Annunziata Romanzo is a Senior Financial Advisor at Merrill Lynch Wealth Management. Her expertise includes corporate executive services, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, tax minimization, and retirement income. Annunziata is committed to working proactively with clients to develop and implement planning-based strategies that help prioritize and pursue their most important financial goals. Annunziata holds a Bachelor's degree from the University of New Hampshire. Outside of her professional life, she enjoys cooking, golfing, and spending time with her family.

Dennis Brennan is a financial advisor with J.P. Morgan Securities in Garden City Park, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with J.P. Morgan Chase, NA since 2016. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers its program on a non-discretionary basis, combining large institutional advisory operations with broker-dealer and investment adviser capabilities.

Jose Velasquez is a Planning Consultant at Fidelity Investments, where he works with clients to provide education and guidance tailored to their unique financial situations, ensuring that their investment strategies align with their financial goals. He has been with Fidelity Investments since 2021, holding roles including Financial Representative, Relationship Manager, Investment Consultant, and currently Planning Consultant. His professional experience spans multiple roles within Fidelity Investments, reflecting a progressive career focused on client financial planning and investment strategy. Jose's approach centers on understanding individual client needs to support their financial objectives effectively. Outside of his professional work, Jose has interests in baseball, football, hiking, outdoor adventures, and running.

Dawn Vittorio Pike is a financial advisor with Merrill, holding a Series 66 designation and 25 years of industry experience. She has worked at Merrill since 1995. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Kwan Rok Kong is a financial advisor with Ameriprise in Great Neck, NY, holding a Series 66 designation and 18 years of industry experience. Prior to joining Ameriprise in 2020, he worked at Morgan Stanley and Morgan Stanley Private Bank from 2013 to 2018. Ameriprise provides a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets, offering comprehensive written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice, primarily for clients with assets managed within Ameriprise accounts.

Dawn Eggers is a financial advisor at Merrill with 28 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1996. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Handel is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in guiding individuals and families through their financial journeys. He focuses on a range of client needs including family wealth management strategies, legacy planning, liquidity management, retirement planning, portfolio management, special needs planning, individual and corporate investment strategies, tax minimization, and retirement income. Michael holds a Bachelor's Degree from the University of Michigan and carries the Personal Investment Advisor (PIA) designation. He adheres to a client-centered philosophy, working one-on-one to develop personalized financial strategies tailored to long-term goals. In addition to his professional work, Michael is involved in his community as a youth sports coach. Outside of work, his personal interests include golfing, ice hockey, music, pickleball, reading, skiing, and yoga.

Daniel Malone is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with J.P. Morgan Securities since 2014 and has also worked with JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Russell Mcmanus is a financial advisor at Ameriprise with 13 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2010. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Kaitlin Martinez is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms including HSBC Securities, New York Life Investment Management, and multiple roles within J.P. Morgan entities. Outside of her advisory work, she serves as the Director of Strategic Partnerships at Alliance Homecare, focusing on home health care sales and relationship development. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Matthew Heslin is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2016. Outside of his advisory role, he serves on the Investment Committee of the Tomorrow’s Hope Foundation, an education-focused nonprofit in Uniondale, New York. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and research, with approximately $2.74 trillion in client assets under management.

Damon Silverstein is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley since 2017, following prior roles at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and committee-driven investment estimates.

Tracey Bierman is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has worked at Merrill since 2012 and previously held positions at Wells Fargo Clearing and Morgan Stanley. Outside of her advisory work, she operates a part-time sole proprietorship focused on crafts and handmade party supplies. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a broad range of individual and institutional clients.

Ashley May is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in helping clients build solid financial frameworks tailored to each chapter of their lives. Ashley's focus areas include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, socially responsible and values-based investing, women and wealth, and retirement income. Ashley has been in the financial services industry since 2011. She holds the Certified Private Wealth Advisor (CPWA) designation and the Personal Investment Advisor (PIA) credential. She earned her bachelor's degree from New York University, where she graduated magna cum laude and was awarded the College Prize in Politics for excellence in her field and service to the department. Ashley lives in Locust Valley, New York. She is involved with Cove Animal Rescue and participates in walking shelter dogs. Her personal interests include biking, reading, yoga, and spending time with her family.

Glenn Graepel is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 licenses and with 32 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Matthew Smart is a financial advisor at Primerica Advisors with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at PFS Investments Inc. and Primerica Financial Services since 2015. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates on a large scale with nearly 3,700 advisors and $15.5 billion in assets under management, utilizing model-delivery strategies from unaffiliated asset managers and offering various portfolio approaches including strategic and tax-managed models.

John Hernandez is a financial advisor at OSAIC with 52 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including SagePoint Financial and Doral Asset Managers, where he is CEO and sells life and health insurance as well as fixed annuities to individuals and businesses. Hernandez is based in Massapequa, NY. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and supports both discretionary and non-discretionary account management, with a complex platform footprint that includes multiple mergers and private equity ownership.

Charles Dullea is a Series 66–licensed financial advisor with UBS Financial Services, where he has worked since 2011. He has 14 years of industry experience. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and both discretionary and non-discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management and offers proprietary research and capital markets services to support tailored client strategies.

Richard Eisman is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in managing investment portfolios and providing financial advice to individuals and families. Richard focuses on creating personalized wealth management strategies to help clients pursue their long-term financial goals through tailored investment planning. His areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income planning. Richard holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Massachusetts System. Outside of his professional work, Richard enjoys baseball, biking, camping, gardening, music, reading, spending time with his family, traveling, and watching movies. His approach emphasizes one-on-one collaboration to develop financial strategies aligned with clients' personal objectives.

Xavier Rodriguez is a financial advisor at Morgan Stanley with five years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at J.P. Morgan Securities, BNY Mellon, LPL Financial, and Banco Popular. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering tailored financial planning programs and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using approved tools and does not provide individual security recommendations within its standalone planning services.