Danielle Drew is a CFP® with eight years of industry experience, currently serving with Cetera. Her prior roles include positions at Commonwealth Financial Network and Triad Advisors. Outside of finance, she teaches cardio and strength fitness classes at Nrg Fitness. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, corporate, retirement plan, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, featuring a multi-manager platform with both discretionary and non-discretionary program options.

Brian Pelczarski is a financial advisor at LPL Financial with 22 years of industry experience. He holds the Series 66 designation and has previously worked at Voya Financial Advisors. Outside of his advisory role, he is the owner of Commonwealth Consulting Group LLC, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting, supported by research and diverse investment strategies.

Stephen Hall is the sole advisor at Yarrington Management Company, an independent firm based in Westborough, MA. He holds Series 63 and Series 65 licenses and has 21 years of industry experience. Prior to founding Yarrington Management Company in 1999, Hall became a partner at Higley Hall & Company, Inc., where he advises boards of banks, credit unions, and trust companies on senior management and policy issues. Yarrington Management Company provides independent advisory services with a focus on personalized client engagement.

Jeffrey Bonvallat is a CFA® charterholder with 22 years of industry experience. He has been the sole advisor at Bon Investments, LLC since 2003. The firm is an independent, single-advisor registered investment adviser based in Acton, MA. Bon Investments, LLC provides portfolio management services primarily to individual clients, managing approximately $67.94 million in assets across about 60 accounts. The firm focuses on ongoing portfolio oversight and typically serves clients with larger individual portfolios, maintaining a more concentrated client base than many independent advisers.

William Holder is the sole advisor at Holder & Company, Inc. in Princeton, Massachusetts, where he has worked since 1984. He holds the CFA® designation and Series 63 license, with 32 years of industry experience. Mr. Holder serves as a Trustee of Trust Funds for the Town of Princeton, an unpaid volunteer position involving investment oversight and financial review. Holder & Company, Inc. is an independent registered investment adviser managing approximately $35.3 million for about 49 primarily individual clients. The firm provides portfolio management services mostly on a non-discretionary basis, offering recommendations while clients retain trading authority.

Kalule Guwatudde is a financial advisor at BoraBond, LLC, holding a Series 66 designation with one year of industry experience. His career background includes roles at Nortlov Securities, Kalepa Corporation, TA Associates, and McKinsey and Company. BoraBond provides discretionary and non-discretionary asset management services focused on government-backed bonds issued by African sovereign entities. The firm builds diversified portfolios of African sovereign fixed-income instruments using fundamental and technical analysis, tailoring accounts to individual client circumstances and risk tolerances.

William Dion is a CFP® professional with 17 years of experience in financial services. He is currently affiliated with XYPN Sapphire and previously worked at Tenere Wealth Advisors, Cerity Partners LLC, Prio Wealth LP, and Rockland Trust. XYPN Sapphire provides investment management and financial planning to individuals, trusts, estates, business entities, and retirement plans. The firm employs a long-term, risk-based investment approach using diversified portfolios and offers adviser-tailored plans supported by a corporate RIA structure owned by XY Planning Network.