Michael Genetti is a ChFC® with 48 years of industry experience, currently serving at Mass Mutual Investors Services. He has been with Mass Mutual Investors Services since 2017 and has affiliations with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. Additionally, he has operated as an independent insurance agent specializing in disability insurance since 1975. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual, collaborative financial planning engagements utilizing firm-approved software and also provides specialized planning programs including divorce, estate settlement, and employer-sponsored planning.

Jonathan Deangelis is a financial advisor at Ameriprise with Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at LK Goodwin, Daves, and Bonnett Shores. Outside of financial advising, he works as a delivery driver for Uber Eats. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning, combining proprietary research and third-party data to deliver detailed recommendations and ongoing advice.

John Sulyma is a financial advisor with LPL Financial in Warwick, RI, holding Series 63 and Series 65 credentials and 36 years of industry experience. He previously worked at H. Beck, Inc. for eight years before joining LPL Financial in 2020. Sulyma is also a commissioned notary for the State of Rhode Island. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by various operational and research tools.

Daniel Sullivan is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously spent 13 years at Rosenthal Global Securities LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and methodologies.

Brendan Mc Isaac is a financial advisor with Morgan Stanley in Providence, RI. He holds a Series 66 designation and has seven years of industry experience. Prior to joining Morgan Stanley in 2018, he worked at Providence College from 2014 to 2018. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools to support client financial goals.

Matthew DiPippo is a Planning Consultant at Fidelity Investments, where he collaborates with financial planning teams to partner with individuals and families in creating clear visions for their financial goals. His approach emphasizes building relationships through collaboration, candor, and respect to ensure clients are prepared to handle life's uncertainties. He has been with Fidelity Investments since 2018, progressing through roles including Financial Representative and Relationship Manager before his current position. Prior to joining Fidelity, Matthew held positions at Citizens Investment Services as Senior Principal and Trade Desk Specialist, and earlier worked as a Financial Services Professional at MassMutual Financial and New York Life Insurance. Specific details about his education, credentials, personal interests, or community involvement were not provided.

Neal Borges is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has worked at Ameriprise since 1993 in various capacities. Outside of his advisory role, he is a consultant and member of Vertical Dimension, LLC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning and tax-aware withdrawal strategies.

Paul Mc Cauley is a financial advisor at Merrill with 39 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Mc Cauley has worked at Merrill since 2002 and has been with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Joseph Caggiano is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has prior work history at Keurig Dr. Pepper and Jackson Hewitt. Outside of finance, he has been involved with USA Hockey and Keene State College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nathan Hickney is a financial advisor at UBS Financial Services in Providence, RI, holding a Series 66 designation with 15 years of industry experience. He previously worked at Morgan Stanley in various capacities from 2014 to 2022 before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Jason Stern is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Ameriprise and Fidelity Investments. He is also involved with Sardelli & Hutchinson Wealth Management, an LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

John Pimental is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. His career includes roles at Cetera, Questar Capital Corporation, and MSI Financial Services. He is an owner of Arrow Wealth Management LLC and serves as a board member of the Ocean State Business Development Authority. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a wide range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research and operational tools.

Jean Cazeau is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing personalized investment management strategies tailored to clients' priorities, risk tolerance, time horizon, liquidity needs, and financial goals. His approach focuses on understanding clients' full financial picture to help them make important decisions and build a legacy that can extend beyond their lifetime. Jean's areas of expertise include college education planning, family wealth management strategies, retirement income, portfolio management services, and legacy planning. He holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Jean earned a Bachelor of Science in Finance from Southern New Hampshire University and also attended the University of Rhode Island. In addition to his professional work, Jean is involved with community organizations such as Habitat For Humanity and the Providence Rescue Mission. He is a member of the Black Executive Leadership Council, Northern Rhode Island Chamber of Commerce, and Providence Chamber of Commerce. Jean enjoys activities including biking, chess, cooking, drawing/sketching, fishing, photography, soccer, and softball.

Robert Ashegh is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Merrill and Bank of America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers advisory and brokerage services using various portfolio strategies and operates multiple financial platforms.

Cheng Cheng Huang is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise in 2025, Cheng worked at PRUCO Securities, LLC for one year and spent eight years at Endeavor Seafood LLC. Outside of advising, Cheng is involved in a real estate rental business in Winsted, Connecticut. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities. The firm primarily uses model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap fee program.

Val Colasanto is a financial advisor with Morgan Stanley in Providence, RI, holding a Series 66 license and 19 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning that incorporates firm-approved tools and market outlook models. The firm manages approximately $2.74 trillion in client assets and provides services through dedicated Financial Advisors and specialized planning groups.

Nelson Dias is a Senior Financial Advisor with Merrill Lynch Wealth Management. He provides personalized wealth management strategies tailored to each client’s unique financial picture, offering access to investment insights from Merrill and banking solutions from Bank of America. His client focus areas include college education planning, family wealth management, retirement planning, portfolio management, tax minimization, and strategies for sports and entertainment professionals, among others. With over 20 years of professional experience in investment planning, insurance, consumer finance, and banking, Nelson brings a diverse perspective to his financial advisory role. He emphasizes personal service and professional integrity, working closely with clients to develop financial strategies designed to pursue their long-term goals. Nelson holds the Personal Investment Advisor (PIA) designation and earned a bachelor’s degree from the University of Massachusetts. Outside of his professional commitments, Nelson values spending time with his family. He is married with two teenage children and enjoys various sports and recreational activities, including baseball, basketball, biking, football, golfing, soccer, table tennis, and traveling. Nelson also participates in community volunteer work, reflecting the Merrill tradition of community involvement.

Philip Lennox is a financial advisor at Merrill with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Allstate Insurance Co, Lincoln Investment, Financial Planning Alternatives, Northeast Planning Associates, Inc., and LPL Financial LLC. His other business activities include trailing non-securities life insurance revenue at Allstate Financial Services. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Steven Marine is a financial advisor at Merrill with a Series 66 credential. He has one year of industry experience and prior work history that includes roles at DoorDash and Urban Greens Co-Op Market, as well as periods focused on full-time education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

James Medeiros is a financial advisor with Primerica Advisors in Johnston, RI, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2002. Outside of advisory services, he is involved in the sale of home security and automation products, as well as loan products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm employs third-party asset managers overseen by an independent consultant and uses a tiered wrap-fee structure rather than fixed fees.