John Ingram is a CFA® charterholder with 14 years of industry experience, currently serving as an advisor at Crestwood Advisors since 2015. He has been with Crestwood Advisors Group, LLC for 10 years. Crestwood Advisors provides comprehensive investment and wealth management services to individuals, families, foundations, endowments, pension and profit-sharing plans, and other institutions. The firm employs a team approach and combines top-down asset allocation with bottom-up security selection, emphasizing global diversification, tax efficiency, and continuous portfolio monitoring.

Andrew Bruno is a financial advisor at Santander Securities LLC with six years of industry experience. He holds Series 63 and Series 66 registrations and has been with Santander Securities since 2019. Prior to that, he worked at Santander Bank, NA beginning in 2016. Santander Securities LLC serves a broad retail client base with approximately $3.14 billion in regulatory assets under management across over 10,800 client relationships. The firm provides investment advisory services, portfolio management through wrap-fee programs, and access to securities-based lending and insurance products.

Weston Howland is a CFA® charterholder and holds a Series 65 license with 30 years of industry experience. He has been with Howland Capital Management LLC since 1984. Howland Capital Management LLC provides discretionary investment management and a range of wealth services to individuals, families, trusts, retirement accounts, foundations, and endowments. The firm employs a model portfolio approach tailored through Investment Policy Statements and conducts fundamental, macroeconomic, technical, and credit analysis in regular research meetings.

Matthew Giuttari is a financial advisor at SVB Wealth with Series 63 and Series 65 designations and three years of industry experience. His prior roles include positions at Silicon Valley Bank/Boston Private Bank & Trust Co., First Citizens Investor Services, and RI State Government. He also has experience working in educational institutions such as Connecticut College and The Loomis Chaffee School. SVB Wealth serves a diverse client base including individuals, trusts, charitable organizations, family offices, corporations, and retirement plans. The firm offers wealth management, portfolio management, financial planning, and retirement plan advisory services using a range of investment strategies and maintains operational ties to First Citizens Bank & Trust Company.

Lynn Kaplan is a CFP® with 45 years of industry experience currently affiliated with Capital Analysts. She has held roles at Lincoln Investment, Aag Securities, Commonwealth Equity Services, and Horizon Group Insurance & Agency since 1985. Outside of traditional advisory work, she serves as a Managing General Agent involved in the sale and supervision of fixed annuities, life insurance, and long-term care insurance. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm provides portfolio management and retirement-plan advice through a nationwide network of independent advisors and firm-managed programs, utilizing both discretionary and non-discretionary investment approaches supported by proprietary research tools.

Kyle Hurley is a financial advisor at Flagship Harbor Advisors, LLC in Boston, MA, with five years of industry experience. He holds a Series 66 designation and previously worked at Ernst & Young and LPL Financial. Flagship Harbor Advisors, LLC is an SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets and employs a team of about 60 advisors, using a range of investment strategies including allocations to mutual funds, ETFs, individual securities, and separately managed accounts.

Tugba Pasaogullari is a financial advisor at Santander Securities LLC with seven years of industry experience. She holds Series 63 and Series 65 designations and has worked at firms including The Colony Group and J.P. Morgan Securities LLC. Santander Securities LLC serves a broad retail client base with investment advisory, portfolio management through wrap-fee programs, and financial planning services. The firm operates as both a registered investment adviser and a FINRA-registered broker-dealer, offering multi-strategy investment platforms and affiliated banking relationships.

Diana Malcom is a financial advisor at Choate Investment Advisors with 25 years of industry experience. She holds a Series 65 designation and previously worked at Lowell, Blake & Associates, Inc. for 23 years before joining Choate in 2023. Choate Investment Advisors serves individuals, trustees, charitable foundations, donor-advised funds, and endowments by providing discretionary and non-discretionary investment management, financial planning, and wealth management services. The firm emphasizes asset allocation based on client risk tolerance and uses a combination of index funds, active managers, subadvisors, and ESG research, while also advising three Private Funds that invest in third-party private equity and private investment funds.

Christopher Duffy is a CFP® with 26 years of industry experience. He is currently affiliated with Capital Analysts and Lincoln Investment, where he has worked since 1999 and 2012, respectively. Duffy serves as president of Capital Analysts of New England and is vice chair of planned giving for the South Shore Hospital Charitable Foundation. He is also an attorney involved in drafting estate planning legal documents. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations, providing portfolio management and retirement-plan advice. The firm combines discretionary investment management through an internal research team with non-discretionary solutions delivered by advisors and third-party managers.

Jamie Frazier is a financial advisor with Moors & Cabot, Inc. in Boston, MA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Prior to joining Moors & Cabot in 2020, Frazier worked at TIAA and TIAA-CREF for 13 years, as well as Banc of America Investment Services and Quick & Reilly. Moors & Cabot serves retail and high-net-worth individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers portfolio management, fee-based planning, consulting, and advice-only services, using various analysis methods and strategies supported by third-party and affiliated sub-advisors.

Jeffrey Porter is a CFA® charterholder with 18 years of industry experience, currently serving at Congress Asset Management Company, LLP since 2010. He is based in Boston, MA, and is part of a multi-team firm. Congress Asset Management provides discretionary portfolio management, model portfolio, and sub-advisory services to a diverse range of institutional and individual clients. The firm employs a research-driven, primarily bottom-up investment approach focused on long-term growth equity and diversified fixed-income strategies, serving over 8,000 client relationships with approximately $14.2 billion in assets under management.

Francis Sennott is a financial advisor with RWA Wealth Partners in Boston, MA, holding Series 63 and Series 65 licenses and with 11 years of industry experience. He has been with Ropes Wealth Advisors, a division of RWA Wealth Partners, since 2015. RWA Wealth Partners serves individuals, families, trusts, charitable organizations, business entities, and employer-sponsored retirement plans with investment management, financial planning, integrated tax planning, and retirement plan advisory services. The firm focuses on strategic asset allocation using an open-architecture platform and offers customized fixed income and cash management supported by internal credit analysis and a network of fixed income dealers.

Andrew Phelan is a financial advisor at Moors & Cabot, Inc. with one year of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley, First Republic Securities Company, and First Republic Investment Management. Moors & Cabot serves retail and high-net-worth individuals as well as corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers portfolio management, fee-based financial planning, and consulting services, utilizing a range of analysis methods and strategies, and provides both discretionary and non-discretionary advisory services.

Lucas Winthrop is a financial advisor at Winthrop Wealth with 12 years of industry experience. He holds a Series 66 designation and has worked with Winthrop Advisory Group, LLC since 2017 and LPL Financial from 2013 to 2024. Outside of his advisory role, he is involved with Cirque Holdings LLC, a business entity for tax and investment purposes. Winthrop Wealth provides investment management, financial planning, and wealth management services to individuals, trusts, estates, business entities, retirement plans, and donor-advised funds. The firm employs a long-term, prudence-focused investment philosophy using a structured process and combines in-house management with third-party sub-advisers to implement tax-managed and options-based strategies.

Anthony Mazzariello is a financial advisor at Capital Analysts with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Lincoln, Edward Jones, Northern Lights Distributors, W.E. Donoghue & Co., and Oppenheimer Funds Distributor. Mazzariello is also president and founder of Nexus Financial Advisors, LLC, a financial services practice he established for potential future growth. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management through a combination of in-house discretionary management and advisor-managed strategies, leveraging proprietary screening processes and maintaining institutional relationships to support a variety of investment and retirement solutions.

Kent Niebuhr is a financial advisor with Capital Analysts, holding Series 63 and Series 66 designations and 14 years of industry experience. He has worked at Capital Analysts since 2022 and has been affiliated with Lincoln Investment since 2015. Capital Analysts serves a diverse range of clients, including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm provides portfolio management and retirement-plan advice through a nationwide network of independent advisors, combining discretionary investment management with proprietary mutual fund screening and tax-aware strategies.

Rafael Hernandez is a financial advisor at Moors & Cabot, Inc. in Boston, MA, with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has held positions with Wells Fargo Clearing, Wells Fargo Funds Management, and Evergreen Investment Management Co. since 2009. Hernandez has been with Moors & Cabot since 2019. Moors & Cabot serves retail and high-net-worth individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm provides portfolio management, fee-based financial planning, and consulting services, utilizing a range of analytical methods and strategies along with third-party sub-advisors.

Kelsey Strait is a financial advisor at Flagship Harbor Advisors, LLC with 10 years of industry experience. She holds the Series 66 designation and has worked at Flagship Harbor Advisors, LPL Financial, Cantella & Co., Inc., and Commonwealth Financial Network. Flagship Harbor Advisors, LLC is an SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets through a team of around 60 advisors, employing a range of investment strategies including mutual funds, ETFs, individual securities, and separately managed accounts.

Brett Ferrari is a financial advisor at Modera Wealth Management, LLC with six years of industry experience. He holds Series 65 and Series 66 licenses and has worked previously at Edward Jones, JP Morgan Chase, LPL Financial, and Comprehensive Wealth Planners at Dean Bank. Modera Wealth Management provides wealth management, portfolio management, retirement plan consulting, and financial planning services to individuals, trusts, corporations, and plan sponsors. The firm employs a diversified asset allocation strategy based on Modern Portfolio Theory and combines enterprise-scale advisory operations with in-house accounting and tax services.

Samuel Kornstein is a CFA® charterholder with 14 years of industry experience. He is affiliated with Sowell Management and has served as Vice President at Cartesian, a strategic consulting firm, since 2012. At Cartesian, he provides non-investment-related consulting services to clients across various industries. Sowell Management is a multi-team registered investment adviser serving individuals, retirement plans, corporations, and other RIAs with portfolio management, financial planning, and retirement-plan advisory services. The firm employs multiple management styles and offers services including model portfolios, sub-advisory relationships, and unified managed account solutions.