Thomas Kelly is a financial advisor at LPL Financial with the Series 66 designation and no prior industry experience. Before joining LPL Financial in 2025, he worked at Citibank N.A. from 2015 to 2025 and has also been associated with Hudson Valley Credit Union since 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology and oversight of substantial discretionary assets.

Todd Slingerland is a CFP®-certified financial advisor with LPL Financial, based in Albany, NY, and has 37 years of industry experience. He has been with LPL Financial since 2016 and has prior experience at Waddell & Reed. Outside of his advisory work, he owns an insurance agency that provides fixed, life, disability, and long-term insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and extensive operational resources.

Heather Gregg is a financial advisor with Merrill based in Latham, NY, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Kevin Kelly is a financial advisor with RBC Capital Markets in Albany, NY, holding Series 63 and Series 65 licenses and with 41 years of industry experience. He previously worked at Janney Montgomery Scott for 14 years before joining RBC Capital Markets in 2022. Kelly serves as president of the Wildwood Foundation, a nonprofit organization focused on nature conservation. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs combining in-house and third-party investment management with a variety of portfolio management and financial planning services.

Christopher Shaver is a CFP® with 13 years of industry experience, currently affiliated with Raymond James Financial. He has worked with The Kelton Financial Group and Northwestern Mutual in prior roles. Shaver holds a Series 63 license and is based in Latham, NY. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs for municipal finance and retirement plan consulting.

Michael Deorocki is a financial advisor at RBC Capital Markets in Albany, NY, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has been with RBC Capital Markets since 2014. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, supported by RBC’s extensive capital markets and affiliated asset management resources.

James Watkinson is a financial advisor at RBC Capital Markets with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at both RBC Capital Markets since 2009 and City National Bank since 2016. Watkinson serves on the boards of two nonprofit organizations in Albany, NY, including the Northeastern Association for the Blind Albany and St Catherine's Center for Children. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through in-house and third-party managers, supported by integrated capital markets and asset management capabilities.

Jason Bays is a Certified Financial Planner (CFP®) with 19 years of industry experience. He is currently affiliated with LPL Financial and has previously worked at Private Advisor Group, Securities America, and Valic Financial Advisors. Bays is also the founder and CEO of Bays Horizon Advisory, operating under the DBA 435 Financial, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset managers, and institutional platforms.

Jonathan Mulligan is a CFP®-certified financial advisor with four years of industry experience, currently with Cetera. He has worked previously at Raymond James Financial Services and Ameriprise, among other firms. Outside of his role at Cetera, he manages Legacy Wealth Planning Group, where he oversees financial planning and portfolio management. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diversified investment programs and financial planning services through a nationwide network of independent advisors.

Brandon Glasser is a financial advisor with J.P. Morgan Securities in Albany, NY, holding Series 63 and Series 66 licenses and five years of industry experience. His career includes roles at Citizens Securities, Citizens Bank, and Trustco Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling and centralized due diligence with an ESG eligibility framework.

Jacob Coughlin is a financial advisor at Raymond James Financial with a Series 66 designation and one year of industry experience. His prior work includes roles at Commonwealth Financial Network and CG Capital, as well as positions outside the financial industry at Dick's Sporting Goods and Edgewood Country Club. He has also been involved in educational roles at Duquesne University and local schools. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses analytical tools and risk profiling to deliver tailored non-discretionary planning and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Kevin Reich is a financial advisor at Mass Mutual Investors Services with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Merrill, Bank of America, and Jaffe Tilchin Investment Partners. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a structured, collaborative approach to goal analysis and planning.

Tristan Mccarthy is a financial advisor at Fidelity with 23 years of industry experience and holds a Series 66 designation. He has been with Fidelity and its affiliated entities since 2012. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and systematic methodologies, including algorithmic portfolio construction, to deliver model portfolios and advisory services.

Mitchell Hansen is a financial advisor at Cetera with seven years of industry experience. He holds the Series 63 designation and has worked at Cetera and Cetera Investment Services LLC since 2019. Prior to his advisory roles, he held positions at Foresters Financial Services, the Commission on Independent Colleges and Universities, and had experience in home improvements and food service. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program options and affiliations.

Michael Shapiro is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Before joining Cetera, he worked at Voya Financial Advisors for seven years. He is also senior vice president of Professional Planning Group and operates as an independent insurance agent in Albany, NY. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services and utilizes a multi-manager platform that includes affiliated and third-party managers.

Deborah Corbari is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America, Hafner Valuation Group, and the Town of New Scotland. Outside of her advisory role, she is associated with Corbari Consulting, LLC, an engineering business owned by her husband. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Thomas Duclos is a financial advisor at Charles Schwab with 13 years of industry experience. He holds the Series 66 designation and has previously worked at TD Ameritrade and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and a formal alternative-investment onboarding process.

Francis Zovistoski is a CFP® with 25 years of industry experience, currently affiliated with OSAIC. He has previously worked at Securities America Advisors, Inc., Securities Service Network, Inc., and UHY Capital Advisors, LLC. Outside of advisory work, he serves on the board of Double H Ranch, a camp for children with serious illnesses, where he is Treasurer and chairs the Finance Committee. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and nonprofit organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services with access to multiple investment platforms and third-party managers.

Mc Kenna Ryan is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and one year of industry experience. Prior to joining Mass Mutual in 2025, Ryan worked at Goldman Sachs and held various roles in hospitality and retail. Outside of financial advising, Ryan works as a bartender and server at The Bunker and as a banquet server at the New York State Executive Mansion. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, ongoing planning engagements using firm-approved tools and emphasizes investment categories and strategies rather than specific product selections.

Rene Farrington is a CFP®-certified financial advisor with 23 years of industry experience, currently affiliated with LPL Financial since 2020. Prior to joining LPL, Farrington worked at Cambridge Investment Research Advisors and Equitable Advisors. Outside of his advisory role, he owns and operates an orchard in Schoharie, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by research and operational tools.