Edward Skibicki Jr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith, Inc. He is also president of Skibicki Capital, a private business involved in investment-related activities and insurance/benefits. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm employs a range of investment strategies through independent financial professionals and proprietary models, with institutional features such as advisor transition support and documented business relationships that include legal and accounting services.

Yoshua Tejada Torres is a financial professional with Cetera and holds a Series 66 designation. He has been with Cetera and related entities since 2025 and has additional work experience as a full-time charter bus driver. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a broad network of independent advisors. The firm offers a multi-manager platform with various portfolio management and planning services, managing over $256 billion in assets across more than 10,000 advisors.

Lisa Sninski is a financial advisor at LPL Financial with five years of industry experience. She previously worked at Wells Fargo Clearing for four years and Valente and Accos. LLC for nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives.

Marina Iskandar is a financial advisor at Fidelity with seven years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at Wells Fargo Clearing and Wells Fargo Bank. She is part of Strategic Advisers LLC, a Fidelity Investments company that serves retail and institutional clients, providing investment management and advisory services through a combination of fundamental research and quantitative analysis. The firm is notable for its use of algorithmic portfolio construction and its advisory role to multiple registered investment companies.

James Leblo is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Equitable Advisors, he worked at Innovative Wealth Partners and has experience in both academic and community settings. Outside of his advisory role, he was involved with a local bar and recreation department. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates primarily through LPL-sponsored programs and endorsed TAMPs, managing a mix of discretionary and non-discretionary assets.

Stephen Cocco is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and over 20 years of industry experience. His career includes roles at Hanson Faso Sales & Marketing, Innovate Food Inc, and Good Groceries Company Inc, as well as his own consulting firm, Cocco Consulting. He is also involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through Pershing and BNY Mellon Advisors.

Steven Tenenzapf is a financial advisor at Equitable Advisors with 14 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2012, previously associated with Axa Advisors, LLC. Outside of his advisory role, he is involved with the Edward R DeFeo Insurance Agency specializing in property and casualty insurance. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model that combines advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Abraham Brukirer is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has previously worked at H&R Block, Park Avenue Securities, Guardian Life Insurance, Beth Medrash Govoha, and Yeshiva HaGrach. Outside of advising, he is involved in tax preparation and agricultural activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, including model portfolios and retirement plan consulting, with both discretionary and non-discretionary management options.

Patrick Pacillo is a financial advisor at Wells Fargo Advisors with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors and its related entities since 2009. In addition to his role at Wells Fargo, he is the sole owner of Pacillo Wealth Management, LLC, a financial advisory business based in Belmar, NJ, and holds a majority interest in Pacillo GP, LLC, a merchant partnership in Palm Beach Gardens, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. It offers a broad range of investment and fee-based financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special-needs analysis, and divorce planning.

Joseph Rusbarsky is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 18 years of industry experience. His prior work includes roles at Santander Securities, Massachusetts Mutual Life Insurance Company, and MetLife Securities. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and multiple program structures.

Harry Schall is a financial advisor with OSAIC in Manalapan, NJ, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with OSAIC since 1994 and has also operated a sole proprietorship providing accounting and tax return preparation services since 1982. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and investment advisory services. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms, including access to third-party money managers and wrap programs.

Matthew Wojcik is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He worked at UBS Financial Services for over two decades before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2023. Outside of his advisory role, he is the sole proprietor of Whoa Joe LLC, a real estate business based in The Villages, Florida. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and integrates tools like Monte Carlo simulations and secular return estimates to support its planning process.

Benjamin Kaplowitz is a Senior Financial Advisor at Merrill Lynch Wealth Management. With over 12 years of experience in the financial industry, he specializes in developing personalized financial strategies tailored to the unique needs of his clients. He assists clients with areas including family wealth management, liquidity management, retirement planning, philanthropic planning, portfolio management, small business strategies, and tax minimization. Benjamin holds a Bachelor's Degree and a Master's Degree from Beth Medrash Govoha and carries the designation of Personal Investment Advisor (PIA). He follows Merrill's tradition of community participation and spends time volunteering with organizations in his local community. Outside of his professional work, Benjamin has interests in baseball, basketball, running, and writing. He works one-on-one with clients to develop financial strategies designed to help pursue their long-term goals.

James Jackson Jr is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and bringing 25 years of industry experience. He has been with various Wells Fargo entities since 2010. Outside of finance, he operates Darkechilde Photography, providing event photography services. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, utilizing proprietary research and tools to develop tailored client recommendations.

Melanie Kramer is a financial advisor at Stifel with five years of industry experience. She holds a Series 66 designation and has worked at Stifel since 2023. Prior to her career in finance, Melanie spent six years with Pure Barre and was self-employed for 15 years. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Brandon Laday is a Series 66-credentialed financial advisor with four years of industry experience, currently affiliated with LPL Financial. His prior work includes roles at ICG Next, JB Hunt, Monster Energy Inc., and the University of Alabama. He is involved with ICG Next, a business related to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, institutions, and charitable organizations through a national network of advisers. The firm offers various advisory programs, financial planning services, and utilizes both discretionary and non-discretionary management approaches supported by proprietary and third-party research.

Craig Reid is a financial advisor at Equitable Advisors with 37 years of industry experience. He holds a Series 66 designation and has been with Equitable Advisors and its predecessor AXA Advisors, LLC since 1999. Outside of his advisory role, he is involved with Titan Agency, a property and casualty business. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating as both an SEC-registered investment adviser and a broker-dealer.

David Wren is a CFP® professional with 34 years of industry experience, currently affiliated with Cetera. He has worked at Cetera ADVISORS LLC since 2013 and at Safe Harbor Wealth Partners LLC since 2026. Outside of financial advising, he serves on the boards of two condominium associations and is involved in real estate development as a partner. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform, including access to affiliated and unaffiliated third-party managers and various program structures.

Nicole Gibson is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2021. Gibson also has a longer tenure at JPMorgan Chase Bank, N.A., where she has worked since 2011. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Mark Vandzura is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Equitable Advisors since 2014 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he serves as a trustee for a family trust, facilitating transactions for trust assets custodied at Fidelity. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through a variety of third-party programs. The firm utilizes a hybrid referral and implementation model, offering both advisory and brokerage services tailored to client goals and risk tolerance.