Christopher Barfoot is a financial advisor at Citigroup Global Markets with 19 years of industry experience. He has held positions at Cantor Fitzgerald & Co and JPMorgan Securities LLC prior to joining Citigroup. Barfoot holds Series 63 and Series 65 licenses. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles, including swap dealing and futures commission merchant activities.

Sylvia Drury is a financial advisor with Lincoln Investment in Evergreen, CO, holding a Series 63 designation and 36 years of industry experience. She has been with Lincoln Investment Planning, Inc. since 1999 and has a longstanding role at MetLife Resources dating back to 1990. In addition to her advisory work, she is involved in insurance, holding a position as an insurance agent focusing on fixed indexed annuities and long-term care. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular emphasis on educators and 403(b)/457(b) participants. The firm provides financial planning, ERISA retirement plan advice, and a range of advisory programs, combining in-house and third-party investment strategies managed through both strategic and tactical approaches.

Sarah Pham is a CFP® and ChFC® with 15 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. She has previously worked at firms including Lido Advisors, U.S. Bancorp Investments, Schwab Private Client Investment Advisers, and TIAA. Outside of her advisory role, she is a licensed notary public and operates a book re-selling business specializing in rare and collector books. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts, and offers a range of implementation options including ETFs, mutual funds, and separately managed accounts.

Gary Drury is a Series 63 licensed financial advisor at Lincoln Investment with 36 years of industry experience. He has worked at Lincoln Investment Planning, Inc. since 1999. Outside of his advisory role, he has been involved in the restaurant business at Pelicans Restaurant since 1979. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a particular focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a variety of advisor-managed and firm-managed investment programs.

Gracie Horton is a CFP® professional with two years of experience at Mercer Global Advisors Inc. She previously worked at American Century Investments and has an academic background from the University of Kansas. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based approach, emphasizing diversified, risk-appropriate portfolios with multi-factor tilts and offers a variety of implementation options including ETFs, mutual funds, and separate account solutions.

Garrett Hawkins is a CFP® professional with nine years of industry experience, currently advising at Mariner since 2026. His prior roles include positions at GWFS Equities, Inc., LPL Financial LLC, and Wells Fargo Clearing Services. Mariner serves a diverse client base including individuals, pension plans, and charitable organizations, offering investment management, financial planning, and specialized services like coordinated tax and Core Family Office solutions. The firm employs discretionary, customized portfolios supported by internal and third-party research and provides integrated tax, accounting, and financial wellness services uncommon in large advisory enterprises.

Michelle Thebeau is a financial advisor at Mariner with 10 years of industry experience. She holds a Series 65 credential and has worked at Mariner since 2015, including through its evolution to Mariner Wealth Advisors. Prior to that, she spent one year at Kummer Financial Strategies, LLC. Mariner serves a diverse client base, including individuals, pension and profit-sharing plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and access to pooled vehicles and third-party managers. The firm is notable for its integrated tax and accounting services alongside discretionary, customized portfolio management supported by an Investment Committee and a broad range of strategies.

Katelyn Cerullo is a financial advisor at D.A. Davidson & Co. in Denver, CO, with eight years of industry experience and holding a Series 66 designation. Her prior roles include positions at Securities America Advisors, KMS Financial Services, and SALAL Credit Union. Outside of her advisory work, she participates in the Lowe's Incentivised Reviewer Program, writing product reviews monthly. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employers, high-net-worth individuals, charitable organizations, and corporate clients. The firm offers ERISA retirement plan advisory services, equity research, comprehensive financial planning, and a private wealth program while operating under fiduciary standards and utilizing both qualitative and quantitative investment analysis.

Mckenzie Johnson is a financial advisor at Creative Planning with 21 years of industry experience. He holds the Series 66 designation and has worked previously at Lockton Investment Advisors, Lockton Financial Advisors, Lockton Companies, Kestra Financial Services, Principal Life Insurance Company, and Princor Financial Services. Johnson has been with Creative Planning since 2021. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies, alongside selective private market exposure and institutional retirement plan services.

Alexander Perry is a financial advisor with PNC Wealth Management in Littleton, CO, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at CliftonLarsonAllen Wealth Advisors, Alpha Capital Family Office, Fidelity Brokerage Services, and Bank of America. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available by invitation to employees with existing PNC Bank online-banking credentials. The program uses algorithm-driven risk assessment and implements investments via approved model strategies managed by PNC or third-party strategists.

Julia Messineo is a CFP® professional with five years of industry experience. She is currently with Mercer Global Advisors Inc. in Denver, CO, where she has worked since 2021. Her prior experience includes roles at Bank of America and Merrill. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm uses a globally diversified investment approach grounded in Modern Portfolio Theory and offers specialized services and client education programs.

Nolan Schultz is a CFP® professional with eight years of industry experience, currently serving as an Associate Wealth Advisor at CWM, LLC. He has held roles at Carson Wealth, Cetera Advisor Networks, and Charles Schwab, among others. Outside of advisory work, he is also an insurance agent specializing in life, health, and accident coverage. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, corporations, and institutional clients through a network of over 600 advisors. The firm provides portfolio management, financial planning, and retirement-plan services, typically managing discretionary accounts using model portfolios guided by an internal Investment Committee and combining various analytical and customization tools.

Samuel Remy is a financial advisor at Citigroup Global Markets with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been with JPMorgan Chase bank and J.P. Morgan Securities Inc. since 2010. He is based in Denver, Colorado. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and integrates unique institutional capabilities such as in-house research, derivatives services, and specialized lending solutions.

David Hartley is a financial advisor with Hornor, Townsend & Kent, LLC, holding a Series 66 credential and 19 years of industry experience. His prior roles include positions at VALIC Financial Advisors and Agia. In addition to his advisory work, he owns Wealth Wellness LLC, a financial planning practice, and is involved in insurance brokerage focused on life products through Penn Mutual. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily on a non-discretionary basis through third-party asset managers and financial consulting. The firm emphasizes client-directed implementation and oversight with a range of investment strategies and retirement plan fiduciary services.

David Seems is a financial advisor with Principal Financial Services in Highlands Ranch, CO. He holds the ChFC® designation and Series 63 license, and has 43 years of industry experience. He is the owner of Business Advisors, LLC, a firm he has operated since 2002, and has worked with Principal Life Insurance Company and Princor Financial Services Corporation since 2004. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs through both advisory and promoter arrangements.

Joel Christman is a financial advisor with Eagle Strategies (NY Life) based in Golden, Colorado. He holds the Series 63 and Series 66 licenses and has 17 years of industry experience. Prior to his current role, he worked at Foreside Fund Services and Henderson Global Investors. Christman serves as president and board member of the Golden Civic Foundation, which supports community development through grants and small business loans. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm operates primarily on a non-discretionary basis and offers a range of program types tailored to client objectives and plan sponsor criteria within an integrated New York Life affiliate structure.

John Suarez is a financial advisor with NewEdge Advisors in Denver, CO, holding a Series 66 license and 15 years of industry experience. He previously worked at Bank of America and Merrill Lynch for nine years each before joining NewEdge Advisors and LPL Financial in 2019. Outside of advisory work, he has involvement with River Basin Distillery, LLC, a distillery based in New Orleans. NewEdge Advisors serves a diverse client base including individuals, trusts, pension plans, corporations, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management through a wrap fee program that integrates asset management with financial planning, employing a combination of mutual funds, ETFs, and individual securities with regular portfolio reviews and rebalancing.

Eleni Yeros is a CFP® and holds a Series 65 license with seven years of industry experience. She has worked at Wambolt & Associates since 2018 and joined both CWM, LLC and Carson Wealth in 2025. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm employs model portfolios managed by an in-house Investment Committee and offers services including portfolio management, financial planning, and retirement-plan solutions, emphasizing fiduciary processes and a range of operational features such as revenue-sharing disclosures and a lead-generation platform.

Patricia Kummer is a Certified Financial Planner® with over 41 years of industry experience. She is currently with Mariner and has previously been associated with Mutual Securities Inc. and her own firms, Kummer Financial Strategies, LLC and Kummer Financial Strategies, Inc. In addition to her advisory work, she is an author based in Highlands Ranch, Colorado. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, tax services, and retirement plan consulting. The firm utilizes discretionary, customized portfolios supported by in-house research and third-party managers, with capabilities spanning equities, fixed income, alternatives, and digital assets.

Adam Kucsan is a financial advisor at Transamerica Retirement Advisors, LLC with 11 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to joining Transamerica in 2018, he worked at Scottrade and Wag Labs. Outside of his advisory role, he serves as CEO of Katies Klozet, an app development company. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed advice programs, utilizing proprietary software and portfolio oversight from Morningstar Investment Management. The firm operates at scale with a high client-to-advisor ratio and focuses on asset allocation and retirement guidance without targeting high-net-worth clients or offering standalone financial planning.