Jeffrey Tindall is a financial advisor with Equitable Advisors in Columbia, MD, holding Series 63 and Series 66 designations and 19 years of industry experience. He has worked at Equitable Advisors since 2006 and was also affiliated with Axa Advisors, LLC during part of that time. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

William Bush III is a financial advisor with LPL Financial in Ellicott City, MD, holding a Series 66 designation and having 21 years of industry experience. He has been with LPL Financial since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research and model portfolios from internal and third-party sources.

Arnoldo Lezama is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He previously held roles at Bank of America, Mercedes-Benz of Hunt Valley, Vanguard Cleaning Systems of Maryland, and Laureate Education Inc. Lezama is also a managing member of an LLC that provides HR consulting services. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, delivering model-based and discretionary investment strategies to a diverse client base including individuals, pension plans, and charitable organizations.

Jessica Chicorelli is a financial advisor at Charles Schwab with three years of industry experience. She holds a Series 66 designation and previously worked for 15 years at Akin Gump Strauss Hauer & Feld. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a centralized operational structure supporting a large client base.

Katherine Heisler is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 66 designation and 11 years of industry experience. She has worked at Morgan Stanley Services Group Inc. and Morgan Stanley Smith Barney since 2017, with prior experience at KCD Financial, Inc. and Freedom Investors Corporation from 2014 to 2017. Morgan Stanley Wealth Management provides a variety of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and serves clients directly as well as through corporate financial planning agreements.

Huston Collison is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with various divisions of Morgan Stanley since 2007, including Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides comprehensive advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery processes and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Heidi Locastro is a financial advisor at Fidelity with 25 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at firms including Merrill, PNC Investments, Mass Mutual Investors Services, and Metlife Securities. She has been with Fidelity in various capacities since 2022. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios composed of mutual funds, ETFs, and ETPs.

John Day Jr. is a financial advisor at LPL Financial with 32 years of industry experience. He has held his current role at LPL Financial since 1996 and holds Series 63 and Series 65 credentials. Outside of his advisory work, he has been involved in teaching seminars and selling non-variable insurance products, including disability, health insurance, fixed annuities, long-term care, and life insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations through a nationwide network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and various technologies to support diversified investment strategies.

Bradley Hartzel is a CFP® and holds a Series 66 designation with 19 years of industry experience. He has been with Edelman Financial Engines since 2025, following prior roles within affiliated firms dating back to 2011. He is based in Ellicott City, MD. Edelman Financial Engines provides technology-driven investment advisory and financial planning services to individual investors, retirement-plan participants, and institutions. The firm employs a committee-driven modeling process combined with planner support and online tools, offering both discretionary management and non-discretionary online advice.

Sharon Lewis is a financial advisor at Primerica Advisors with 22 years of industry experience and holds Series 63 and Series 65 credentials. She has worked with Primerica Advisors since 1996 and operates a separate business, Fiscal Pink, LLC, which publishes children’s books. Primerica Advisors is a large firm serving individual, corporate, and charitable clients through a wrap-fee asset management program that relies on model-delivery strategies managed by third-party asset managers, with discretionary separately managed account options and custodial support from Pershing.

Brian Walter is a financial advisor at RBC Capital Markets with seven years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2019, following eleven years with the Department of Defense. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Andrew Goetz is a financial advisor at Cetera with 15 years of industry experience and holds a Series 66 designation. He has worked with Cetera since 2023 and has prior experience at firms including Lincoln Financial Advisors and Ameriprise Financial Services. Outside of his advisory role, he is president of LTC Specialists, LLC, where he markets and sells fixed insurance products. Cetera is an SEC-registered adviser that serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Karen Johnson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and eight years of industry experience. She has worked at Wells Fargo Clearing Services since 2018 and has been with Wells Fargo Bank NA since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ilghar Samadzadeh is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses. He has been with Wells Fargo Bank and Wells Fargo Clearing since 2023 and 2025, respectively. Prior to his career in financial services, he held roles at George Washington University, Vaco LLC, and Macy’s. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Pratik Bhavsar is a financial advisor with LPL Financial in Ellicott City, MD, holding Series 65 and Series 63 credentials and five years of industry experience. His prior roles include positions at Northwestern Mutual and PNC Bank, among others. Bhavsar is also a commissioned notary in Ellicott City. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios, research resources, and both discretionary and non-discretionary management approaches.

Jeremiah Smith is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and beginning his advisory career in 2025. His prior work experience includes roles at Wells Fargo Bank, FedEx, Macy’s, Kohl’s, and several educational institutions. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors, offering both brokerage and advisory solutions.

Brian Avrunin is a financial advisor with Ameriprise in Columbia, MD, holding a Series 66 designation and 25 years of industry experience. He has worked at Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he serves as Treasurer for the Friends of Scott Berkowitz, MD campaign, managing campaign finance reporting independently of Ameriprise. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide non-discretionary, personalized recommendations. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

John Burkhardt is a financial advisor at Raymond James Financial with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Raymond James since 2007. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, as well as pension plans, charitable organizations, and government entities. The firm offers tailored, non-discretionary advisory services and has specialized programs for small business retirement plans alongside municipal and public finance capabilities.

Jonathan Waligora is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 66 designation and 15 years of industry experience. He has been associated with Morgan Stanley Smith Barney since 2010 and joined Morgan Stanley Private Bank, N.A. in 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and models.

Sean Hagerty is a financial advisor with UBS Financial Services in Baltimore, MD, holding a Series 66 designation and bringing 26 years of industry experience. He has been with UBS since 2004. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment strategies.