Jeffrey Harris is a financial advisor at UBS Financial Services with a Series 66 designation and four years of industry experience. He joined UBS in 2020 after working at Phyton Talent Advisors from 2019 to 2020. He holds a degree from Rutgers University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

James Capuano Jr. is a financial advisor at LPL Enterprise with 44 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining LPL Enterprise in 2024, he spent over three decades at The Prudential Insurance Company of America and Pruco Securities, LLC. He is also involved in soliciting and selling property and casualty insurance, as well as servicing Medicare Supplement insurance products. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutions, providing financial planning, advisory, and brokerage services. The firm offers access to model portfolios, third-party asset management, and a range of insurance products through an integrated platform that combines advisory programs with active product sales.

Richard Quense Jr. is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. His prior work includes roles at Securian Financial Services and Minnesota Life Insurance Company. Outside of financial services, he is employed in the food and beverage industry at Taka in Asbury Park, NJ. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors and features multiple program structures with discretionary and non-discretionary management options.

Jeffrey Seidel is a financial advisor at UBS Financial Services with 11 years of industry experience. He has worked at UBS since 2017 and previously held roles at Park Avenue Securities and Guardian Life Insurance. Outside of his advisory work, he owns and operates a business providing bartending services, mixology classes, and live music performances for private events, and he participates in fundraising activities for The First Tee of the Jersey Shore, a youth nonprofit program. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including fee-based financial planning and a range of capital markets functions.

Dennis Beaumont is a CFP® with 29 years of experience in the financial services industry. He is currently with LPL Enterprise and previously worked at firms including The Prudential Insurance Co. of America, Pruco Securities, Brokers International Financial Services, Beautiful Mountain Group, and Allstate Insurance. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charities, corporations, and institutional clients, offering financial planning, advisory services, and access to a range of investment and insurance products through an integrated platform.

Michael Cantor is a financial advisor with Ameriprise in South Amboy, NJ, holding a Series 66 designation and 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice through a centralized consulting team.

Ketan Purohit is a financial advisor at Ameriprise with 23 years of industry experience. He holds Series 65 and Series 66 designations and has previously worked at UBS Financial Services and Charles Schwab. Ameriprise Financial Services is a large firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing advice focused on income sources and tax-aware withdrawal strategies. Their approach integrates proprietary research and third-party data within a set investment universe influenced by affiliated product relationships.

Karen Costagliola is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has been with Morgan Stanley since 2013, with a brief tenure at Wells Fargo Clearing from 2017 to 2018. Outside of her advisory work, she is an independent distributor for Young Living and a consultant for Rodan and Fields, both multi-level marketing companies. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and offers financial plans based on structured discovery conversations and firm-approved planning tools.

Cari Pakula is a financial advisor at Stifel with 30 years of industry experience. She has been with Stifel since 2007 and holds Series 63 and Series 65 designations. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning analyses.

Scott Allen Jr. is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. His prior work includes roles at Rowan University, Mondelez International, and Walmart. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates primarily through LPL-sponsored programs and endorsed third-party managers to deliver both advisory and brokerage solutions.

David Shaw is a financial advisor with Cetera, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Edward Jones and Securian Financial Services, among others. In addition to advisory work, he is involved in fixed insurance sales as an independent contractor with Allied Wealth Partners and as an agent for Premier Brokerage Services. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporations, and institutional accounts, offering a range of portfolio management and financial planning services through a large network of independent advisors.

Daniel Shearer is a financial advisor at Equitable Advisors with 24 years of industry experience. He holds a Series 66 designation and has been with Equitable Advisors since 2005, previously associated with Axa Advisors. Outside of his advisory role, he is involved with Zenith Marketing, focusing on Medicare supplement insurance. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through various third-party programs. The firm employs a hybrid referral and implementation model, utilizing multiple asset managers and offering both advisory and brokerage channels.

Ryan Orsley is a financial advisor with Ameriprise in Little Silver, NJ, holding a Series 66 designation and 20 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, providing detailed written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary retirement advice, with an emphasis on assets held in Ameriprise Managed Accounts.

Kimberly Vazquez is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds Series 66 and Series 63 licenses and previously spent 24 years at Goldman, Sachs & Co. before joining Morgan Stanley Smith Barney LLC in 2023. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery, firm-approved tools, and market scenario modeling, with a range of services including wrap programs and private fund relationships.

Robert Greco is a financial advisor at OSAIC with 28 years of industry experience. He holds a Series 63 designation and previously worked for Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. for ten years each. In addition to his advisory role, he is involved in the sales and service of insurance products for individuals, families, and businesses. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various portfolio construction tools and offering access to third-party money managers and wrap programs.

Allan Proske is a financial advisor with Cetera who holds a Series 63 designation and has 34 years of industry experience. He has worked at Cetera and its affiliated entities since 2013, including First Allied Securities and First Allied Advisory Services. Outside his advisory role, he serves as board president of the nonprofit Family Resources Associates and is involved in multiple coaching and entrepreneurial ventures. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, with access to affiliated and third-party managers across various program platforms.

Jason Feder is a financial advisor with UBS Financial Services in Red Bank, NJ, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. He has been with UBS Financial Services Inc. since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Mark Amato is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with MML Investors Services, Inc. and Massmutual Life Insurance Company since 2002. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software tools to support collaborative, goal-oriented planning.

Daniel Rasmussen is a financial advisor at Merrill with over 21 years of industry experience. He holds the Series 66 designation and has been with Merrill since 1993. Outside of his advisory role, he serves as an executor for a family estate. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Steven Barsolona is a financial advisor with LPL Financial and holds Series 63 and Series 65 credentials. He has 32 years of industry experience, including prior roles at Santander Securities and Santander Bank. Barsolona operates Barsolona Financial, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of representatives. The firm offers diversified advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.