Joshua Mayor is a CFP® professional with 13 years of industry experience, currently serving as an advisor at Corient since 2024. He previously worked at Byron Financial from 2012 to 2024 and M HOLDINGS SECURITIES, Inc. from 2014 to 2017. Outside of advisory roles, he is the managing member of AWWM, LLC, an entity established for tax purposes. Corient provides investment advisory and financial planning services to a diverse clientele, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach combining in-house strategies with third-party solutions, supported by continuous portfolio monitoring and risk management tools.

Marcus Atkinson is a financial advisor at First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has been with First Citizens Investor Services since 2012. Outside of his advisory role, Atkinson is involved in youth sports, serving as a director for a youth summer football camp and working as a contractor for USA Track & Field in coaching and refereeing capacities. First Citizens Investor Services, Inc. offers investment advisory and brokerage services to a diverse client base, including individuals, trusts, and institutional clients. The firm employs a client-focused approach with risk- and outcomes-based asset allocation, discretionary management options, and tax-aware strategies, supported by integrated banking resources as a subsidiary of a bank holding company.

Christian Patterson is a financial advisor at Truist Advisory Services with 23 years of industry experience. He holds a Series 66 designation and has worked with Truist Advisory Services and affiliated firms since 2018, including Bb&T Investments and Bb&T Securities. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program implemented through a combination of discretionary and non-discretionary strategies with integration across affiliated entities.

Amy Wong Pawa is a financial advisor at TIAA-CREF with 16 years of industry experience. She holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2017. Outside of her advisory role, she owns an investment property that she manages and rents. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, corporate entities, and small retirement plans, often serving clients who have pre-existing relationships through TIAA-administered employer retirement plans. The firm provides a range of advisory services including model portfolio management and customized portfolios, operates a donor-advised fund, and offers related affiliated services.

Dimitri Tcherkassov is a financial advisor at First Citizens Investor Services, Inc. with 8 years of industry experience. He holds Series 63 and Series 66 licenses and has worked extensively within the First Citizens organization and previously at Chase Bank. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm offers portfolio management through various programs, an automated Guided Investing platform, tax-aware services, and financial planning, leveraging its affiliation with a bank holding company for integrated banking resources and operational support.

William Bulluck Jr. is a financial advisor with Equity Services, Inc. and holds a Series 66 designation. He has seven years of industry experience and has worked at firms including Edward Jones and Foundations Investment Advisors, LLC. Outside of his advisory role, Bulluck is involved with the Matthews Chamber of Commerce and the Charlotte Connectors Networking Group. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms, often using third-party asset managers and model portfolios, and offers both discretionary and non-discretionary management options.

Adam Batchelor is a financial advisor at OSAIC Institutions, INC. based in Charlotte, NC, with nine years of industry experience. He holds a Series 66 designation and has previously worked at LPL Financial, LLC and Infinex Investments, Inc. Osaic Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering a variety of advisory and brokerage services, including customized financial planning, ERISA plan services, and access to alternative investments through platforms like CAIS. The firm’s approach combines fundamental and technical analysis and features a predominance of non-discretionary assets, supported by extensive networking and lending arrangements.

Alan Gray is a Series 66-licensed financial advisor with over 21 years of industry experience. He is currently with First Citizens Investor Services, Inc., where he has worked since 2017, following prior roles at Bank of America and Merrill Lynch. Outside of his advisory work, he serves as president of the boards for the Porter Ridge Athletic Association and Union County Youth Soccer, both volunteer positions focused on local youth sports programs. First Citizens Investor Services, Inc. provides advisory, brokerage, and licensed insurance services to individuals, pension and profit-sharing plans, corporations, and charities. The firm employs a mix of strategic and tactical asset allocation approaches and serves clients through discretionary and non-discretionary management using technology platforms and third-party portfolio managers.

Ty Hensley is a financial advisor with Independent Advisor Alliance, LLC and LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been associated with Independent Advisor Alliance since 2015. Outside of his advisory roles, Hensley is involved in retirement planning and tax preparation activities. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement plan consulting. The firm employs a network model of advisory representatives and provides both discretionary and non-discretionary portfolio management, utilizing various analytical techniques and technology platforms.

Dylan Mc Cullough is a CFP® professional at Schwab Wealth Advisory with 22 years of industry experience. He has been with Charles Schwab since 2004 and has served at Schwab Wealth Advisory for 14 years. He holds Series 63 and Series 66 licenses and is based in Charlotte, NC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standardized asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Daniel Huth is a financial advisor at Truist Advisory Services with 15 years of industry experience. He holds the Series 63 and Series 66 credentials. His prior work includes roles at UBS Financial Services and M&T Bank. Outside of his advisory work, he occasionally assists with a non-investment related collectibles business run by his spouse. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, participant advice, and a manager-selection program implemented through both discretionary and non-discretionary arrangements.

Andrew Calder is a financial advisor with Creative Planning, holding the Series 63 and Series 65 credentials and eight years of industry experience. His prior work includes roles at Lockton Investment Advisors, Lockton Investment Securities, Lockton Companies, Newport Group, and TriNet Group. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base including individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

La Terra Frechette is a financial advisor with Truist Advisory Services who holds a Series 66 designation and has one year of industry experience. Prior to joining Truist Advisory Services, Frechette held roles at TIAA, Amazon, and has experience connected to the Darla Moore School of Business at the University of South Carolina. Outside of finance, Frechette was involved with Capital City Gymnastics for several years. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program leveraging third-party platforms and AI-enabled research tools.

Justin Walker is a financial advisor at Rockefeller Financial LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley and UBS Financial Services. He is based in Charlotte, NC. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting services, operating as both an investment adviser and a registered broker-dealer with a comprehensive investment platform and a Private Advisor client model.

Matthew Moore is a financial advisor at HB Wealth with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at JPMorgan Securities LLC and JPMorgan Chase Bank NA for 10 years each, as well as serving as Manager and Partnership Representative of MAAN Holdings, LLC. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, and family offices, as well as institutional clients and investment companies. The firm typically manages discretionary accounts, employing a combined quantitative and qualitative investment process across public and private strategies and advises registered investment companies and affiliated private funds.

Elizabeth Mitchell is a financial advisor at Janney Montgomery Scott with four years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and Brittain Resort Management LLC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Tamir Hornesby is a financial advisor with Citizens Securities, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His prior roles include positions at Ameriprise, ABC Investment Management, and TIAA-CREF. Outside of finance, he works intermittently in hospitality and airline roles to maintain employment flexibility for family travel. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program focused on ETF-based portfolios as well as a managed account program, operating within the structure of a bank-owned broker-dealer and insurance agency.

Cassie Dzubinski is a financial advisor at Schwab Wealth Advisory with three years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at RoseGose and Charles Schwab & Co., Inc. before joining Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice based on Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Marilyn Spencer is a CFP® professional with 11 years of industry experience, currently serving at Empower Advisory Group since 2024. Prior to joining Empower Advisory Group, she was not employed in the financial advisory industry for 10 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm employs an integrated service model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Arturo Byrd is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at The Vanguard Group, Inc. for two years. Byrd has additional work experience with WPM Investments LLC and Charter Communications. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm uses an integrated model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.