Dana Seto Chun is a CFP® with 24 years of industry experience, currently affiliated with LPL Enterprise. She has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and TIAA-CREF. Outside of her advisory role, she is involved with a family trust that manages real estate investments. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products, utilizing an integrated platform that combines adviser programs with active sales of financial products.

Koby Lieu is a financial advisor at Raymond James Financial Services Advisors, Inc. in San Jose, CA, holding a Series 66 designation with two years of industry experience. His prior work includes roles at CH Reynolds and Best Buy, as well as a decade as a full-time student. He also provides support services as an independent contractor for Wealthstone Asset Management Group. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, with a focus on tailored financial plans and recommendations supported by extensive research and asset-allocation analysis.

Chad Bell is a financial advisor at Morgan Stanley with over 23 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2011. Outside of his advisory role, he serves on the administration and finance committee for Trinity Presbyterian Church and works as a bookkeeper and payroll assistant for the Santa Cruz Forest School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer managing approximately $2.74 trillion in client assets. The firm offers a range of advisory programs and financial planning services to individuals and institutions, utilizing structured planning tools and methodologies without providing individual security recommendations as part of its standalone planning services.

Lan Lin is a financial advisor with LPL Financial in Sunnyvale, CA, holding Series 63 and Series 65 licenses and having 22 years of industry experience. Lin has been with LPL Financial since 2009. In addition to advisory services, Lin is involved with Polaris Advisory, which provides non-variable insurance products including life, health, disability, long-term care, and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and various technologies to support diversified investment strategies.

Ji Michael Chung is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 27 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2015 to 2019. Outside of his advisory role, he provides in-home care services in San Jose, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm combines research from Wells Fargo Investment Institute with third-party analytics to offer diversified investment solutions, alongside a range of financial products through its bank and insurance affiliates.

Emma Tornel is a financial advisor at Charles Schwab with Series 66 registration and experience beginning in 2023. Prior to joining Charles Schwab, she held positions at JPMorgan Chase and Capital One, among other roles in diverse industries. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers an integrated platform including brokerage, custody, and advisory services.

Chris Tran is a Financial Consultant currently working at Fidelity since 2024. He has previous experience as an Investment Advisor Representative at Fisher Investments from 2004 to 2018. Chris holds a California Insurance License. His professional focus is on helping clients grow and protect their wealth, make well-informed investment decisions, and simplify their financial lives. He emphasizes building strong relationships through clear and concise communication to help clients feel educated and confident in their decisions. Outside of his professional work, Chris has personal interests in camping, cars, fitness, traveling, and yoga.

Christopher Olivarez is a CFP®-certified financial advisor with 14 years of industry experience. He is currently with OSAIC and previously worked at Fidelity and Securities America Advisors. His background includes financial planning and insurance sales conducted through a sole proprietorship. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charities, offering integrated brokerage and advisory services. The firm uses advanced asset-allocation tools and offers portfolios that may include a range of securities managed on discretionary or non-discretionary bases.

Sy Nguyen is a Financial Advisor at Merrill Lynch Wealth Management, where he focuses on wealth management strategies to assist clients with wealth accumulation and preservation. He works closely with clients to understand their unique financial goals and provides tailored solutions aimed at improving their financial situations. Sy leverages the resources of Merrill and the banking services of Bank of America to address comprehensive aspects of his clients' financial lives. Sy has over three years of experience as a Financial Advisor at Edward Jones prior to joining Merrill Lynch in 2022. His areas of expertise include services for defined benefit plans, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Sy holds several professional designations such as Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his MBA in Finance from the Neeley School of Business at Texas Christian University and holds a bachelor's degree in Finance and Accounting. Sy is involved in community organizations including Second Harvest of Silicon Valley and the Vietnamese American Organization. In his personal time, he enjoys hiking, running, and spending time with his family.

Richard Dupont is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, First Republic Investment Management, and J.P. Morgan entities. Based in Palo Alto, CA, he has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

James Morehouse is a Series 66 licensed financial advisor with 13 years of industry experience. He is currently with J.P. Morgan Securities and JP Morgan Chase Bank, n.a., having previously worked at First Republic Investment Management, Inc., First Republic Securities Company, LLC, and Wells Fargo Advisors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

William Wang is a financial advisor with Charles Schwab in Cupertino, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2014. Outside of his advisory role, he owns and operates an automotive repair business focused on building and restoring cars. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by research and a multi-asset portfolio approach.

Adam Fischer is a Series 66-registered financial advisor with UBS Financial Services in Los Gatos, CA, where he has worked since 2013. He has 21 years of industry experience. Fischer serves on the Finance Commission for the Town of Los Gatos, advising on financial and budgetary matters for the local government. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory offerings, including financial planning, portfolio management, and mutual fund distribution. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor financial plans.

Dominic Carradero is a financial advisor with Cambridge Investment Research Advisors in San Jose, CA, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. He has been with Cambridge Investment Research since 2010. Outside of advisory work, he operates as an independent insurance agent for various companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a nationwide network of independent professionals, utilizing a range of managed account platforms and both discretionary and non-discretionary strategies.

Harlan Sylvester is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and nine years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017. He serves as a council member outside of his advisory work. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and research from its Global Investment Committee.

Shannon Michaels is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. She has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2022, and has operated under her own name since 2012. Outside of finance, Michaels is involved in the entertainment industry as a singer, songwriter, and performer, participating in multiple music-related ventures based in Nashville, Tennessee. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning services supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers comprehensive planning and investment solutions.

Laurel Fierro is a financial advisor at Raymond James & Associates with 18 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Fierro serves as a board member for the Madrone Plaza HOA in San Jose, CA, where she participates in budget, financial, and architectural reviews. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both non-discretionary and discretionary advisory relationships.

Michael Valenzuela is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2025. He has held multiple roles within Fidelity Investments, including Investment Consultant, Relationship Manager, and Workplace Planning Consultant, gaining a breadth of experience in financial services since 2021. Michael specializes in retirement planning, tax-efficient investing, and children's education planning. He emphasizes education and communication to help clients make informed investment decisions and feel confident in their financial strategies. He holds a California Insurance License, supporting his work in comprehensive financial planning. Outside of his professional role, Michael enjoys hiking and reading.

Lorraine Taylor is a financial advisor with Osaic Wealth, Inc. She holds a Series 66 designation and has 29 years of industry experience, including 25 years at Lincoln Financial Advisors prior to joining Osaic in 2025. She is a co-trustee of her family trust. Osaic Wealth, Inc. serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a platform that supports various investment strategies and third-party managed accounts.

Mason Mckown is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) certification and the Personal Investment Advisor (PIA) designation. Mason earned his bachelor's degree from the University of California at Santa Barbara with a concentration in Ethics within his Philosophy major. Mason's expertise focuses on college education planning, divorce transition planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, socially responsible and ESG investing, women and wealth, tax minimization, and retirement income. He specializes in working with clients experiencing major life transitions, including retired rental property owners and those with concentrated employer stock. Mason emphasizes personalized planning that reflects each client's goals, values, and priorities, aiming to instill confidence in their financial future through trust and open communication. He has been involved in the Rotary Club of Campbell and served as its past president. Mason lives in Silicon Valley with his wife, two children, and their golden retriever. His personal interests include adventure sports, camping, hiking, music, pickleball, skiing, surfing, tennis, volleyball, and spending time with his family.