Miriam Lerdo is a financial advisor at Morgan Stanley with 44 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley and its predecessor entities since 2008. Morgan Stanley Wealth Management serves individual and institutional clients through a variety of advisory programs, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and provides services that include estate planning and corporate financial planning agreements.

Stephen Mcpherson is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 designations and 19 years of industry experience. He previously worked at Charles Schwab and TD Ameritrade before joining Raymond James. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting through a range of portfolio management styles and affiliated research.

Aaron Paglia is a financial advisor with Equitable Advisors, holding a Series 66 designation and 11 years of industry experience. He has been with Equitable Advisors since 2014 and previously worked with Axa Advisors. Paglia also has involvement in an outside insurance business. Equitable Advisors serves individual clients—including both non-high-net-worth and high-net-worth individuals—as well as pension plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both firm-offered and third-party advisory solutions.

Padmaja Kotagiri is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and has been affiliated with Massachusetts Mutual Life Insurance Company since 2016. Previously, she spent 16 years with Metlife Securities Inc. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and a collaborative annual planning process.

T.J. Lauch serves as Vice President Private Wealth Management Advisor, focusing on assisting families with multi-generational wealth through holistic planning and trusted relationships. He has been with Fidelity Investments since 2011, progressing from Vice President, Financial Consultant to Vice President, Executive Planning Consultant, and currently holds his current role since 2023. His professional experience encompasses wealth management and financial consulting. T.J. holds a California Insurance License, supporting his advisory services. Outside of his professional work, he engages in personal interests such as beach activities, biking, concerts, family activities, parenthood, and running.

Frank Hellriegel is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has worked with firms including PNC Investments and Morgan Stanley Dw Inc. He has been associated with Wells Fargo Clearing in two separate periods totaling 12 years. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Karen Warde is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and having 20 years of industry experience. She has worked with Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where she has been since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Vincent Campasano is a financial advisor at UBS Financial Services with 22 years of industry experience. He holds a Series 66 designation and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, discretionary and non-discretionary portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances.

Edward Mccay is a financial advisor at Ameriprise with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Bank of America, Merrill, and Ameriprise Financial Services, Inc. His current tenure at Ameriprise began in 2023. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning through written recommendation reports and ongoing advice addressing income sources and tax-aware withdrawal strategies.

Christopher Cevasco is a financial advisor at LPL Financial with 31 years of industry experience. He previously spent 28 years at Cadaret, Grant & Co., Inc. Outside of his advisory role, he is involved in accounting and tax preparation through Cevasco & Associates LLC and provides accounting services for a dental practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Stephen Mayrose is a financial advisor with Morgan Stanley in Red Bank, NJ, holding a Series 66 credential and bringing 26 years of industry experience. He has been with Morgan Stanley since 2013 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools including Global Investment Committee’s return estimates and Monte Carlo simulations to model outcomes.

Kevin Lange is a financial advisor with Merrill in Iselin, NJ, holding Series 66 and Series 63 credentials and four years of industry experience. His prior work includes roles at Bank of America, Charles Schwab, and Fidelity Investments. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Louis Bruno III is a financial advisor with Osaic Wealth, Inc. based in Red Bank, NJ. He holds Series 63 and Series 66 licenses and has 23 years of industry experience. Prior to joining Osaic, he worked at Fidelity Investments and Fidelity Brokerage Services LLC for a combined 13 years. Osaic Wealth, Inc. serves a diverse clientele including individual, high-net-worth, institutional, and charitable investors through a broad network of advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a range of portfolio construction tools and access to third-party money managers.

Tori Rymer is a Planning Consultant at Fidelity Investments, a position she has held since 2020. She has been with Fidelity Investments since 2016, advancing through roles such as Financial Consultant, Investment Consultant, and Financial Representative. Prior to joining Fidelity, she worked as a Client Service Associate at Harbor Lights Financial Group from 2014 to 2016. Over the past decade, Tori has gained experience working with clients facing diverse financial situations. She is focused on helping clients achieve their financial goals through thoughtful planning and consultation. Her background includes a progression of roles that have built her expertise in financial advisory services. In her personal time, Tori enjoys the beach, movies, traveling, and spending time with her pets.

Paul Inzerillo is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and three years of industry experience. His prior experience includes roles at Equitable Advisors, LLC and JPMorgan Chase Bank, N.A. He is currently based in Staten Island, NY. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities.

Michelle Bada is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and having 29 years of industry experience. She has been with Merrill since 1998. Outside of her advisory work, she is listed as a part owner of a family restaurant in Wildwood Crest, New Jersey. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a range of model-based and discretionary investment strategies.

Stephen Luthmann is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Securities LLC, Merrill, and Morgan Stanley. Outside of his advisory role, he has a 50% ownership interest in an Amazon FBA e-commerce startup held through a holding company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement plan consulting services.

Frank Cafiso is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has nine years of industry experience. He has worked at Cetera and its affiliates since 2019 and previously at S & F Equity Corp. He is also licensed as an insurance agent, selling life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large national network of independent advisors.

William Gunderson is a financial advisor with OSAIC in Brooklyn, NY, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Royal Alliance Associates and Maiorano & Associates. In addition to advisory services, he operates a sole proprietorship as an insurance agent selling fixed insurance products and works as an accountant preparing tax returns. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a variety of portfolio management tools and access to third-party managers.

Richard Laskin is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 34 years of industry experience. He has worked with Cetera since 2017 and has held roles at SII Investments, Inc. and Brunswick Wealth Management, LLC. Outside of his advisory duties, Laskin serves as president of Brunswick Wealth Management LLC, where he is involved in tax preparation, accounting, financial services, and fixed insurance. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, with access to affiliated and third-party managers and various program structures.