Joseph Ligaya is a Financial Consultant at Fidelity Investments, a position he has held since 2014. He has been engaged in various roles within Fidelity, including Investment Consultant and Relationship Manager, both in 2014. Prior to joining Fidelity, Joseph worked as a Wealth Management Banker at Bank of America Merrill Lynch from 2008 to 2012. Joseph focuses on placing clients at the center of the wealth planning process to understand their priorities and important aspects of their lives. He partners with clients to utilize Fidelity's resources, aiming to empower them in making informed financial decisions for their families. He holds a California Insurance License.

Jack Balkey is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill since 1976 and joined the current team in 2023. Jack holds the Professional Investment Advisor (PIA) designation. He earned both his Bachelor of Science in Finance and his Master of Business Administration from the University of Illinois. With decades of experience, Jack has focused on serving clients and maintaining long-term relationships, supporting multiple generations of clients.

Michael Prosen is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012, having worked at J.P. Morgan Chase since 2007. Outside of his advisory role, he is a rental property owner. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Joshua Bailey is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and two years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Presidio Investors, and PricewaterhouseCoopers, as well as involvement with the Baylor Angel Network. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and offers access to a broad range of investment products through its affiliation with J.P. Morgan’s broader financial organization.

Charles Rahn is a financial advisor with Morgan Stanley in Deerfield, IL, holding a Series 66 designation and 16 years of industry experience. His prior experience includes roles at Fifth Third Securities and Fifth Third from 2010 to 2022. He serves as a board member of a homeowners association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Allen Weingarten is affiliated with Cetera and holds Series 63 and Series 65 licenses, with 26 years of industry experience. He has worked at notable firms including Kutchins, Robbin, Diamond, Ltd., and RHR Wealth Management, LLC, and has an extensive background in accounting as a CPA at multiple firms. In addition to his advisory roles, he is actively engaged in accounting and tax services through his CPA practice. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, retirement plan, charitable, and institutional clients. The firm provides a range of portfolio management and consulting services through a multi-manager platform, supporting various investment strategies and custodial arrangements.

David Perrine is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since the beginning of his career in 1986. Dave works closely with high-net-worth families, business executives, and business owners to define priorities and pursue their short-range and long-range financial goals. His tailored strategies focus on client objectives, time horizons, liquidity needs, and risk tolerance, with an emphasis on asset allocation and diversification. Dave holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc., and the Personal Investment Advisor (PIA) designation. He earned a Bachelor's degree in Finance from Illinois State University in 1986. His areas of expertise include college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, philanthropic planning, portfolio management services, tax minimization, and managing new wealth. He lives in Lake Barrington with his wife Meredith, their son Eric, and their two dogs, Sparkle and Stella. Dave enjoys biking, music, photography, reading, watching movies, and spending time with his family. He also participates in community volunteer activities in line with Merrill's tradition of community involvement.

Alexander Ingalls is a financial advisor with RBC Capital Markets in Lake Forest, IL, holding a Series 66 designation and 18 years of industry experience. He has been with RBC Capital Markets since 2009 and previously worked at Royal Bank of Canada and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

John Valverde is a Financial Consultant at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments since 2019, progressing through roles including Financial Representative, Relationship Manager, Planning Consultant, and Financial Consultant I. Prior to joining Fidelity, he worked as a Relationship Specialist at Charles Schwab in 2018-2019 and as a College Financial Representative at Northwestern Mutual in 2017. In his current role, John collaborates closely with clients to develop personalized financial plans that prioritize their goals and aspirations. He utilizes Fidelity's tools and resources to create investment strategies aligned with each client's vision of the future. His experience spans client relationship management and financial planning within prominent financial institutions. Educational background and personal interests were not provided.

Olivia Hauser is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity, she held various roles in education and other fields, including positions at Illinois State University and Mobile Therapy Centers of America. Fidelity’s Strategic Advisers LLC, where Olivia works, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund-of-funds and model portfolios delivered to intermediary platforms.

Robert Likus is a financial advisor with LPL Financial in Gurnee, IL, holding a Series 66 designation and eight years of industry experience. His previous roles include positions at Bank of America, Merrill, and Abbott Laboratories Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement consulting, and brokerage services with both discretionary and non-discretionary management options.

Jack Pierce is a CFP® and Series 66 credentialed financial advisor with four years of industry experience. He currently works at RBC Capital Markets and has prior experience at City National Bank and U.S. Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through both in-house and third-party managers, along with integrated financial planning and custody services.

George Kohl III is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. His prior work includes roles at Hines Interests Limited Partnership and the National Student Leadership Forum. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Julie Hoersten is a financial advisor at UBS Financial Services with 43 years of industry experience. She has held her current position at UBS since 2012. She holds Series 63 and Series 66 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and comprehensive capital markets services.

Kerry Wiberg is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 47 years of industry experience. He has been with LPL Financial since 2009. In addition to his advisory role, he is involved in selling life, health, and long-term care insurance through general agencies. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Michael Kozlow is a financial advisor with Edward Jones in Gurnee, IL, holding Series 63 and Series 66 credentials and 28 years of industry experience. He previously worked at AIG Capital Services, Inc. and American General Life from 2013 to 2021 before joining Edward Jones in 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,700 financial advisors and $1.01 trillion in assets under management.

Robert Gattuso is a financial advisor with Morgan Stanley in Deerfield, IL, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked at various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he serves as a director of The Lambs, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved processes in its financial planning services.

Burdette Martin is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in helping individuals and families connect all aspects of their financial lives to prioritize and pursue goals through personalized wealth management strategies. Burdette leverages the investment insights of Merrill and the banking services of Bank of America to create flexible strategies aligned with clients’ financial situations, risk tolerances, and long-term objectives. His expertise includes institutional and corporate benefit services, retirement income planning, portfolio management, and employee financial health. Burdette earned a Bachelor's Degree from the University of Illinois at Urbana-Champaign and holds the CERTIFIED FINANCIAL PLANNER® certification, obtained in 2022, as well as the Personal Investment Advisor (PIA) designation. He is a member of the Zeta Beta Tau Fraternity and contributes to his community through volunteering with Big Brothers Big Sisters. Burdette resides in the northern suburbs with his family and dog, Louie, where they enjoy exploring local preserves and trying new restaurants. Personal interests include chess, football, golfing, hiking, ice hockey, and traveling.

Jeremy Wynes is a CFP®-credentialed financial advisor with seven years of industry experience. He is currently with J.P. Morgan Securities in Evanston, IL, and previously worked at UBS Financial Services. Outside of finance, he has experience with the Park District of Highland Park and was involved in political activities, including a congressional campaign and work with the Republican Jewish Coalition. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Mitchell Weiss is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and having 24 years of industry experience. He has been with Ameriprise since 2009, working in various capacities within the firm. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement planning with recommendations on income sources, withdrawal strategies, and Social Security options. The firm’s approach integrates proprietary research, third-party data, and managed account solutions within a defined investment framework.