Donna Menza is a financial advisor with Osaic Wealth, Inc. She holds a Series 63 designation and has 35 years of industry experience. Prior to joining Osaic in 2024, she worked with Securities America Advisors and Cadaret, Grant & Co., Inc. She is also involved in selling life insurance through L&M Group. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Bryan Tenney is a financial advisor with OSAIC based in Williamsville, NY, holding a Series 63 designation and possessing 33 years of industry experience. He previously worked for Securities America Advisors, Inc. and Securities America, Inc. for 22 years before joining OSAIC in 2024. Outside of his advisory role, he has been involved with the James Lilley Foundation, Inc. for over two decades and has served as a volunteer for the Canisius High School Varsity Baseball Team since 1989. OSAIC serves a diverse range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and multiple advisory platforms to manage portfolios with various investment options on both discretionary and non-discretionary bases.

Michael Durant is a financial advisor with Equitable Advisors in Williamsville, NY. He holds the Series 66 designation and has two years of industry experience. Prior to his current role, Durant gained work experience in various companies including Ferraro Pile and Shoring, Thomann Asphalt, and Kiewit Construction. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm leverages a network of Investment Adviser Representatives and third-party asset managers to deliver customized investment solutions.

George Gable is a financial advisor with Primerica Advisors in Tonawanda, NY, holding a Series 63 designation and over 32 years of industry experience. He has been with Primerica Advisors since 1993 and has worked with Primerica Financial Services since 1992. Outside of advisory services, he is involved in sales of loan products and home-related services referrals through affiliated Primerica companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm uses third-party asset managers and employs a tiered wrap fee structure, focusing on curated model portfolios rather than institutional plan management.

Mark Morlock is a financial advisor with LPL Financial in Buffalo, NY, holding Series 63 and Series 65 licenses and over 30 years of industry experience. He has worked with LPL Financial since 2021 and previously spent 17 years at Cadaret, Grant & Co., Inc. Morlock also operates Morlock & Company, which he founded in 2004, and provides college planning services outside of his investment advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by comprehensive operational and research tools.

Ngan Cheng is a Series 66-licensed financial advisor with LPL Financial in Amherst, NY, and has 11 years of industry experience. Prior to joining LPL Financial in 2018, Cheng worked at Ogorek Wealth Management and AxA Advisors. Outside of advisory work, Cheng serves as a notary public. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, and access to third-party asset managers, supported by technology tools and a broad range of non-advisory financial services.

Joseph Fahey is a CFP® with eight years of industry experience, currently affiliated with LPL Financial. He has held roles at Robert F. Fahey Jr. & Associates since 2018 and previously worked at Cadaret, Grant & Co., Inc. and Ernst & Young. Fahey is also involved as a partner in a real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Paul Scribner is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 63 designation and bringing 24 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2000 and has been involved with St. Joseph's Collegiate Institute since 2017. Outside of advisory work, he is involved in the sales of loan products and home-related services through affiliates of PFS Investments Inc. Primerica Advisors provides discretionary asset management primarily to individual and high-net-worth clients through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed accounts within a wrap-fee structure. The firm curates third-party asset managers and delegates trading to BNY Mellon Advisors, with a distinctive operational model focused on tiered wrap fees and ongoing manager oversight.

Michael Steese is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors, Rupp Pfalzgraf, LLC, and Goldberg Segalla, LLP. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

John Chiarenza is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo in various capacities since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Tyler Utz is a financial advisor at Equitable Advisors with nine years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2017, including time under its former name, Axa Advisors. Outside of his advisory role, he serves as power of attorney for both his mother and father. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm delivers its services through a network of Investment Adviser Representatives and emphasizes matching clients to program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Mary Mc Cafferty is a CFP® professional with 24 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She previously worked at Lincoln Financial Advisors Corporation for 19 years and has been involved with Custom Wealth Strategies since 2021. Her non-investment-related involvement with Custom Wealth Strategies reflects additional business activities beyond her advisory role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports advisory programs with a focus on technology and municipal advisory services.

Stephen Wzontek is a financial advisor at LPL Financial with 45 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Royal Alliance Associates, INC. for 34 years and OSAIC for 2 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting a network of over 22,800 advisors.

Danielle Robertson is a financial advisor with MassMutual Investors Services in Amherst, NY, holding a Series 63 designation and 20 years of industry experience. She has worked with MassMutual Investors Services since 2017 and with MassMutual Life Insurance Company since 2016, following two years at MetLife Securities Inc. Outside of her advisory work, she is a certified beach body coach and operates as an independent insurance agent. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, focusing on collaborative, goal-based strategies without discretionary investment authority.

John Pacella is a financial advisor with Wells Fargo Clearing in Williamsville, NY, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Dominick Lanuti is a financial advisor at LPL Financial in Williamsville, NY, holding Series 63 and Series 66 designations with 20 years of industry experience. His prior roles include positions at M&T Securities and HSBC Securities (USA) Inc. over the past 15 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and technology tools for operational and research support.

Timothy Riemer is a CFP® professional with 29 years of experience in the financial industry. He has been with Ameriprise since 1996 and holds a Series 63 license. Outside of his advisory role, he is involved in real estate ownership of multi-family commercial properties. Ameriprise serves clients primarily through a retirement-income planning service designed for individuals with substantial investable assets, combining research-driven and algorithm-assisted recommendations with a broad suite of advisory, brokerage, and insurance solutions.

William Hoock is a financial advisor with Ameriprise in Williamsville, NY, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Ameriprise since 2004. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports through a centralized consulting team, serving clients with a broad range of advisory, brokerage, and insurance solutions.

Kimberly Hobart is a financial advisor at Merrill with 25 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1995. Outside of her advisory role, she is a managing member and general partner of HGR Property LLC, where she assists with bookkeeping for the company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Coogan is a financial advisor at Mass Mutual Investors Services with 44 years of industry experience. He has been with MML Investors Services, Inc. since 1991 and with Massachusetts Mutual Life Insurance Company since 1990. He holds Series 63 and Series 65 licenses. Coogan serves as chairman of the finance and investment committee for Elmlawn Cemetery, a 501(c)(3) organization. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that operates as a subsidiary of MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers.