Jaren Kiser is a financial advisor with Vanguard Advisers in Charlotte, NC, holding the CFP® designation along with Series 63, 65, and 66 licenses. He has 15 years of industry experience with prior roles at Alphastar Capital Management and various advisory and wealth management firms. He maintains several insurance licenses but does not engage in related business activities beyond license upkeep. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options and managing a large client base through a combination of digital platform and advisory team support.

Kyle Mcevoy is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2016. He has also been associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2013. Outside of his advisory role, he acts as a full agent managing investment accounts for immediate family members. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models to construct portfolios mainly from Vanguard funds and ETFs, supported by a large team of advisors and digital platforms.

Nathaniel Minor is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Michael Waterbury is a CFP® professional with five years of experience in the financial services industry. He is currently affiliated with Vanguard Advisers and has held roles at multiple Vanguard entities since 2021. Prior to his current position, he worked at Stancil PC and Ameritech Construction and has an educational background from North Carolina State University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with proprietary methodologies and offers a range of customizable portfolio options primarily built from Vanguard funds and ETFs.

Aditya Banerji is a CFP® with six years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has worked with The Vanguard Group since 2020 and previously held roles at the Better Business Bureau and the University of South Carolina. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and mostly Vanguard funds to create personalized portfolios.

Garrett Davis is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work history includes roles at Wells Fargo Clearing Services and Independent Advisor Alliance, among others. Outside of advisory work, he maintains life and health insurance licenses. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios mainly composed of Vanguard funds and ETFs.

Patrick Traynor is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. He has been with Vanguard Advisers since 2025 and has concurrent experience with Vanguard Marketing Corporation and The Vanguard Group since 2021. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s approach uses algorithm-driven, goal-based methodologies to create personalized portfolios predominantly composed of Vanguard funds and ETFs, integrating tax-aware strategies and various customization options.

Mark Metzger is a financial advisor at Cambridge Investment Research Advisors with 26 years of industry experience. He previously worked at VOYA Financial Advisors and Cetera Advisor Networks LLC. Metzger serves as a board member of the Executives Association of Charlotte. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals and employs a range of portfolio management strategies across multiple platforms.

Emma Gibney is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Wells Fargo, she worked at The Vanguard Group and has experience in various roles including content streaming on Twitch. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers a range of brokerage and advisory solutions and manages approximately $671 billion in assets.

Kenneth Zdziarski is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding a Series 66 designation and 20 years of industry experience. He previously worked at Charles Schwab Bank and Charles Schwab & Co., Inc. and has worked at various Vanguard entities since 2026. Outside of finance, he is a freelance musician. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a digital platform combined with a team servicing model.

Michael Dugan is a financial advisor at Vanguard Advisers with the ChFC® designation and Securities Industry Essentials (Series 63 and 66) licenses. He has two years of industry experience, including roles at NYLIFE Securities, New York Life Insurance Company, and several Vanguard affiliates. Prior to his financial services career, he worked at Hendrick BMW for eight years. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services to retail investors and employer-sponsored retirement plan participants. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary models and largely Vanguard funds and ETFs to create personalized portfolios with tax-aware features and customizable options.

Shemar Clarke is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes positions at Wells Fargo Clearing Services and DiSys, as well as roles outside finance such as at the University of Guyana and the Ministry of Foreign Affairs. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and uses Wells Fargo research and planning tools to develop tailored recommendations for clients.

Cody Bussell is a financial advisor with Fisher Investments, holding a Series 65 designation and four years of industry experience. He previously worked at Thompson Private Wealth and Allied Millennial Partners. Fisher Investments serves a global mix of institutional and private clients, providing discretionary portfolio management across equity, fixed-income, and blended mandates using a centralized investment approach that combines quantitative and qualitative research. The firm also offers sub-advisory and retirement plan services alongside managing separate accounts and pooled investment vehicles.

Matthew Johnson is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Bank of America, N.A. and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Michael Doyle is a Series 66 credentialed advisor with Vanguard Advisers in Charlotte, NC. He has been with Vanguard since 2025 and has prior experience working in marketing and creative industries, including roles at Hi-Rez Studios and the Savannah College of Art and Design. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, combining proprietary models with Vanguard funds and ETFs, and manages a large client base through a scalable, technology-enabled platform.

Ariel Murchison is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Vanguard Advisers, Ariel worked at Better Mortgage and Wells Fargo Inc. Outside of advising, Ariel owns and operates Ariel Evon Photography LLC. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach with personalized asset allocations primarily constructed from Vanguard funds and ETFs.

John Patrick West is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked at The Vanguard Group since 2018, following a year with Centaurus Financial Inc. and prior roles including employment with Bellhops Moving Company and the University of South Carolina. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm manages a large volume of client relationships through a combination of digital platforms and an extensive advisor team.

Robert Koch is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 63 and Series 66 designations and has worked with several Vanguard-related entities since 2022. His prior roles include positions at Signature Consultants and Liberty Mutual. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering customization and tax-aware features.

Adam Szabo is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding a Series 63 designation with one year of industry experience. His prior work includes roles at DYSIS and American Log Homes and Cabins, as well as time as a full-time student. Wells Fargo Advisors is a national securities firm that provides a range of investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investment options and offers both brokerage and advisory solutions through a large network of advisors.

Michael Milne is a financial advisor at Vanguard Advisers in Charlotte, NC, with three years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments and Cetera. Outside of his advisory role, Milne has contracted as a transportation and delivery service provider with Uber and Amazon Flex. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs.