Riley Persily is a financial advisor at Robert W. Baird & Co. with a Series 66 designation and two years of industry experience. Prior to joining Baird in 2023, Riley worked at Hattori Hanzo Shears for three years and studied at Loyola Marymount University. The DDK Group at Robert W. Baird & Co. serves individuals, corporate clients, pension plans, and charitable organizations through a range of services including financial planning, portfolio management, and custody and brokerage services. The firm offers a combination of manager-traded and model-traded strategies, tax-management, direct-indexing, and ongoing manager selection supported by internal research and tools.

Craig Glackin is a financial advisor at Morgan Stanley in El Dorado Hills, CA, holding Series 63 and Series 65 licenses with 27 years of industry experience. He previously worked at Fidelity Investments and its affiliated entities from 2014 to 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and market models.

Jeffrey Nielsen is a Senior Financial Advisor with over 30 years of experience in wealth management and financial planning. He currently serves clients through Merrill Lynch Wealth Management, focusing on integrating investment management with banking and lending solutions offered through Bank of America, N.A. His approach centers on connecting all aspects of a client’s financial life to prioritize and pursue their individual goals. Jeffrey began his career in 1993 serving Great Western Bank clients in Sacramento before transitioning to Merrill Lynch in 1995. His extensive experience has enabled him and his team to assist clients with areas such as college education planning, equity compensation services, family wealth management strategies, liquidity management, retirement income, and socially responsible investing. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor’s Degree from California State University Sacramento. Outside of his professional role, Jeffrey’s personal interests include football, hiking, running, yoga, and spending time with his family.

Gary Vestal is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Wells Fargo and Edward Jones. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through a process that combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework.

Ryan Harrison is a financial advisor at LPL Financial with 12 years of industry experience. He has worked at LPL Financial since 2017, following positions at Wells Fargo Clearing and Wells Fargo Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational and research tools.

Ernest Crisologo is a financial advisor with Ameriprise in Lincoln, CA, holding the ChFC® designation and Series 66 license. He has 25 years of industry experience, including 15 years with Ameriprise Financial Services, Inc. prior to joining Ameriprise in 2020. He also holds a real estate license. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific eligibility criteria. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendations through a centralized consulting team, emphasizing managed accounts and utilizing algorithmic automation overseen by an internal committee.

Gregory Pelechowicz is a Financial Advisor with Merrill Lynch Wealth Management. With over 25 years of experience, Greg focuses on guiding individuals and families to empower their financial future through professional guidance designed to grow, preserve, and manage wealth. He takes the time to understand clients' priorities and helps develop short-, mid-, and long-term financial goals. Greg specializes in areas including college education planning, family wealth management strategies, managing new wealth, personal retirement planning, tax minimization, and retirement income. He offers clients access to investment insights from Merrill and banking services through Bank of America specialists, covering banking, credit, home financing, and small business solutions. Greg holds a Personal Investment Advisor (PIA) designation and earned his high school diploma from Marysville High School. Outside of his professional role, he enjoys spending time with his family, traveling, and engaging in activities such as baseball, basketball, camping, football, golfing, and hiking.

Reid Allen is a CFP®-certified financial advisor at OSAIC with 31 years of industry experience. His prior roles include positions at Woodbury Financial Services, Inc. and Questar Asset Management. Additionally, he operates a sole proprietorship, Next Level Advisors, where he provides client data gathering, research, and application support related to investment products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services utilizing asset-allocation tools and third-party platforms to construct and manage portfolios on both discretionary and non-discretionary bases.

Carter Persily is a financial advisor with Robert W. Baird & Co., holding a Series 66 designation and one year of industry experience. His prior work includes roles at Sacramento State University and GameStop. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, utilizing a range of investment strategies and overlay services.

Steve Heng is a CFP®-certified financial advisor with 33 years of industry experience. He has worked at Robert W. Baird & Co. since 2020 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Heng is based in Roseville, CA. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The team offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and manager options to meet client goals and risk profiles.

Kevin Zeitler is a financial advisor with Stifel in Roseville, CA, holding a Series 63 designation and over 43 years of industry experience. He has been with Stifel since 2011. Outside of his advisory role, Zeitler is involved in several community and volunteer activities, including serving as a preacher at First Christian Church in Corning and holding leadership roles with the Oroville Chamber of Commerce, Oroville Recreation Advisory Committee, and local service clubs. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning guidance.

Larry Galia is a financial advisor at Cetera with 25 years of industry experience. He holds a Series 66 designation and has been with Cetera Wealth Services, LLC since 2013. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Michael Sebesta is a financial advisor at LPL Financial with 39 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses. Prior to joining LPL Financial in 2006, Sebesta worked at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.

Roshana Ahmadzai is a financial advisor at Morgan Stanley in Roseville, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley, she worked at Centene Corporation, Aerotek, and CVS Pharmacy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market-based simulations as part of its financial planning process.

James Yancey is a CFP® and Series 66-licensed financial advisor with seven years of industry experience. He has worked at Equitable Advisors since 2026 and previously spent seven years at Edward Jones. Before his financial advisory career, he worked for three years at Sacramento Municipal Utility District. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm uses a combination of firm-offered programs and third-party asset managers to tailor investment approaches based on client risk tolerance and goals.

Kaitlyn Pfluger is a financial advisor with Cetera and holds a Series 66 designation. She has two years of industry experience and has previously worked at LPL Financial and Sierra Ridge Wealth Management. Her current role includes involvement with Sierra Ridge Advisor Group, a DBA for LPL Financial business. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, and manages over $256 billion in assets through a network of more than 10,000 advisors.

Dwaine Baasch is a financial advisor with LPL Financial in Folsom, CA, holding a Series 66 designation and 16 years of industry experience. He previously worked at Securities America Advisor and Woodbury Financial Services. Baasch also operates Koi Tax Services, providing tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers comprehensive financial planning, model portfolio programs, and institutional platforms, combining a broad range of advisory and non-advisory financial services.

Joshua Cowles is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2026, he worked at Bisco Industries for four years and has held positions at Sacramento State, Sierra College, and Del Oro High School. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branches.

Mansoor Saqi is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Saqi’s background also includes a brief tenure at Home Depot. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services and implements model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions. The firm offers various portfolio approaches developed by internal and third-party managers and supports a range of client types including pension plans, corporations, and charitable organizations.

Gregory Mabra is a financial advisor at Edward Jones in Roseville, CA, holding a Series 66 designation with one year of industry experience. His prior work history includes roles at First Command Brokerage Services Inc. and Patriot Group Global, as well as experience outside the financial services sector. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.