industry experience. His prior work includes roles at Charles Schwab Bank, TD Ameritrade, Merrill, Bank of America Corporation, and Primerica Financial Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Joseph John Nittolo is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on employee benefits planning, family wealth management strategies, personal retirement planning, portfolio management services, and tax minimization. He also provides services for endowments, foundations, non-profits, and small business strategies, assisting clients with retirement income and financial goal development. Joseph holds a Bachelor's Degree from the University of Scranton and is a Personal Investment Advisor (PIA). He works closely with clients to understand their individual financial priorities and creates flexible strategies aimed at achieving their short-, mid-, and long-term objectives. His approach integrates Merrill Lynch’s investment insights along with Bank of America’s banking and lending solutions. Outside of his professional role, Joseph has personal interests including baseball, cooking, fishing, gardening, golfing, hunting, ice hockey, swimming, yoga, and spending time with his family.

Shruti Vasa is a financial advisor with Merrill in Frisco, TX, holding a Series 66 designation and eight years of industry experience. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Matthew Gonzalez is a financial advisor at Raymond James & Associates with 20 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at J.P. Morgan Securities and JP Morgan Chase Bank. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering financial planning and advisory services with a focus on non-discretionary consulting and a variety of portfolio management styles.

Jennifer Heckart is a Series 66-licensed financial advisor at Edward Jones in Frisco, TX, with 10 years of industry experience. She has been with Edward Jones since 2016. Outside of her advisory role, she owns Easy Breezy Rentals LLC, a rental business based in Frisco. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets and offers a range of investment advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Nathanial Wilk is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he works with Massey, Belville, Samuels & Associates. He focuses on providing investment advice and strategic goal planning with a focus on wealth accumulation, preservation, and tax-efficient growth. Nathanial assists clients in navigating key life and financial milestones including retirement timing and spending, college education planning, liquidity and credit strategies, estate and trust planning, and managing new wealth. Many of his clients include business owners and executives who require sophisticated wealth management strategies involving restricted stock/RSUs, deferred compensation, and multiple retirement accounts. He holds a Bachelor of Arts degree from the University of Wisconsin at Madison and a Master in Accountancy from North Dakota State University. Nathanial maintains an active Texas Certified Public Accountant license and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Prior to joining Merrill in 2018, he gained experience at Goldman Sachs in investment fund accounting and at Ernst & Young as a senior auditor serving banking and asset management clients. Nathanial is a lifelong learner and is involved with various professional organizations, including the American Institute of Certified Public Accountants, FINRA, the National Association of Plan Advisors, and the Texas Society of Certified Public Accountants. He is also a member of the Cowboys Club and contributes to the community through his involvement with American Corporate Partners.

Jordan Fournier is a financial advisor with LPL Financial and holds the Series 63 and Series 65 designations, with nine years of industry experience. He has been with LPL Financial and Thomson Investment Group since 2015. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from various sources.

Evan Taylor is a financial advisor with Wells Fargo Clearing in Frisco, TX, holding a Series 66 designation and nine years of industry experience. Prior to joining Wells Fargo in 2026, he spent ten years at UBS Financial Services Inc. and two years at Baylor Surgicare at North Dallas. Outside of his advisory role, he serves as the executor of the David Lawrence Taylor Estate. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and combines brokerage and advisory solutions with research and analytics from Wells Fargo Investment Institute.

Roberto Cespedes is a Financial Advisor at Merrill Lynch Wealth Management. With more than 20 years of experience in the financial services industry, he specializes in wealth management, retirement planning, investment strategies, risk management, and comprehensive financial solutions. Roberto serves clients in both English and Spanish, focusing on international wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. He holds a Bachelor's Degree from the University of North Texas and a Master of Business Administration (MBA) from the University of Texas System. Roberto's professional credentials include the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Throughout his career, he has emphasized personalized guidance and strategic planning to help clients achieve their financial objectives. Outside of his professional work, Roberto enjoys hiking, music, photography, spending time with his family, swimming, tennis, and watching movies.

Christopher Beach is a Senior Financial Advisor with Merrill Lynch Wealth Management. His practice is deeply rooted in family values, reflecting his personal experience of being adopted from an orphanage in Vietnam in 1975. He focuses on helping clients navigate financial decisions to support their families through various life stages. His areas of expertise include college education planning, family wealth management strategies, personal retirement planning, and retirement income. Christopher holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned a Bachelor's degree from Southern Methodist University. Outside of his professional role, Christopher is involved in community organizations such as Serve Hope, Academy 4, and Emprende Global. He enjoys biking, golfing, hiking, spending time with his family, and traveling.

Patrick Malany is a financial advisor at Charles Schwab with six years of industry experience. He holds a Series 66 designation and has been with Charles Schwab & Co., Inc. since 2019. Prior to his career in finance, he worked at Whole Foods Market for five years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary advisory services and access to discretionary separately managed accounts. The firm combines a large client base with an integrated operational structure that includes brokerage, custody, and advisory services.

Joseph Cuff is a financial advisor at Merrill in Frisco, TX, holding a Series 66 designation with 14 years of industry experience. He has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eric Wynn is a Financial Advisor and Senior Portfolio Advisor with Tarver & Campbell Wealth Partners at Merrill. He helps oversee approximately $7.2 billion in client assets and liabilities as of December 2025. Eric advises high-net-worth individuals, family offices, and business owners across domestic and international markets, delivering purpose-driven wealth strategies aligned with clients' family, business, and philanthropic goals. Eric has a broad and technical background spanning wealth planning, portfolio construction, liability management, and risk oversight, with particular expertise in derivatives-based strategies, including options, structured solutions, and hedging techniques. He began his career at Fidelity Investments in 2012 while attending the University of Texas at Dallas in the evening, later working in oil & gas and insurance compliance before joining Merrill Lynch Wealth Management in 2017. Eric holds professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Eric serves on the leadership board of Bank of America's Asian Leadership Network and as a board member of the Dallas Market Asian Business Council. He is involved in community programs such as the Dallas Police Department Community Outreach Program and Habitat For Humanity. Eric lives in McKinney, Texas, with his wife Jia and their son Ian. Outside of work, he enjoys playing guitar, running, studying world history, cooking, gardening, music, reading, spending time with his family, traveling, and watching movies.

Taryn Watson is a Financial Advisor with Merrill Lynch Wealth Management. She has dedicated the past 12 years to the financial services industry, developing expertise in personalized wealth management and building strong client relationships. Taryn focuses on understanding her clients' families, financial situations, and priorities to create customized financial strategies that adapt to changing needs and market conditions. Her approach incorporates access to investment insights from Merrill and banking and lending solutions from Bank of America. Taryn’s areas of client focus include college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, women and wealth, and retirement income. She holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA) and earned her bachelor's degree from the Oklahoma State University System. Outside of her professional work, Taryn enjoys golfing, interior decorating, painting, and swimming. She approaches her role with a commitment to accessibility, knowledge, and understanding, working one-on-one with clients to develop financial strategies aimed at achieving their long-term goals.

Kelly Webb is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has 27 years of industry experience. Webb has worked with Raymond James since 2010 and also owns KNL Investments. Outside of finance, he has been a sports official since 2001. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutions. The firm uses analytical tools and risk profiling to tailor recommendations and supports advisory programs alongside institutional consulting and portfolio management.

Richard Ibarra is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Ameriprise Financial Services for seven years. Outside of his advisory role, he is the founder and president of the Richardson Mustang Wrestling Club in Dallas, where he coaches and recruits youth wrestlers. Wells Fargo Advisors serves individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

David Alford is a financial advisor with Raymond James & Associates in Frisco, TX, holding the Series 63 and Series 65 designations and bringing 37 years of industry experience. He previously worked at Bank of America and Merrill Lynch from 2012 to 2020. Outside of finance, he owns a craft beer business. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services, relying on tailored, non-discretionary advice supported by extensive research and a variety of portfolio management options.