Geoffrey Dietzel is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 designations and 36 years of industry experience. He has worked at Brunswick Financial Group LLC since 2003 and was previously associated with Pruco Securities, LLC from 2003 to 2024. He is involved with The Garback Agency as an associate producer and serves as director and owner of Brunswick Financial Group, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to financial planning, third-party asset managers, and insurance products through affiliated entities.

Ian Ruderman is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and Massachusetts Mutual Life Insurance Company since 2016. Outside of his advisory work, Ruderman is involved in several ventures including ownership of a whisky event company, participation as a partner in a distillery, and serving as president of a college alumni board. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved software tools to analyze client goals and provides ongoing, collaborative financial planning engagements.

Erick Simonds is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and PNC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with advanced research and operational tools.

Sean Roche is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and possessing 29 years of industry experience. His prior roles include positions at Fulton Financial Advisors, Raymond James Financial Services, Santander Bank, Wells Fargo Clearing, PNC Wealth Management, and Banc of America Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with a focus on flexible investment strategies implemented by a large network of investment adviser representatives.

Debra Fournier is a CFP® with 32 years of industry experience, currently affiliated with LPL Financial. Her career includes roles at Seaview Wealth Management, LLC, Harbor Lights Financial Group, Inc., and Citigroup Global Markets. She is involved with the Association of Divorce Financial Planners and the Institute for Divorce Financial Analysts and owns a business called Fiscal Fitness for Women. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, institutions, and retirement plan participants. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by a large network of investment adviser representatives.

Richard Curley is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 44 years of industry experience. His prior firms include Cambridge Investment Research Advisors, Kenilworth Asset Management, Chicago Investment Group, and Ryan Beck & Co. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a variety of financial planning and investment management solutions, including model portfolios and institutional platforms.

Joseph Bonacci is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS Financial Services from 2009 to 2023 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Steven Kochenour is a financial advisor at Ameriprise with 23 years of industry experience. He holds the Series 66 designation and has been with Ameriprise Financial Services since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Nicole Andres is a Private Wealth Manager at Merrill Private Wealth Management, where she leads a team dedicated to providing customized wealth strategies to clients. Her role involves designing bespoke portfolios that integrate clients' goals, risk tolerance, time horizon, and income needs into personalized strategies. She works closely with high-net-worth individuals and families to help them navigate complex financial decisions, addressing a wide range of needs including education planning, family wealth management, legacy planning, liquidity management, and tax minimization. Before joining Merrill, Nicole served as a Director with Credit Suisse Private Bank for fifteen years and spent nine years in the Private Client Services division of Donaldson Lufkin & Jenrette prior to its acquisition. She began her financial services career in 1990 at First Manhattan Company in the Research Division. Nicole holds a bachelor's degree from Vassar College and has completed graduate coursework at Fordham University's Gabelli School of Business. She has earned recognition, including being named one of Barron's Top 100 Women Financial Advisors from 2007 to 2015. Nicole is involved in community organizations such as the University of Dayton Parent Leadership Council. Outside of her professional work, she enjoys cooking, running, spending time with her family, and traveling.

Nicholas Columbo is a Series 66-licensed financial advisor with 19 years of industry experience. He is currently with Morgan Stanley, where he has worked since 2026, following a 17-year tenure at Merrill. Outside of his advisory role, he serves as a board member for the Toms River Basketball Association, a charitable organization, where he helps oversee operations and coordinates teams and coaches. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through various financial planning and investment strategies.

Steven Fuerbacher is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His prior roles include positions at Santander Securities, LLC and Santander Bank, NA, where he worked for a combined 14 years. Outside of advisory work, he is a member and manager of Next Level Financial LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing a broad platform that supports both discretionary and non-discretionary investment strategies.

Perry Weyser is a CFP®-certified financial advisor with 27 years of industry experience, currently practicing at Cetera. He previously spent significant time at Avantax Investment Services, Inc., and Avantax Insurance Agency, LLC. Outside of advising, he is a partner at Goode & Weyser, CPA, LLC, where he prepares individual and business tax returns, and serves as a referral partner for Merchant Advocate, helping small business clients review credit card processing expenses. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform that incorporates affiliated and third-party managers across multiple program structures.

Harry Appel is a financial advisor with Cambridge Investment Research Advisors holding Series 66 and Series 63 licenses and has 15 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2022 and previously spent nine years at United Planners' Financial Services. Outside of his advisory role, he owns Parkwood Associates, where he provides life insurance services and pension consulting. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of thousands of financial professionals. The firm employs both discretionary and non-discretionary management approaches and provides access to multiple platforms and proprietary model strategies.

Timothy Korwin is a financial advisor with MassMutual Investors Services and holds a Series 66 designation. He has 10 years of industry experience, including prior roles at Merrill, Bank of America, and MetLife Securities. He also works as an insurance broker in health insurance sales. MassMutual Investors Services operates as a broker-dealer and registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools and collaborative annual planning relationships.

Tony Ganter is a Planning Consultant at Fidelity Investments, a role he has held since 2024. Prior to this, he served as a Relationship Manager at Fidelity Investments from 2023 to 2024 and as a Financial Representative from 2022 to 2023. In his professional approach, Tony emphasizes the importance of trust in financial relationships. He focuses on understanding individual goals, values, and financial situations to co-create bespoke financial plans that are tailored to each person’s unique circumstances and adaptable over time. Outside of his professional work, Tony's personal interests include activities such as beach visits, fitness, golf, music, and running.

John Kriarakis is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 19 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, NA since 2009. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative due diligence, incorporates ESG eligibility frameworks, and leverages broader derivatives and commodities capabilities through various regulatory registrations and affiliated entities.

Evette Johnson is a financial advisor at Equitable Advisors with four years of industry experience. She holds the Series 66 designation and has worked at Equitable Advisors since 2022. Outside of her advisory role, she has been involved with Sunbeam Preschool since 2014. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs. The firm emphasizes personalized client assessment and uses a range of third-party advisory models and tools to deliver its services.

Thomas Chiellini is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and less than one year of industry experience. His prior work includes service in the Army and various roles outside the financial sector, including positions with Long Beach Township Beach Patrol and Enterprise Rental Cars. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm uses firm-approved software and collaborative planning processes to deliver written recommendations, with optional implementation through separate brokerage or insurance arrangements.

Christopher Amato II is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley-affiliated firms since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured planning tools and the input of a Global Investment Committee.

Kurt Akersten is a financial advisor at Fidelity with 29 years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Citigroup. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including advisory roles for registered investment companies and a Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage diversified model portfolios.