Melissa Waggonner is a financial advisor at Merrill with 18 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2015 and previously worked at Bank of America, N.A. since 2025. Merrill provides managed account services through the Select Portfolio Solutions program to a diverse client base, including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm offers a range of model-based and discretionary investment strategies integrated within Bank of America’s broader corporate platform.

Paul Kommer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over thirty years of experience assisting clients with wealth management decisions by providing education, advice, and guidance tailored to their individual financial and personal goals. His expertise includes managing new wealth, personal retirement planning, and retirement income. Paul holds a Bachelor's Degree from the University of California System and holds professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his professional work, Paul enjoys basketball, reading, running, and surfing. He is also involved in coaching high school basketball and participates in fitness activities such as rowing, running, and triathlon.

Marcelo Francys Oliveira is a financial advisor with OSAIC in Lafayette, CA, holding Series 63 and Series 65 credentials and 18 years of industry experience. Prior to joining OSAIC in 2018, he worked at Sii from 2015 to 2018. Outside of his advisory role, he is the managing director of Pacific Financial Partners, where he services firm accounts and sells various insurance and investment products, and he is also the owner and CEO of an e-commerce LLC serving clients in Brazil. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to multiple advisory platforms and third-party money managers. The firm’s advisers utilize firm-provided asset-allocation tools and support both discretionary and non-discretionary portfolio management.

Hope Bolich is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 credentials and four years of industry experience. She has been with J.P. Morgan Securities since 2021 and has worked at JPMorgan Chase Bank, N.A. since 2020. Prior to her current roles, she held positions at TJMaxx and Burlington Coat Factory. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advice through a select group of Wealth Advisors and serves clients within the broader J.P. Morgan broker-dealer and banking organization.

Michael Mcclain Svec is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 10 years of industry experience. He has worked at Wells Fargo Clearing since 2018 and previously at Franklin Templeton Distributors, Inc. from 2015 to 2018. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Vince Affinito is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at OSAIC since 2018, following a 24-year tenure at Signator Investors, Inc. He is also involved in insurance brokerage through his sole proprietorship, Pacific Financial Partners. OSAIC serves a diverse client base that includes individual, high-net-worth, institutional, and charitable clients. The firm provides a range of integrated brokerage and advisory services, utilizing multiple platforms, asset-allocation tools, and third-party solutions to construct diversified investment portfolios.

Stephen Macdonald is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds Series 63, 65, and 66 designations. His prior work includes roles at Nuveen Securities, TIAA, and Teachers Personal Investors Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Cecilia Swain is a financial advisor at J.P. Morgan Securities with 30 years of industry experience. She holds Series 63 and Series 65 credentials and has been with J.P. Morgan Securities since 2012. Prior to that, she worked at JPMorgan Chase Bank, N.A. starting in 2025. J.P. Morgan Securities LLC provides consulting services to institutional clients including corporations, foundations, and plan sponsors, offering asset allocation advice and customized performance reporting. The firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

Ashley Coons is the Vice President, Wealth Planner at Fidelity Investments, a role she has held since 2025. In this capacity, she works closely with clients to develop financial plans that align with their goals and priorities, utilizing the full range of Fidelity's services and investment strategies. Ashley has been with Fidelity Investments since 2015, progressing through various roles including Financial Consultant, Relationship Manager, and Financial Representative. Her experience encompasses wealth planning and client relationship management, supporting clients as their financial plans evolve. She holds a California Insurance License. Outside of her professional work, Ashley enjoys cooking and baking, family activities, exploring food culture, spending time at the lake, engaging in parenthood, and caring for pets.

Aiden Simons is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and has worked in various roles including at Capital Insurance Group and Kidz Love Soccer. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a platform that emphasizes LPL-sponsored programs and endorsed TAMPs.

Richard Russell is a CFP®-certified financial advisor with 40 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. He also serves as co-trustee of his mother's trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Trenton Larsen is a CFP® professional with 10 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Bank of America, Merrill Lynch, Insight Wealth Strategies, Mutual Securities, and Lincoln Financial Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, 529 account management, and brokerage services, utilizing both discretionary and non-discretionary management supported by a range of model portfolios and research.

Mark Porter is a financial advisor with Ameriprise in El Sobrante, CA, holding a Series 66 designation and 22 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he is involved in a Herbalife distributorship focused on health and vitamin products. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Sarah Kim is a CFP® with 19 years of experience working at MassMutual Investors Services in Walnut Creek, CA. She has been with MML Investors Services Inc and Mass Mutual Life Insurance since 2006. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using a collaborative approach with detailed client information and firm-approved analytical tools.

Alec Benson is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has prior work experience at Moody's Investors Service. Alec is based in Walnut Creek, CA. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach utilizes structured discovery conversations and proprietary tools while offering a broad range of retail and institutional investment solutions.

David Tucker III is a financial advisor with RBC Capital Markets who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has worked at RBC Capital Markets LLC since 2008 and at City National Bank since 2016. Outside of his advisory work, he is actively involved in managing Tucker Family Vineyards LLC, a wine sales business. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse range of clients including individual investors, institutions, and charitable organizations, offering tailored investment strategies through various advisory programs and integrated financial services.

Chad Jorgensen is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has worked at Wells Fargo Clearing since 2020 and previously spent eight years with Ameriprise Financial Services, Inc. in Richmond, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kevin Bacharach is a financial advisor at Wells Fargo Advisors with 16 years of industry experience. He holds a Series 66 designation and has worked within the Wells Fargo organization since 2010, including roles at Wells Fargo Clearing. He has partial ownership in BPGE Capital Management LLC, where he contributes a few hours monthly. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Adrienne Dobbs is a financial advisor with Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation and bringing 11 years of industry experience. She has worked at Morgan Stanley since 2017 and previously at UBS from 2015 to 2017. Outside of her advisory role, Dobbs serves as a trustee or successor trustee for investment-related trusts in California. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Jared Ines is a financial advisor at Morgan Stanley in Walnut Creek, CA, holding a Series 66 designation with two years of industry experience. He previously worked at Merrill for four years and Bank of America NA for eleven years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques.