Benjamin Defelice is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and 19 years of industry experience. He has been with T. Rowe Price since 2007. Outside of his advisory role, he coaches a competitive youth lacrosse team. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households primarily with proprietary mutual funds and ETFs, using model portfolios and a variety of tax-aware management strategies.

Malick Ndoye is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at PDP Group/Amtrust Financial and Crocs Inc. Outside of his advisory role, he operates a sole proprietorship providing rideshare driving services. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm utilizes proprietary model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining goal-based planning with online tools and ongoing advisor support.

Christine Koy is a financial advisor with Transamerica Financial Advisors in Rockville, MD, holding Series 65 and Series 63 licenses and seven years of industry experience. She has been with Transamerica Financial Advisors since 2018 and has additional experience with World Financial Group. Outside of advisory work, she occasionally helps manage inquiries related to a rental property owned jointly with her husband. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations, offering both advisory and broker-dealer services through proprietary models and third-party money managers.

Adam Sauri is a CFA® charterholder and holds a Series 65 license with 13 years of industry experience. He is currently with Cerity Partners LLC and previously worked for SOL Capital Management Company for 13 years. Cerity Partners is an SEC-registered investment adviser serving a diverse client base, including individuals, families, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios.

Hassan Al Kadhimi is a financial advisor at LPL Financial with two years of industry experience. His work history includes roles at J.P. Morgan Securities LLC and JP Morgan Chase Bank, N.A. He is registered with Series 65 and Series 63 licenses. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Andrew Brand is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. He has worked with Cetera and its affiliated entities since 2023 and was previously with Financial Advantage and Minnesota Life/Securian Financial Services from 2013. Outside of his advisory role, he owns a real estate rental business. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with various program and custodial options.

Sara Bove is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Equitable Advisors in 2022, she held roles at Nepenthe Home Brew LLC and Sliders Bar and Grill, LLC, and worked with the Howard County Public School System. Outside of advising, she is involved with Nepenthe Brewing Co. as a bartender. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, brokerage, insurance, and third-party asset management services. The firm operates as both an SEC-registered investment adviser and broker-dealer, leveraging multiple program sponsors and third-party managers to deliver advisory and brokerage solutions.

Michael Ament is a financial advisor with Cambridge Investment Research Advisors in Mount Airy, MD, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. His prior work includes over a decade at H. Beck, Inc., followed by several roles within the Cambridge Investment Research network and Cetera-related firms. He is also employed by TAG Advisors in a trading capacity. Cambridge Investment Research Advisors serves a diverse client base, including individual investors, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm provides multiple portfolio management options, including proprietary and third-party strategies, with both discretionary and non-discretionary implementation tailored to client objectives.

Anne London is a CFP® with 28 years of industry experience, currently serving at Equitable Advisors since 1999. She was previously associated with Axa Advisors, LLC for over two decades. Outside of her advisory role, she is involved as an investment committee member and honorary National Vice President of the National Council of Jewish Women and serves on the board of the Hebrew Burial and Social Services Society in Baltimore. Equitable Advisors provides financial planning, retirement-plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model utilizing third-party asset managers and offers both advisory and brokerage/insurance channels to clients.

Gavin Alwine is a financial advisor at Equitable Advisors with a Series 66 credential and approximately one year of experience in the industry. His prior work experience includes roles at Keystone Bean LLC, PetSmart, Chick-fil-A, Crescent Industries, and Embry-Riddle Aeronautical University. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model that combines advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Lisa Carpenter is a financial advisor with RBC Capital Markets in Rockville, MD, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. She has been with RBC Capital Markets Corporation since 2009. She serves on the Board of Directors and acts as Secretary for Shepherd's Care Children's Center, Inc., a nonprofit preschool affiliated with her church. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with portfolio management, financial planning, and brokerage services, tailoring investment strategies to clients’ risk profiles and utilizing a mix of in-house and third-party investment managers.

Steven Crosby is a financial advisor at Wells Fargo Clearing with a Series 66 credential and three years of industry experience. He has worked at Wells Fargo Bank, NA since 2017 and has prior experience in the telecommunications industry with Verizon and related retailers. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisers.

Terry Glendenning Jr. is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and having 21 years of industry experience. He has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2004. Outside of his advisory role, he sublets part of his office suite to a construction management company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics. The firm emphasizes holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option.

Germaine Motanga Nelson is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. She has been with Merrill and Bank of America, N.A. since 2011. Merrill provides managed account services through the Select Portfolio Solutions program for a diverse client base, including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates model-based and discretionary investment strategies and operates within the broader Bank of America platform, offering a wide range of investment options.

Jared Bjornberg is a Financial Consultant at Fidelity Investments, a role he has held since 2026. He has been with Fidelity Investments since 2021, progressing through various positions including Investment Consultant, Planning Consultant, and Workplace Planning Consultant. Jared's professional experience encompasses financial consulting and planning, with a focus on helping clients build tailored financial strategies. Throughout his tenure at Fidelity Investments, Jared has worked closely with individuals to co-create financial roadmaps aligned with their unique lifestyles and goals. His approach centers on supporting clients through significant financial decisions to foster better financial futures. Outside of his professional responsibilities, Jared has interests in fitness, food, outdoor adventures, reading, and running.

Patrick Perry is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 63 and Series 65 registrations and has worked previously at Cambridge Investment Research Advisors, Inc. and Centaurus Financial Inc. Outside of advising, Perry is active as a drummer with the musical group Goodbye July and serves as COO of a logistics and consulting firm, CGMA Group, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, banks, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by research and diverse investment strategies.

Courtney Hyatte is a financial advisor with Merrill in Columbia, MD, holding a Series 66 designation. Hyatte has over 27 years of industry experience, primarily from Bank of America, where they worked from 1997 to 2024, followed by a role at Certainty Home Lending before joining Merrill. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Mara Da Silva is a CFP® and Series 66-designated financial advisor with 14 years of experience at RBC Capital Markets, where she has worked since 2012 in Rockville, MD. She is affiliated with RBC Wealth Management, a division of RBC Capital Markets, LLC, which serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and portfolio management services tailored to clients' risk profiles, utilizing both in-house and third-party investment managers.

Erica Nolan is a financial advisor at OSAIC with 19 years of industry experience and holds the Series 66 designation. She previously worked at Securities America Advisors and Securities America Inc for nine years before joining OSAIC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizes asset-allocation tools and third-party platforms, and manages portfolios across various investment types on both discretionary and non-discretionary bases.

Angela Harper is a financial advisor with Primerica Advisors in Randallstown, MD, holding Series 63 and Series 65 licenses and with 22 years of industry experience. She has worked at PFS Investments Inc. since 2004 and Primerica Financial Services since 2003. Outside of investment advisory, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and selectively managed accounts for individual and high-net-worth clients. The firm employs third-party asset managers and provides a tiered, percentage-based wrap fee structure.