Joshua Mcmillen is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. His prior roles include positions at MassMutual Life Insurance Co, MML Investors Services, LLC, and Easton Winwater. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides advisory and investment management services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

John Lima is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses and has worked at Merrill since 2017, following a year at Santander Bank N.A. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Akbar Tirmizey is a financial advisor with Merrill, holding a Series 66 credential and three years of industry experience. His prior work includes roles at Bank of America N.A., Savings Bank Life Insurance, and Allstate Insurance. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Kerri Converse is a financial advisor at Merrill with 13 years of industry experience and holds Series 63 and Series 66 licenses. She has been with Merrill since 2011. Outside of her advisory role, she works as an independent consultant designing merchandise for an online business and serves as a board member for a local athletic association, where she helps organize community fundraising events. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and institutional investors.

Dawn Nahrgang is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has been with Edward Jones since 2011. Outside of her advisory work, she serves as a Mental Health Counselor Intern at the Comprehensive Community Action Program as part of her practicum toward a master's degree. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 advisors and offers a range of advisory programs and investment strategies under a fiduciary standard.

Logan Zandri is a financial advisor at Merrill with one year of industry experience and holds a Series 66 designation. Prior to joining Merrill, he was involved in various roles including work at Holy Spirit Parish and running Zandri's Martial Arts. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Jared Brazil is a financial advisor with Merrill, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Merrill since 2009 and is also affiliated with Bank of America, N.A. since 2008. Merrill provides managed account services through the Select Portfolio Solutions program, serving a wide range of clients including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s broader financial platform.

Jameson Maloney is a Series 66 licensed financial advisor at Merrill with 8 years of industry experience. He has been with Merrill since 2017 and previously worked at CVS Health from 2015 to 2017. Outside of his advisory role, he is involved in a guardianship position through a non-investment-related entity based in Rhode Island. Merrill provides managed account services to Bank of America fiduciary clients as part of the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, and institutional investors.

Mark Soltys is a financial advisor with Merrill in Riverside, RI, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has been with Merrill since 2009. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations. The firm is integrated with Bank of America’s broader platform, allowing access to a wide range of investment products and services.

Peter Janik is a financial advisor at Merrill with 18 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates its investment solutions within Bank of America’s broader corporate platform, providing access to a wide set of products and services.

Ryan Follett is a Wealth Management Advisor with Merrill Lynch Wealth Management. He provides guidance to individuals and families in pursuing their financial goals, specializing in college education planning, corporate and employee benefits, personal retirement planning, and retirement income. He applies his background in education and finance to develop long-range financial strategies tailored to clients' risk tolerance, cash-flow needs, and time horizons. Ryan began his career with Merrill Lynch in 2019 and previously worked with corporate benefit programs, including equity compensation and deferred compensation plans. Before entering financial services, he was a high school mathematics teacher and coach. He earned a Bachelor of Science in Mathematics from the University of Texas at Austin and holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP®), Accredited Asset Management Specialist™ (AAMS®), and Personal Investment Advisor (PIA). A native of Sweeny in Brazoria County, Ryan is active in his community, having served on the boards of the Sweeny Chamber of Commerce and Sweeny Independent School District Education Foundation. He also participates in local programs such as Junior Achievement of Brazoria County and Sweeny United. Ryan resides in Sweeny with his wife and two sons.

William McConnell is a financial advisor at Merrill with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2010 and Bank of America, N.A. since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and charitable organizations. The firm is integrated into Bank of America’s platform, providing access to a broader set of products and services.

Kenroy Carty is a Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. In this role, he focuses on delivering personalized wealth management strategies that align with clients' unique financial goals. Kenroy leverages the investment insights of Merrill Lynch and the banking and lending solutions offered by Bank of America to create flexible strategies suitable for evolving market conditions. Kenroy’s expertise spans several client focus areas, including executive compensation, family wealth management, philanthropic planning, portfolio management, socially responsible investing, and strategies tailored for endowments, foundations, non-profits, and small businesses. He holds professional designations as a Personal Investment Advisor (PIA) and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Kenroy earned his bachelor’s degree from the Pennsylvania State University System. He is proficient in both English and French and is actively involved in community initiatives such as PAL and Student Sponsorship. Outside of his professional pursuits, Kenroy enjoys cooking, genealogy, music, painting, photography, reading, spending time with family, traveling, watching movies, and practicing yoga.

Jeffrey Ferreras is a Series 66-licensed financial advisor with six years of industry experience, currently with Charles Schwab in Providence, RI. His prior experience includes roles at Fidelity Investments, Merrill, and Santander Securities. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services supported by multi-asset model portfolios and alternative investment options.

Conor Driscoll is a financial advisor at MassMutual Investors Services with one year of industry experience. He holds a Series 66 designation and has previously worked at Northwestern Mutual Investment Services, LLC. Outside of finance, Driscoll has experience in the food service and fitness industries, including roles at Red Parrot Restaurant and Smithfield Fitness. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved analytical tools and structured annual planning engagements.

Sergey Kolker is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2017. He partners with individuals and families to develop tailored investment strategies aimed at growing, managing, and protecting their wealth. Sergey emphasizes building relationships based on education and collaboration to provide clients with peace of mind regarding their financial situations. Sergey has extensive experience in the financial services industry, having worked at Fidelity Investments since 2012 in roles including Senior Regional Investment Consultant and Investment Consultant. Prior to that, he was a Financial Advisor at Morgan Stanley Smith Barney from 2010 to 2012 and an Account Executive at FactSet Research Systems, Inc. from 2007 to 2010. He holds a California Insurance License, supporting his ability to advise clients on insurance-related financial matters.

John Gautreaux is a financial advisor at OSAIC with 25 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to joining OSAIC in 2018, he worked at Beaulieu Financial Group starting in 2001. Gautreaux also provides group employee benefits and small business health insurance as a broker. OSAIC serves a diverse clientele including individual investors, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of investment advisory and brokerage services that utilize asset-allocation tools and third-party resources to construct and manage portfolios across multiple asset classes.

Clayton Plumer is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He works closely with clients and his team to provide comprehensive wealth planning services. Prior to this role, he served as an Investments Consultant at Fidelity Investments from 2011 to 2014. Clayton's professional experience centers on financial consulting and investment management within Fidelity's platform. He emphasizes a business approach grounded in a consistent process, clear business beliefs, and core values aimed at supporting clients and their families through all phases of wealth planning.

Laura Giarrusso is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked previously at Raymond James & Associates, Weston Securities Corporation, and Bank Rhode Island. Outside of her advisory role, she is involved with Bella Vita Nutrition, a restaurant and bar in Warwick, Rhode Island. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including Monte Carlo simulations, as part of its advisory process.

Kimberly Butterfield is a financial advisor at Cetera with 26 years of industry experience. She holds the ChFC®, Series 63, and Series 65 credentials. Prior to her current role, she worked at Investors Capital Corporation and has been involved with J. Marshall Associates Inc. since 2000. Butterfield serves on the board of the Faxon Animal Rescue League and is a board member of the Rotary Club of Fall River. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to both affiliated and third-party investment managers.