Marcello De Pascale is a financial advisor with Mass Mutual Investors Services in Shelton, CT, holding a Series 66 designation and 16 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities from 2009 to 2017. Outside of his advisory role, he serves as a trustee for family accounts and manages an LLC focused on administrative business operations. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements supported by technology tools and offers specialized programs such as divorce planning, estate settlement, and employer-sponsored plans.

Mark Delgrego is a financial advisor with Mass Mutual Investors Services, holding CFP® certification and Series 63 and 65 licenses, with 16 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent eight years at Metlife Securities Inc. In addition to his advisory role, he operates as an independent insurance agent specializing in property and casualty, life insurance, disability, long-term care, fixed annuities, and health products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning and asset management services using firm-approved analytical tools and offers event-driven planning programs including estate settlement and divorce planning.

Maxwell Mclenna is a financial advisor at Cetera with 11 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at LPL Financial and Webster Bank for 10 years each. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and provides access to multiple program platforms and third-party managers.

Nicole Forzano is a financial advisor with OSAIC based in Milford, CT, holding a Series 66 designation and seven years of industry experience. She has been with OSAIC since 2023 and also operates Independent Financial Consulting, providing financial services since 2019. Outside of finance, she has been involved with APEX Mixed Martial Arts since 2008 and assists with advertising for a medical lab technician training program. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of advisers, offering brokerage, advisory, financial planning, and managed-account services. The firm employs various portfolio construction tools and supports multiple platforms, including third-party model and managed-account solutions.

David Pendleton is a financial advisor at Merrill with Series 63 and 66 designations and four years of industry experience. Prior to joining Merrill, he worked at Edward Jones and has held various roles at institutions including Wells Fargo, JPMorgan Chase, and OFX. He also serves as the head esports coach at the University of New Haven, focusing on in-game strategy and leadership for collegiate competitive teams. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Justin Williams is a financial advisor with Cetera holding a Series 66 designation and currently has one year of industry experience. Prior to joining Cetera, he worked as a consultant at Protiviti and has experience supporting financial services operations through Williams Tax & Financial Services. He provides operational consulting services related to capacity planning and AML compliance, and supports client relationship management and administrative tasks in his other business activities. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and operates as a multi-manager platform with diverse program structures and custodial relationships.

Ethan McMahon is an Investment Consultant at Fidelity Investments. In his current role, he partners with individuals and families to design personalized investment strategies that align with their unique financial goals, risk tolerance, and life vision. He has been with Fidelity Investments since 2022, progressing through roles including Financial Representative and Relationship Manager before becoming an Investment Consultant. This experience has provided him with a comprehensive understanding of client relationship management and investment consulting. Further details about his education, credentials, personal interests, or community involvement have not been provided.

Ralph Minichino is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include long-term positions at Securities America Advisors and ownership of Minichino Financial Group, LLC. He also serves as a director of The Amity Club of New Haven and is involved with a thoroughbred horse partnership. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing multiple platform arrangements and proprietary and third-party model strategies.

Ravi Sankar is a financial advisor at LPL Enterprise with Series 66 credentials and two years of industry experience. His prior work includes roles at Pruco Securities LLC, Sutherland Global, and Wipro. Outside of advising, he is a passive owner of a rental property in Chennai, India. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory and brokerage services, and access to model portfolios and third-party asset management through an integrated platform.

Nicholas Pelaccia is a financial advisor at Ameriprise with a Series 66 designation and less than one year of industry experience. His prior work includes roles outside finance, such as at Dick's Last Resort and Auto Repairs Unlimited, alongside a period of full-time education. Ameriprise is a large institutional firm offering retirement-income planning services primarily for clients with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to generate personalized recommendations.

Richard Zorena is a financial advisor at UBS Financial Services with 40 years of industry experience. He has been with UBS since 2009 and holds Series 63 and Series 65 licenses. Outside of his advisory work, he serves on the Board of Directors for the Orange Chamber of Commerce and is a board member of the Rotary Club of Orange. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering a range of services including portfolio management, financial planning, and capital markets solutions.

Robert Heagney is a financial advisor with Ameriprise Financial Services in New Haven, CT, holding a Series 66 designation and 21 years of industry experience. His prior experience includes roles at Cetera Advisor Networks LLC and Savona Financial Services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and annual advice. The firm’s approach includes asset allocation, tax-aware withdrawal strategies, and Social Security claiming options, supported by proprietary research and third-party data.

Andrew Wigzell is a financial advisor with Mass Mutual Investors Services in Shelton, CT, holding the ChFC® designation and Series 66 license. He has 26 years of industry experience, including prior roles at Metlife Securities Inc. and MassMutual Life Insurance Co. Outside of his advisory role, he is an insurance agent specializing in individual and group life, health, fixed annuities, long-term care, and disability products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational programs, structuring engagements as annual collaborative relationships utilizing firm-approved software and strategies.

Jonathan Di Pietro is a Series 66-licensed advisor with LPL Enterprise, based in Shelton, CT, and has four years of industry experience. Prior to joining LPL Enterprise in 2024, he worked with The Prudential Insurance Company of America and Pruco Securities LLC. His background also includes a long tenure at Waterford Hotel Group. In addition to his advisory role, he is involved in a Prudential-sponsored non-variable insurance business. LPL Enterprise serves a diverse range of clients including individuals, retirement plans, charitable organizations, and institutions through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a variety of brokerage and insurance products via an integrated platform.

Zachary Bass is a financial advisor with LPL Enterprise, holding a Series 66 designation and bringing 10 years of industry experience. His prior roles include seven years at Edward Jones and positions at SagePoint Financial and OSAIC. Outside of advising, he is involved in non-variable insurance activities. LPL Enterprise serves a broad client base including individuals, retirement plans, charitable organizations, and institutional clients, offering advisory and brokerage services supported by research, model portfolios, and third-party asset managers within an integrated platform that includes insurance products and collateralized lending programs.

Robert Duffus is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. His prior work includes roles at People's United Advisors, People's Securities, Inc., and People's United Bank. Outside of his advisory duties, he serves as a public notary and has experience as a vice president and branch manager at M&T Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and brokerage services.

Jerrett Weltens is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at People's United Advisors, Inc. and People's Securities, Inc. He is also involved in real estate rental activities outside his advisory role. LPL Financial is an SEC-registered investment adviser and broker‑dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Anthony Sorrentino Jr. is a financial advisor with LPL Financial and holds a Series 65 designation. He has 49 years of industry experience, including roles at Securities America Advisors, SSN Advisory, and Ameritas Investment Corp., among others. He also operates Retirement Planning Partners, LLC, through which he provides advisory and insurance services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs and services, including financial planning, model portfolios, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches.

William Miller Jr. is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior positions include roles at Merrill Lynch, Pierce, Fenner & Smith Incorporated and Bank of America. Outside of his advisory work, he serves on the committee of a small club focused on member recruitment and organizational sustainability. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering tailored financial planning and consulting with a range of portfolio management styles and specialized municipal advisory services.

Pamela Smith is a financial advisor at LPL Financial with 29 years of industry experience. She holds Series 63 and Series 65 designations and has worked previously at Metlife Securities Inc, Massachusetts Mutual Life Insurance Company, and Mass Mutual Investors Services. She is based in Branford, CT. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs supported by proprietary and third-party research, providing both discretionary and non-discretionary management options.